Is the US experiencing a financial literacy crisis? A Personal Finance Index survey conducted by the TIAA Institute in 2023, revealed shocking results. Only 48% of the participants were able to answer basic money questions correctly — the lowest in the survey's history. This shows a clear lack of financial literacy, and perhaps management skills among U.S. … [Read more...] about What Are the Essential Principles of Financial Management?
At times it can be challenging navigating between champagne tastes and modest budgets. While certain luxuries might warrant spending out, others might not warrant emptying out your savings account. Let's embark on this lavish journey together to determine when is is wisest to indulge and when we should perhaps keep our wallet closed tighter. The Glitter of High-End … [Read more...] about To Luxe or Not to Luxe? That is the Question
Traveling on a tight budget may seem daunting, but with some planning and flexibility, you can have an amazing experience without breaking the bank. Here is the ultimate guide to traveling on a shoestring budget. Research Destinations The first step is choosing a destination that is affordable. Some budget-friendly places include Southeast Asia, Central America, Eastern … [Read more...] about The Ultimate Guide to Traveling on a Shoestring Budget
A budget can be a great tool that can help you enjoy your money, save each month, and reach your financial goals. Regardless of where you are in your budgeting journey—whether you’re brand new to it or are looking for ways to improve—here are some tips to help you budget better. 1. List your fixed and variable expenses You might be tempted to estimate your monthly … [Read more...] about 5 Easy Budgeting Tips for Everyone
Video conferences offer various advantages, from real-time communication with colleagues to streamlined decision-making processes. However, not all digital interactions are created equal. Businesses need a high-quality camera and microphone to ensure that every conference call is compelling. The best video conferencing devices can capture stunning visuals, whether for small … [Read more...] about Why Video Conferencing is Essential for Remote Teams