If you get involved in a car accident in Hollywood, Florida, you may need the services of a car accident lawyer. Hollywood is a city with a lot of traffic, and car accidents are not uncommon. A car accident lawyer can help you get the compensation you deserve.
Compensation From Health Insurance Coverage in a Car Accident in Hollywood Florida
If you have experienced a car accident in Hollywood, Florida, and you have injuries that require medical treatment, you may ask yourself if your health insurance will cover your medical expenses.
Factors for insurance to cover your medical expenses include:
- Type of health insurance you have
- Terms of your health insurance policy
- The extent of your injuries
If you have health insurance, your health insurance company will help pay for your medical expenses related to a car accident, up to your policy limits. In some cases, your health insurance company may require you to pay a deductible before they will start reimbursing you for your medical expenses.
Your health insurance company may only cover a portion of your medical expenses, leaving you with some out-of-pocket costs. If you do not have health insurance, or if your health insurance does not cover your medical expenses related to a car accident, you might be able to seek compensation from the at-fault driver’s insurance company.
In Florida, drivers are required to carry personal injury protection (PIP) insurance, which can help pay for their medical expenses, up to a certain limit. If the at-fault driver’s PIP insurance is not enough to cover your medical expenses, you may file a lawsuit against the at-fault driver to seek additional compensation. This kind of lawsuit is known as a personal injury lawsuit.
You might receive financial compensation from the driver responsible for your injuries, depending on the injuries.
Lawyers for Car Accidents in Hollywood, Florida
There are a few different ways that a car accident lawyer in Hollywood, FL may fight for your car accident compensation. First, they may attempt to reach a settlement with the insurance company of the other driver involved.
If a settlement cannot be reached, then your lawyer may file a personal injury lawsuit on your behalf. Lastly, your lawyer will present your case to a judge and jury and argue for you to receive the compensation you deserve. In a car accident, if you have experienced injuries, you might be compensated for pain and suffering, medical bills, and lost wages.
Florida as a No-Fault State
In a no-fault state like Florida, drivers are not held liable for damages and injuries in an accident; instead, both drivers’ insurance companies pay for their respective policyholders’ damages and injuries, up to each policy’s limits.
Insurance companies pay regardless of who is at fault for an accident. This is because each driver’s insurance pays a portion of their own damages and injuries, up to their policy limits. This type of system is designed to keep insurance premiums low and prevent lawsuits.