Kalen Bruce

The envelope budget system is an easy budget for people who want/need to physically see where their money is going. It's a very simple process; in fact, all you need to get started is a few envelopes. You will use a different envelope for each category in your budget. When you receive income, you simply put the correct amount in each envelope for that particular … [Read more...] about A Quick Guide to Using the Envelope Budget System

Budget 1 | Budget 2 | Budget 3 Discipline is the difference between financial success and financial failure. Getting disciplined means staying on track and staying focused on your goals. This applies to almost every aspect of your finances. From budgeting to investing, discipline and sticking to your limits are the most important things, because without discipline, it … [Read more...] about Start a Budget 3: Getting Disciplined

Budget 1 | Budget 2 | Budget 3 Now you should have all your income and all of your expenses for one month. Now it's time to start telling your money where to go. Getting Detailed To really start getting detailed, you need to ask yourself what the main purpose of your budget will be. If getting out of debt is the main reason, then the emphasis should be placed on … [Read more...] about Start a Budget 2: Getting Detailed

Budget 1 | Budget 2 | Budget 3 A budget doesn't have to be boring. They can actually be fun. Best of all, they are not difficult! When you are getting started you have to know 2 main things to create a budget: How much you makeHow much you spend How Much You Make So let's start with your income. How much money do you bring in after taxes and deductions? This is … [Read more...] about Start a Budget 1: Getting Started

Yes, this is an actual budget that you can create for yourself in less than 5 minutes. An actual 5-minute budget. It begins, as every budget begins, by writing down your income for 1 month, then write down your expenses for 1 month. I hope you like the picture at the top, I figured it was more peaceful than the typical pen with a paper budget picture. Budgets don't … [Read more...] about The 5-Minute Budget