Handling money. Getting out of debt. Credit cards. Buying a house. We learn all about it in school, right? Not so much. Personal finance is a topic often forgotten in our school systems. Why is that? Government conspiracy, perhaps? Not enough time in the day? Honestly, it doesn't matter and you can't change what you weren't taught, but you are fully capable of … [Read more...] about Are You Taking Financial Advice From the Wrong People?
It's tax refund time again! You have been waiting for it, now you have it, and you want to use it to get closer to your goals instead of blowing it. How responsible of you! If you don’t plan how you will spend it, then it will just slowly disappear in your account, right? Well, if you have a budget, that shouldn't happen, but you definitely need a plan for that … [Read more...] about 33 Quick Ideas to Spend Your Tax Refund Productively
There is a popular phrase that is poisoning our minds when it comes to how we think about money. Are you dooming your finances to fail by using these words? I'll cut to the chase, the phrase is: "I can't afford it" It's usually used as an excuse and it looks like this: "I can't afford to save." "I can't afford to invest." "I can't afford to get out of … [Read more...] about Are You Letting This Sentence Ruin Your Finances?
What do you do when somebody comes up to you on the street and asks you for money? How do you respond? Do you give it to them? Do you say "sorry, I don’t have any money" (even if you really do)? Do you hesitate to give, because you feel like giving money to someone on the street, whether they are panhandling, begging or homeless, could be enabling their "habits" and not … [Read more...] about 8 Ways to Give Directly to People in Need Without “Enabling” Them
When you think about being responsible with your money, a budget may be one of your first thoughts. In my Beginner Series, I tell you, point-blank, that you need a budget. Can you really live without a budget? The title of this article makes it seem like I was misguiding you when I said that you need a budget, doesn't it? Well... Money and the Masses First off, NO! I am … [Read more...] about How to Live Without a Budget or The Automatic Budget