Setting realistic financial goals is what separates the successful from the unsuccessful. Goals are good for every area of life, but setting financial goals specifically is important. The process of setting goals is just as important as having them, so let's look at what it takes to set realistic and effective financial goals. Determine Your Goals Just like with any goal, a … [Read more...] about How to Set Realistic Financial Goals
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How to Make Car Payments and Be Debt-Free at the Same Time
Car payments are a beautiful thing, aren't they? Of course they are...when you are the one receiving them. When it comes to car payments, you have 2 options. You can take out a loan, put yourself in debt and pay interest on your monthly payment to a financial institution or you can opt for the better option... Make a payment to yourself! That's right, open an … [Read more...] about How to Make Car Payments and Be Debt-Free at the Same Time
A Quick Guide to Using the Envelope Budget System
The envelope budget system is an easy budget for people who want/need to physically see where there money is going. It's a very simple process; in fact, all you need to get started is a few envelopes. You will use a different envelope for each category in your budget. When you receive income, you simply put the correct amount in each envelope for that particular … [Read more...] about A Quick Guide to Using the Envelope Budget System
The 5 Minute Budget
Yes, this is an actual budget that you can create for yourself in less than 5 minutes. An actual 5 minute budget. It begins, as every budget begins, by writing down your income for 1 month, then write down your expenses for 1 month. I hope you like the picture at the top, I figured it was more peaceful than the typical pen with a paper budget picture. Budgets don't … [Read more...] about The 5 Minute Budget