Runaway debt and credit debt is the new normal. It doesn’t necessarily occur because you spend beyond your means, but can happen as a result of your FICO score dropping whenever you apply for a lease on an apartment, a credit card account, or a car loan. The company that reviews your application will pay a fee to check your credit and these checks are not harmless, but can … [Read more...] about The Different Types of Credit Checks and How to Improve Your Score
There are many tools to help your find the perfect credit card. Some of those tools cost money, this one is free, but there are other free tools like this. So, what makes it so special? It's more than just a tool, it's a goldmine of resources on finding credit cards, improving your credit, fixing mistakes on your credit report and ultimately helping your get the best … [Read more...] about Credit Card Insider Review – Find the Perfect Card for You
What is Credit Sesame? Sure, they are a credit monitoring service, like Credit Karma and many others, but that's not all. They offer more than the other credit monitoring services I've seen, while still keeping it free. What do they offer, you ask? A free credit score, free credit monitoring and free identity theft protection. Free identity theft protection? That's … [Read more...] about Credit Sesame Review – Why I Made the Switch From Credit Karma
Your credit score can tremendously impact your day-to-day life. For Example, your credit score can affect everything from obtaining a mortgage to getting a new job. This is something that most people know. But what everyone doesn’t know is how exactly your score is calculated. The reason that this isn't common knowledge is because the credit bureaus do not tell you … [Read more...] about How Does Debt Settlement Affect My Credit Score?
Do you know the total credit card debt of the United States population? 793.1 billion dollars. Now you know. And now you have a sick feeling in your stomach. At least, I do. Does that mean credit cards are evil? Nope. It just means people are stupid uneducated. That's the problem. Here's how to fix it... Step 1: Access the Damage Sometimes the first step … [Read more...] about 6 Take-Action Steps to Get Out of Credit Card Debt