College can be a double-edge sword. It provides important education and opens up opportunities, but also can cost a small fortune. For many of us, it is easy to graduate from college with tens of thousands of dollars in student loan debt. However, it is possible to reduce your student loan debt while you are still in college so that your loans are more manageable. Here … [Read more...] about 3 Ways to Reduce Your Student Loan Debt Before You Graduate from College
There I was. 21 years old. $24,000 in debt. I thought it was normal. I thought everyone had car payments. I thought debt was the only way of life. The American way. I also couldn't sleep at night, because I was so stressed. I had no plan for an emergency, other than to go into more credit card debt. That's when I got angry. A good motivating, driving anger. An anger … [Read more...] about 75 Must-Read Books on Personal Finance: The Ultimate Money List
The image that crosses many minds when they hear the phrase "debt collector" is a typical, hard-hearted scoundrel of melodrama infamy, which threatens to throw orphans on the street and widows off their jobs because rent is long overdue. It is convenient, and sometimes even justifiable, to portray these individuals as humanity's abysmal antagonists since some of their … [Read more...] about What is the Debt Collection Process?
You’ve got your eyes set on a beautiful car, and you can’t get it out of your head. Perhaps you’re just out of university and are buying a car for the first time. Perhaps you’ve driven your 30-year-old beloved car into the ground, and it’s time to get a new one. Or maybe you were involved in an accident that left your previous car undrivable. Your specific situation … [Read more...] about 9 Types of Vehicle Finance and When to Use Them
Higher education involves dramatic lifestyle changes, a considerable time commitment, and an unwavering dedication to mastering course material and excelling in extracurricular activities. Planning for higher education should start far before your first day on campus. Failure to set yourself up for educational and financial success could result in crippling student debt … [Read more...] about Insider Tips for Minimizing Student Debt