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Credit Cards

What Are Credit Reference Agencies? (UK)

by MoneyMiniBlog | Oct 9, 2020

A credit reference agency is an independent organization that is said to hold data on individuals to evaluate loans and other needs.

How Can COVID-19 Influence Your Credit Score?

by MoneyMiniBlog | Sep 17, 2020

The COVID-19 crisis has been interrupting the global supply chains, business activities, stock markets, and other economic factors.

6 Ways to Boost Your Credit Score Fast

by MoneyMiniBlog | Aug 25, 2020

Correcting a damaged credit score isn’t something that happens overnight. However, there are some steps you can take to help expedite your efforts.

6 Tips For Optimal Credit Management

by MoneyMiniBlog | Aug 21, 2020

Americans are currently using around 23% of their available credit limit – which is indicative of the extent to which credit is a part of daily consumer life.

3 Tips to Help You Sustainably Build Your Credit

by MoneyMiniBlog | Jul 23, 2020

When you’re looking for ways to start building credit, it can be tough to know where to begin. This is especially true if you’ve never had a card before.

What is Credit Utilization Ratio And How Does it Affect My Credit Score?

by MoneyMiniBlog | Jun 11, 2020

Knowing a little about the meat and potatoes of this ratio may help you to manage your credit better, which ultimately means a hike in your credit score.