Credit card debt can accumulate fast, and interest rates can get notoriously high. And, if you don't pay the debt promptly each month, the debt continues to accrue, and you can find yourself under a mountain of debt. Moving your credit card balance to another card with lower rates can offer the financial reprieve you need for some time. A credit card balance transfer is a … [Read more...] about How To Transfer Credit Card Balance In 6 Easy Steps
Credit score and credit history are often confused. Why are they not the same thing and how are they different? Credit history is information about a specific person, that is, the subject of credit history who fulfills credit obligations. The credit history is based on data transmitted by the sources of the formation of the credit history: creditor organizations, federal … [Read more...] about The Difference Between Credit Score Tiers
Everybody knows that loans are the most popular way to get some money when you need it fast. However, it’s not that easy to get a loan, especially if you have a bad credit score. Plus, the interest rates can be through the roof. While we know it's the quickest way to the money we want, we also know it's not the most financially beneficial option. Perhaps you've decided a … [Read more...] about Bad Credit Score? How to Not Damage it With Payday Loans
Cashless payment has opened up access for people to pay for goods and services more conveniently, quickly, and securely. Credit cards have become firmly embedded in our lives. But what do you do if your credit or debit card expires and you're at home on your own? Let's try to figure it out together with the myfin website. When Does A Card Expire? The expiration date of a … [Read more...] about What Happens When Your Credit Card Expires?
Anyone can become overwhelmed by credit card debt. The average credit card debt today is over $6,000 per family, and while it represents a higher debt-to-income ratio among those with lower incomes, carrying a credit card balance month-to-month is something even well-off families do. Credit card debt may be leftover from a period of unemployment or illness. It can be the … [Read more...] about 4 Ways to Find Credit Card Debt Relief