Moving to a new city with your spouse can be an incredibly exciting time. Unfortunately, the process of planning and executing your move, as well as thriving afterward, can be a bit pricey. How do you prepare financially for this kind of move, and how can you save money once you’re settled in your new home? Here are a few tips to help you out.

While Planning Your Move…

Make Your Budget

Budgeting is likely going to be the single most important thing you do to prepare for your move to a new city. And in reality, you’ll likely need two budgets: one for your move and one for your new home’s expenses. Ensuring you stay within these budgets is crucial to savings, as well. Keep in mind that shorter moves in-state can usually come in under $1,000 but larger scale moves across states will definitely run into four figures or more.

Add Extra to Your Emergency Savings

While you’re budgeting, make sure you’re including the money you’ll set aside to power up your emergency savings. Even if you’re familiar with doing research online (as 48% of couples are after picking a wedding venue), any big event like a move can throw all sorts of wrenches into your plan. Having some extra oomph in your emergency savings fund will help you get through those snags.

Find Out if Your Employer Offers Relocation Assistance

Are you relocating for a new job? That’s great! Even greater if your new employer offers moving assistance. This may include funds for moving, relocation tax considerations, help finding housing, or even temporary housing while you’re still settling in. If your employer offers this service, you should absolutely take advantage of it. It could help you save a fair amount of money while prepping for your move.

While Executing Your Move…

Ask the Neighbors

The average home sale touches at least 86 people before the whole process is done. Odds are, the neighbors in your new area have seen it all when it comes to your new house. Make sure you ask them about the area, other neighbors, and neighborhood events that you might be able to attend for free. They’re your greatest resource when it comes to saving money in your new city.

Try to Cook at Home

Cooking at home might not be possible until you’ve unpacked all of your pans, but once that’s done you have no excuse. Buying local groceries and cooking at home while you’re settling in is an excellent way to save money and get comfortable in your new home all at the same time.

Once Your Move Is Over…

Be Smart About Transportation

Did you know that in 2016, Washington DC drivers spent approximately 11% of their total travel time in traffic? When you move to any new city, you need to research traffic patterns and figure out how to make the most of the gas you’ll be using. Have a high-traffic commute to work? There may be a form of public transportation that can get you there and back for less money and with less environmental impact.

Stick to a Weekly Budget

Once again, budgeting is your best friend. If you can swing it, a weekly budget is your best bet for saving money. Any longer period of time leaves more room for uncertainty and error. Even if your paychecks come bi- or semi-weekly, sticking to a weekly budget can give you a more concrete plan for everyday expenses.


The best way to find all of the greatest cheap eats and free events in your new city is to explore! Spend a day or two out on the town — making room in your budget for it, of course — and experience all of the newness your new home has to offer. Find a local farmer’s market, a local hole in the wall, or a free concert series to help you feel truly at home.

Saving money might not be a walk in the park, especially when you’re planning a big move, but ultimately you’ll be much better prepared for life in a new city. Are you ready to make the big move?