• Skip to main content
  • Skip to secondary menu
  • Skip to footer
  • Business
    • Business Ideas
    • Earn More, Live More Series
    • Start a Business
      • For Less Than $1,000
      • For Less Than $10,000
      • For Less Than $25,000
      • For Less Than $100,000
  • Career
  • Investing
    • Get Started
    • Investing 101
    • Investing by Age
      • 20s and Younger
      • 30s
      • 40s and 50s
      • 50+
    • Retirement
      • Retirement 101
      • Retirement Calculation
      • Retirement Myths
      • Retirement Plans
    • Stock Market
      • Stock Market & Elections
      • Stock Market & News
      • Stock Market Performance
      • Stock Market Uncertainty
      • Stocks vs Gold vs Real Estate
  • Saving
    • Budgeting
    • Credit Cards
    • Debt
    • Frugality
    • Money-Saving Hacks
    • Why You’re Broke
  • Productivity
    • Habits
      • Goals Vs. Habits
      • Micro Habits
      • Tiny Habits
    • Goals
    • Time Management
    • Your To-Do List
MoneyMiniBlog

MoneyMiniBlog

Smarter With Your Money. Smarter With Your Time.

MIST (Money Is Time)
  • Guides ✨
    • Control and Save Money
    • Creating Habits
    • Credit Cards
    • Investing
    • Make Money Blogging
    • Paying Off Debt
    • Productivity
  • Business
  • Credit
  • Debt
  • Investing
    • Cryptocurrency
    • Stock Market
    • Retirement
  • Make Money
  • Productivity
    • Creating Habits
    • Goal Setting
    • Self Discipline
  • Real Estate
  • Save Money
  • All
    • Budgeting
    • Career
    • Family
    • Giving
    • Health
    • Insurance
    • Interesting
    • Law
    • Loans
    • Money Mistakes
    • Taxes

FEATURED IN

SAVING

hidden roi frugal

The Hidden ROI of Frugality: Why Cutting Costs Compounds Like Investing

Explore the power of frugality and how saving money can lead to greater financial security and future opportunities.
Read More
Save on Streaming and Subscription Services

20 Smart Ways to Save on Streaming and Subscription Services

Manage your subscriptions wisely and save on streaming and subscription services. These are helpful tips to keep costs low.
Read More
Foundational Financial Principles

20 Foundational Financial Principles You Can Live By (+ 100 Articles to Dive Deeper)

These are the 20 financial principles I’ve compiled since I started writing about finances in 2013. Plus 5 articles on each principle.
Read More
money-saving hacks

20 Money-Saving Hacks So Ridiculous They Actually Work

Looking for unique ways to save money? These are 20 effective money-saving hacks that help you cut costs and rethink your savings strategy.
Read More
fix being broke not poor

5 Reasons You’re Broke and How to Fix It

Are you broke? Do you call yourself poor? This article explains 5 key reasons why you may be broke, how to fix it, and why you’re not poor.
Read More
save money office work furniture

How to Save Money on Office Furniture

So you’re in a new office. Or you just want to redecorate. Either way, you want to save some money on the furniture.
Read More
moving save money home house

9 Tips to Help You Save Money During a Move

They say that moving homes can be one of the most stressful experiences you will ever go through in your life – but moving can not only cause stress for…
Read More
buy-to-let property

15 Things You Should Buy From the Dollar Store

Dollar stores are interesting because they make their money by charging a dollar for everything. So that means things that are typically $2 or $3 are only a dollar at the…
Read More

SAVE MONEY

Cars & Transportation

  • haggling hacks for used cars
  • buy your first car & still save
  • sell a car when you’re upside-down
  • maximize your car’s resale value
  • drive without car payments
  • fuel-saving tips (and myths)

Moving & Life Transitions

  • key moving tasks (checklist)
  • save money during a move
  • relocating without a job
  • what to do if you get laid off

Family & Relationships

  • help your spouse change financially
  • joint vs. separate accounts
  • debt management for couples
  • finances for a stay-at-home spouse
  • what not to say to kids about money
  • money talks with aging parents
  • what kids should be taught about money
  • why you should never co-sign
  • money, marriage, and children

Weddings (Save Big Without Sacrificing)

  • plan a “rich” wedding on a budget
  • turn a property into a wedding venue
  • luxury wedding without breaking the bank
  • cut spending on weddings & family events
  • how to budget for a wedding
  • don’t feel bad about a frugal wedding
  • save for your dream wedding
  • wedding budgeting (start to finish)
  • save as a destination-wedding guest
  • save money on your wedding (roundup)

Free Tools

  • Financial Goals Worksheet – MMB worksheet to help you set and track you financial goals.
  • Bill Payment Schedule – MMB worksheet to track your bills and mark when they are paid.
  • Balance Sheet – MMB simple, easy to use balance sheet.
  • Budget Worksheet – A great basic budget worksheet from Dave Ramsey.
  • Irregular Income Budget – A great budget worksheet from Dave Ramsey for an irregular income.
  • Monthly Cash Flow Plan – Cash flow plan from Dave Ramsey.
  • Financial Snapshot & Budget – Excel doc budget form from J Money @ Budgets Are Sexy.

BUDGETING

Budgeting & Money Management

  • budgeting tools (apps & templates)
  • control and save your money (complete guide)
  • why i budget—and why you don’t have to
  • real-life budgeting (what actually works)
  • get your finances in order (step-by-step)
  • budget categories most people miss
  • budgets aren’t limiting (mindset shift)
  • overcome money struggles & take control
  • protect your money (risk & safeguards)
  • cash vs. credit cards (which to use when)

Travel & Vacations

  • spending money while traveling internationally
  • travel affordably (vacations aren’t expensive)

DEBT

Debt & Credit

  • snowball vs. avalanche (which to use)
  • crush credit card debt (playbook)
  • reduce debt after 40
  • how i became debt-free at 24
  • balance transfers & lower rates (faq)
  • improve your credit score (fast wins)
  • do student loans affect credit?
  • tackle high-interest debt without hurting credit
  • spring clean your credit (5 steps)
complete guide credit cards

Let’s Have “The Talk”

…the credit card talk

default/09-monotone.png
How do I get out of debt?
default/06-sky.png
The Debt Snowball or Debt Avalanche
default/09-monotone.png
What if it’s all credit card debt?
default/06-sky.png
Follow these 6 steps, and then read this guide if you plan to keep using credit cards.
default/09-monotone.png
Is that what you did?
default/06-sky.png
Yes, I will show you exactly what I did.
default/09-monotone.png
Well, what if I am older and have debt?
default/06-sky.png
You can still reduce your debt after 40 and older.
default/09-monotone.png
My friend said I should do a balance transfer, should I?
default/06-sky.png
Sometimes. Read this to decide.
default/09-monotone.png
I’ve spoken with people who said payday loans are very helpful.
default/06-sky.png
You must speak to liars. Payday loans are the cancer of the financial industry.
default/06-sky.png
But seriously, they are the worst. You can see why here.
default/09-monotone.png
That was a bit strong, but I guess good to know? What should I do now?
default/06-sky.png
Well, if you’re interested in real estate or college, check out the sections below this. If you’re just generally trying to figure out how to save more money, check out this guide.
debt snowball avalanche comparisson
credit card debt

6 Action Steps to Crush Credit Card Debt

complete guide credit cards
reduce debt after 40

10 Practical Ways to Reduce Debt After 40

Should You Do a Balance Transfer for Debt?

understanding debt live without debt
complete guide debt

REAL ESTATE

  • Save Money for a House (Faster)
  • Should You Refinance? (Pros & Cons)
  • Is Refinancing in Today’s Market Worth It?
  • Hidden Mortgage costs & pitfalls
  • Buy vs. Rent (How to Decide)
  • Pay Off Mortgage or Invest?
  • Smart Mortgage Payment Strategies
  • Everything About Paying Off Early
  • Is it Dumb to Pay Off Early?
  • Seller Financing (How it Works)

COLLEGE

College & Education Savings

  • Help Your Grandkids Go to College
  • Pay for College Without Debt (Uncommon Ways)
  • Best Student Discounts (Save Everywhere)
  • Tax-Free Ways to Pay for College

TUITION TACTICS

Make College Cost WAY Less

student loans
Student Loans?
paying for college
Paying for College?
working your way through college
Work through college?
which college you go to
Does the College Matter?
kids college retirement
Saving for kids’ college?

LATEST IN SAVING MONEY

Family of three smiling in a car, showcasing joy and togetherness.

A New Honda CR-V Might Be the Most Frugal Family Car Purchase You’ll Ever Make

June 11, 2026
Explore why the Honda CR-V is the ideal family vehicle with excellent fuel efficiency and spacious interiors.
Read More
things to avoid

3 Things to Avoid if You Want to Save Money

May 23, 2026
Avoid common financial pitfalls with our guide on things to avoid when managing your expenses and savings.
Read More
Save Money on Everyday Purchases

8 Innovative Ways to Save Money on Everyday Purchases

March 10, 2026
Learn how to save money effectively with smart strategies that enhance your purchasing decisions and lower daily expenses.
Read More
skincare spending

Smart Skincare Spending: Where to Save, Where to Splurge, and Why It Matters

February 11, 2026
Explore the world of skincare and learn how to make smart choices that benefit your skin without overspending.
Read More
avoid costly auto repairs

How to Wisely Avoid Costly Auto Repairs

January 29, 2026
Discover tips to avoid costly auto repairs by recognizing warning signs early and maintaining your vehicle properly.
Read More
truck auto care maintenance

A New Truck Owner’s Guide to Auto Care and Maintenance

January 24, 2026
Learn essential tips for maintaining your truck and keeping it in top shape. Protect your investment with proper care.
Read More
right financial advisor

How to Find the Right Financial Advisor for You or Your Business

January 16, 2026
Discover how to choose the right financial advisor to align with your goals, build long-term wealth, and make smarter financial decisions.
Read More
https://moneyminiblog.com/save-money/spending-money-to-save-money/

Spending Money to Save Money: The Value of Preventive Expenditure

October 10, 2025
Explore the concept of spending money to save. Learn how proactive investments can prevent bigger expenses in the future.
Read More
hidden roi frugal

The Hidden ROI of Frugality: Why Cutting Costs Compounds Like Investing

October 7, 2025
Explore the power of frugality and how saving money can lead to greater financial security and future opportunities.
Read More
Save on Streaming and Subscription Services

20 Smart Ways to Save on Streaming and Subscription Services

September 6, 2025
Manage your subscriptions wisely and save on streaming and subscription services. These are helpful tips to keep costs low.
Read More

Summer Car Care in California: Protect Your Vehicle from the Heat

September 3, 2025
Protect your vehicle this summer with simple tips for shielding against heat and sun exposure while on the road.
Read More
Foundational Financial Principles

20 Foundational Financial Principles You Can Live By (+ 100 Articles to Dive Deeper)

August 7, 2025
These are the 20 financial principles I’ve compiled since I started writing about finances in 2013. Plus 5 articles on each…
Read More
1 2 3 4 5 … 39 40 41 42 Next »

Footer

AFFILIATES

Sometimes I use affiliate links on this website, which means that on those links I earn a commission if you click and buy a certain product or service. I will never recommend anything that I haven’t used. I will only have affiliate links to quality products and service that I actually think you will want to use. If you have any problem with a product or service recommended here, please let me know and I will look into the situation. Full disclosure.

DISCLAIMER

MoneyMiniBlog does not claim to be a financial, legal, or professional counseling service. We are not certified financial or legal counselors. None of the articles on this website should be taken as financial, legal, or professional advice. Any of the interest rates, deals, websites, offers or promotions are subject to change without notice. We sincerely want to help and we think we can, but if you have serious financial or legal concerns, please consult a professional. Terms and conditions.

  • Facebook
  • Twitter

MONEYMINIBLOG

  • Archives
  • About
  • Blogroll
  • Privacy Policy
  • Contact

© 2013–2026. All rights reserved.

Manage Cookie Consent
To provide the best experiences, we use technologies like cookies to store and/or access device information. Consenting to these technologies will allow us to process data such as browsing behavior or unique IDs on this site. Not consenting or withdrawing consent, may adversely affect certain features and functions.
Functional Always active
The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network.
Preferences
The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user.
Statistics
The technical storage or access that is used exclusively for statistical purposes. The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.
Marketing
The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes.
  • Manage options
  • Manage services
  • Manage {vendor_count} vendors
  • Read more about these purposes
View preferences
  • {title}
  • {title}
  • {title}