I hope you’ve had a great 2017 so far.

I’m in my second month of living in Italy, and I’ve noticed two things so far:

  1. Most of what Americans like to say about Italy isn’t true. They likely heard it from someone else, so they repeated it, but most people don’t experience things for themselves. A couple examples: “Italian food is nothing like ‘American Italian’ food” and “pretty much everyone in Italy speaks English. Everyone in Europe does. It’s a universal language.” For the record, both of those statements are false. I can maybe see how people came up with those ideas, but they aren’t true.
  2. It really is true that the things you think are common to every country are unique to your own country, and the things you think are unique to your own country are universal.

Here are a couple good reads from this week…

  1. Harvard Agrees, This is How You Get Out of Debt [Funancials] Spoiler alert: It’s the debt snowball (compare the main two ways). But this is a great article, even if you already know about the snowball. I like Hunter’s (aka A. Blinkin) writing style, and he doesn’t just give you the same information on this topic.
  2. When Credit Card Rewards Become Dangerous [The Simple Dollar] I would be skeptical when someone tells you to always use credit cards or to never use credit cards, unless they give a good reason for their view (i.e. Dave Ramsey, but still…). This article explains why there isn’t a one-size-fits-all answer for using credit cards for rewards. Beware!

What have you been reading this week?