It's no secret that most people don't know how to handle money. Personal finance is one of the primary categories of blogs on the internet today. That's because it's needed. It's highly needed. And most people don't even know where to start. People don't understand things like the stock market, mutual funds, index funds or compound interest in general. The average … [Read more...] about Why is the General Population Financially Illiterate?
Who doesn't like to travel? Traveling is fun and exciting, but it can also be scary and overwhelming if you aren't used to it. Especially when traveling internationally. There are many things to know and this guide doesn't cover everything, but it does show you the most important things that you need to know. First, here's what you need to do before you hit the … [Read more...] about What You Need to Know About Spending Money While Traveling Internationally
Credit is a funny thing. Especially when you start talking to other people. Some people have all the answers on how to improve your credit, but are they accurate? Just because something seemed to work for someone else doesn't mean it will work for you, but there are some standards that you (and anyone else) can meet to ensure your credit score will continue to … [Read more...] about 10 Credit Myths Busted [Infographic]
I've been there. Over $20,000 in consumer debt with interest rates higher than Cheech and Chong combined. I remember seeing the offers pouring in to lower my interest rates. This one stuck out: "0% interest rates on balance transfers for up to 15 months!" It was a Chase Slate card. 15 months was the longest zero interest offer I could find for a balance transfer at the … [Read more...] about Balance Transfer to Lower Your Interest Rates? 4 Questions to Ask First
In the modern age, getting rid of debt has various implications. There's the simple idea of lowering bills, living a debt-free lifestyle or simply putting yourself in a position to save money. But there is also the on-going concern of keeping your credit score intact. We live in a loan-oriented society and, for most of us, borrowing is critical. We need a car or can do … [Read more...] about 5 Tricks For Managing Your Credit Score