Budget 1 | Budget 2 | Budget 3

Discipline is the difference between financial success and financial failure. Getting disciplined means staying on track and staying focused on your goals. This applies to almost every aspect of your finances.

From budgeting to investing, discipline and sticking to your limits are the most important things, because without discipline, it won’t matter how much money you earn or how much money you invest.

You can earn a million dollar salary and invest regularly, but it you are not disciplined in spending and investing approach, you could lose everything. As far as your budget is concerned, discipline will make it or break it.

Sticking to Your Limits

It’s understandable that you will have months in your budget when you will overspend. It happens. You should have every penny of your budget accounted for, so when you overspend in one category, it will have to come out of another. Because of this, you will have to prioritize your categories.

The least important category should be the last one funded. This way, if you overspend in the most important categories, you won’t have any money left for the less important categories.

Freedom Through Discipline

In finances, your discipline now means freedom later. It may be tough to stick with your budget every single month, but it will we worth it when you reach your end goal. The more discipline you practice in your finances, the more success you will achieve.

Keep the discipline, keep the budget and here’s to your financial future.

Budget 1 | Budget 2 | Budget 3

Budgeting Tools We Recommend

Personal Capital: Track All of Your Spending in One Place
Goodbudget: Track Your Spending With the Digital Envelope System
Mint: Connect Your Accounts and Automate Your Budget