The credit card has its roots in the 1960s when Bank of America introduced its first credit card. Since then, general acceptance of the credit card has grown, with today's average American owning 3.84 credit cards, according to Experian, one of the largest consumer credit reporting agencies in America. With such a widespread acceptance of credit cards, credit card companies … [Read more...] about How Does Credit Card Cashback Work?
If you are like most people, you probably don't think about your credit score until you need it. And, if you're like most people, you probably don't think about your credit score until something bad happens. One of the worst things that can happen to your credit score is getting into a car accident. A car accident can affect your credit score in several ways, so it's important … [Read more...] about How a Car Accident Affects Your Credit Score
A credit score is like your in-laws. Some are really great. Some are not so great. And some people like to pretend they don't exist. Well, they do exist (your credit score that is...and probably your in-laws too) and whether you have a great credit score or a poor one, there is always room for improvement. You can always do better. Here are some tips for improving … [Read more...] about How to Improve Your Credit Score (No Matter What It Is Now)
Credit cards are a staple in modern society. They both help make purchases easier and provide a credit history that can benefit you down the road. On the other hand, credit card debt isn’t great. Even a little bit of credit card debt can add up and weigh on you. While you might think you have to pay off debt alone, that’s not the case. You can get help with credit card debt, … [Read more...] about How to Handle Credit Card Debt With Just a Little Help
These days, credit card companies offer many types of rewards for their customers, enticing more people to open an account with them. In the past, credit cards were merely a way to pay for something if you didn’t have the money on hand— and they were usually used in case of an emergency. Now with credit card companies offering rewards on certain purchases, credit cards have … [Read more...] about Credit Cards and the 3 Types of Rewards They Offer Their Customers