If you are fortunate enough to have focused on personal finance matters early on, you may be entering the next decade with a sense of optimism and self-satisfaction.

For others, it may be an overwhelming desire to reach back through time and punch your younger self in the face.

Why-or-why didn’t we make the right decisions back then? Oh, just how helpful it would have been to have the benefit of two decades’ worth of saving and compounding…

Thankfully for your twenty-year-old self, time travel hasn’t yet been invented.

Which is just as well. Because if you don’t start building wealth right now, your sixty-year-old self is going to pull out all stops, and actually find a way to go back and give you the bollocking of your life.

Read the full post on: Banker on Fire