Credit card churning may be something that works for you.

The Balance defines it this way:

“Credit card churning refers to the practice of repeatedly opening and closing a credit card to earn its signup bonus over and over. Doing this with several credit cards lets you rack up far more rewards than you’d get if you stuck with just one credit card.”

It’s an easy concept to understand, but the actual practice requires dedication.

You basically jsut have to stay focused and keep track of everything.

It can be a great way to get some “free” money, but it does require some work on your part.

This actually reminds me of the time my wife and I got a “free” laptop for signing up with several different companies. It was a process of signing up for subscriptions, offers, services, and product auto-ships, and then canceling them before they started charging us.

Some of it was free and some was just cheap, but all together, we got a laptop for a few bucks and a bunch of time.

Credit card churning definitely works, but if you’re lazy with it, it’s not as effective, and you’ll have a hundred credit cards open just waiting for someone to steal the info and take advantage of you. Of course, that’s the worst-case scenario.

So check out the graphic and see if it’s something you can do. These are the tips for doing it well…

How to Churn Your Credit Card [Infographic]

Infographic: Credit Card Reviews