Early retirement is the reason many of us give for the deprivations we impose on ourselves (and our loved ones) on a daily basis. All those sacrifices made at the altar of early retirement. Financial. Personal. Family. Time we’ll never get back. Not this little black duck! I’m on the shady side of 50 and due to various ups and downs in my personal and … [Read more...] about How to Build a Life You Don’t Want to Retire From
If you're planning to withdraw money from your annuity, it's important to first understand your options. The process can include working with your insurance company to determine how much you want to withdraw as well as paying penalty fees if you withdraw before the surrender period has passed. Knowing what options you have when withdrawing from your annuity can ensure you make … [Read more...] about 3 Reasons for Withdrawing Annuity
When you are young, retirement seems far off, but it will come before you know it. When it does arrive, you need to make sure you've prepared yourself. No matter how old you are, there are things that you can start doing now to ensure that retirement does not catch you by surprise. Keep reading to discover the top tips for ensuring that you are as financially prepared as … [Read more...] about 5 Ways to Prepare for Retirement at Any Age
Aaah, the 20s! The youngest, most flexible years of adult-life. At the same time, they’re the most-defining decade of adult life. All the decisions you make now can bite you back in the future. This especially rings true in financial matters. In other words, while the 20s are the decade of carefree wonder, sound financial decisions are critical. The earlier you start … [Read more...] about Why Hire a Financial Advisor in Your 20s
Did you know that only 33% percent of Americans have an IRA? An IRA is a smart way to save for retirement, but it's not your only option. In fact, when it comes to investing in a nest egg to ensure a financially secure retirement, there are several different types of retirement plans for you to choose from. Another common option is the 401k. But what's the difference? And … [Read more...] about IRA vs 401k: What’s the Difference?