Credit cards have become the financial staples of modern life. Most people that sign up for a new credit card are not doing so with the expectation of accruing debt—but, too often, this becomes the case. Being aware of several common credit card pitfalls can help ensures your next credit card is not remembered as the cause of your financial woes. Avoid the Temptation to … [Read more...] about Common Credit Card Pitfalls to Avoid
Student credit cards are cards tailored towards college students who have limited or no credit. These credit cards for no credit offer the ability to report credit activity to the major credit bureaus, as well as offer attractive perks such as no annual fees. If you’re a student without a credit history, keep reading to find out how to select the best card. How to Find … [Read more...] about The Best Credit Cards for Students With No Credit
If you are planning on applying for a loan in the near future, then you need to make sure that you place your application in the best position possible to be successful. This means conducting a credit check before you apply for that loan. When you were looking at your credit score, you want to make sure that it is as high as possible. This is going to maximize your chances … [Read more...] about What Goes Into Your Credit Score?
Congratulations, you’ve earned your degree. You can finally wave goodbye to all-night study sessions and anxiety-inducing exams. However, tearful celebrations are quickly tamed by the realization that adulthood has finally arrived. Equally empowering and frightening, with maturity comes real-world struggles and financial strain. In most cases, recent graduates in their … [Read more...] about A College Graduate’s Guide to No-Fail Credit-Building Strategies
As you go about your daily life, you probably don’t spare much thought for how your actions impact your credit report. Sometimes, it’s not until you apply for a mortgage or loan do you come to realize just how much your actions may have affected it. Knowledge is power, so the more you know about your credit score, the better equipped you are to keep your score as high as … [Read more...] about 6 Surprising Ways You Might Be Ruining Your Credit Score