Life insurance refers to the amount of money paid to one or more beneficiaries of the deceased after paying a premium cost during their lifetime. In simple terms, it’s a security tool that protects your family and finances when you leave this world. However, you may need clarification about which is best for you due to the numerous life insurance policies and companies … [Read more...] about An Essential Guide to Getting a Life Insurance Policy
What’s New in Medicare in 2023?
Medicare is a government-funded health insurance program for people over 65, those with certain disabilities, and those with End-Stage Renal Disease (ESRD). As a beneficiary of Medicare, you know how important it is to keep up-to-date with any changes affecting your healthcare coverage. And suppose you're new to Medicare or getting ready to enroll. In that case, you'll want to … [Read more...] about What’s New in Medicare in 2023?
5 Questions to Ask Your Car Insurance Agent
Although there are many responsibilities that come with car ownership, obtaining car insurance is often considered the most vital. This is because the car is one of the biggest financial investments people will make in their life which they need to take care of properly so they can protect both themselves and their vehicle from potential liabilities. In general, the main … [Read more...] about 5 Questions to Ask Your Car Insurance Agent
How to Use Your Life Insurance Policy to Pay for Retirement
Note: Remember that in general, life insurance is not an investment. It's not the best way to pay for retirement, but it is an option if you're out of other options. The cost of senior care can be extremely daunting for retirees. According to Assisted Living, independent living can cost anywhere from $1,500 to $4,00 a month, while residing in assisted living facilities has … [Read more...] about How to Use Your Life Insurance Policy to Pay for Retirement
Everything You Need to Know About a Health Insurance Super Top-Up Plan
Quite often, the amount of coverage provided by your health insurance plan seems insufficient to cover your and your family's medical needs. Here comes the role of a super top-up plan into the picture, which can bridge the gap between your needs and your resources. These types of health insurance plans are a cost-effective approach to obtaining financial protection in the event … [Read more...] about Everything You Need to Know About a Health Insurance Super Top-Up Plan