Credit Cards

These days, credit card companies offer many types of rewards for their customers, enticing more people to open an account with them. In the past, credit cards were merely a way to pay for something if you didn’t have the money on hand— and they were usually used in case of an emergency. Now with credit card companies offering rewards on certain purchases, credit cards have … [Read more...] about Credit Cards and the 3 Types of Rewards They Offer Their Customers

A credit score is like a key to finances. A good credit score can open doors to many opportunities, but if it's poor, you might be unable to enjoy specific financial opportunities. Your credit score affects everything, including whether you qualify for a credit card, the interest rate you are offered on an auto loan, and even how much you pay for some insurance policies. … [Read more...] about What You Need to Know About Buying Tradelines

Bad credit can follow you for a long time, making it difficult to get approved for loans, credit cards, and even jobs. If your credit needs improvement, you might consider using a credit repair company to help fix your credit. Credit repair companies are businesses that claim to be able to improve your credit score by removing negative items from your credit reports, such as … [Read more...] about What Methods Do Credit Repair Companies Use to Repair Your Credit?

Supposing you just finished high school and are looking for your first credit card. You will first fill out the application form and then wait for a response from the issuing bank. Unfortunately, you are rejected because you have no credit history. But how do you build a credit history? You can use some of these techniques to build credit without a credit history. Become … [Read more...] about How to Build Credit Without a Credit History

Prepaid credit cards are one of the most talked-about financial products today. They have become an integral part of our everyday life, and for a good reason: they empower you to make purchases without having to use a credit card or debit card. They're convenient, safe, and can be used almost anywhere. The cherry on top? You can't go over your credit limit, so your credit … [Read more...] about Prepaid Credit Cards: Can They Help With Debt Management?