If you had your credit counseling sessions, and you are dead sure you will proceed with filing for bankruptcy, then you need to follow the following tips. These tips will make sure you have a smooth process and won't have any issues when you are trying to rebuild your credit again. So, carefully go over these and assure you don’t miss a thing. 1. Change the Bank … [Read more...] about 3 Tips to Remember When Filing for Bankruptcy
We take courses in school on algebra, history, and art, but where’s the class on personal finances? The fact that only 32% of Americans have a household budget likely means most people don't know how to create one. Having a budget helps you stay in line with your expenses and avoid credit card debt. Here are some things to avoid when first creating your budget for household … [Read more...] about 6 Mistakes to Avoid When Starting a Budget
It's important for parents to teach their kids about the financial values and explain to them what role it plays in their life. Learning about finances is not something which works with some classes or words. As they say, actions speak louder than words, and in a similar way, money value can be learned well only through practical ways. Most of the parents choose wrong … [Read more...] about 5 Common Mistakes Parents Make While Teaching Their Kids About Money
Three things are required for investment success: Knowledge, experience and time. Consulting an independent financial advisor (or IFA) can increase your knowledge base and help you avoid any problems by tapping into their years of experience. Sign up for a financial or investment newsletter where you can be informed regularly about investment news and trends. IFAs aren’t … [Read more...] about 6 Typical Investing Obstacles and How to Combat Them
In today's overworked, overstressed world, timeshares are a tempting solution to a widespread problem. After all, 37% of families said that vacations make them happy, making these trips the activity that makes families the most happy. With this demand for an escape, timeshares can sometimes seem like an attractive option. Once you buy in, this vacation home away from home is … [Read more...] about High Risk Vacations: What If I Get Stuck In A Timeshare Contract?