36% of Americans save absolutely nothing for retirement. 80% of people ages 30-54 believe they will not have enough money saved for retirement when the time comes. You know you need some sort of retirement plan, but can you afford it? Are you a statistic? Or on your way to becoming one? Spoiler alert: Yes, you can afford to invest in your retirement It doesn't … [Read more...] about 3 Ways to Start Investing for Retirement With $100 or Less
investing
5 Little-Known Uses for an IRA (Other Than Retirement)
IRAs are great for retirement accounts, but that's that all! There are many little-known uses for an IRA to shelter money from taxes, while accomplishing non-retirement-related goals. Normally when you pull money out before retirement, you pay a 10% penalty, but here are some ways to avoid that extra fee... 1. Paying for School You can use an IRA as an education … [Read more...] about 5 Little-Known Uses for an IRA (Other Than Retirement)
Learning Can Be the Worst Enemy of Doing
I love learning. Just last week I published "Never Stop Learning: 40 Places to Get Free Education Online". I'm a college student. I read daily. I'm taking a course at Codecademy. I'm constantly involved in military education. Obviously, I'm a big fan of continued education. The problem is when we let the process trump the outcome. [Tweet ""Don't let the process … [Read more...] about Learning Can Be the Worst Enemy of Doing
Finances Don’t Have to Be Complicated
It happens to everybody. We get our first jobs, we work hard, we excitedly rip into that first paycheck and, as Rachel so famously said on Friends, “Who’s FICA? Why’s he taking all my money?” Congratulations! You’ve just been introduced to taxes! Here’s the good news: for many of you, all of the money that is taken out of your paycheck over the course of the year for federal … [Read more...] about Finances Don’t Have to Be Complicated
The Most Important Article You’ll Ever Read On Investing
There are few topics that have as much written about them and as much contrasting information as investing. Just knowing that is enough to scare most people away from investing at all. Is it really that difficult? Do you really need to devote years of your life to studying the most efficient way to invest? It would seem that way, but in reality, not at all. The … [Read more...] about The Most Important Article You’ll Ever Read On Investing