Tools and Resources
Welcome to the tools page. I have used or tested every tool that I recommend.
I share them due to the impact they’ve had on my life.
The Best Finance Course
Financial Peace University is Dave Ramsey’s 9 week course for home study. He covers investing, understanding insurance, budgeting, mortgages, finding bargains, negotiating, giving and much more. It’s Dave’s complete financial course.
The Best Web Hosting
Whether you’re an aspiring blogger, business owner, or just want your own website, you need high quality web hosting that’s affordable. After months of research (literally), I found out that SiteGround offers the absolute best web hosting available. I even prove why in my review.
Unmatched SpeedSiteground is the fastest web hosting company I have found, based on professional speed tests.
Extremely AffordableSiteground has multiple plans, but the basic plan is all you need to start, and it’s under $4/month.
Free TransfersSiteground transfers your website for free if it’s under 1GB, and if not, they help you get it to 1GB.
Amazing Customer ServiceSiteground has the best customer service I’ve ever seen. It’s so easy, and they’re so helpful.
Know Your Net Worth
See your up-to-date net worth at any time.
Track Every Transaction
See your transactions from all cards and accounts in one place.
Analyze Your Portfolio
Check for fees and make sure you’re making the best investments.
You can use Personal Capital on your phone, tablet or computer. It’s my favorite tool for tracking all of my spending.
You can link your accounts, and it’s totally safe. They have the same security measures as online banking websites.
Since they make their money from their investment advisory services, using Personal Capital is 100% free!
The Best Cash Back Site
Cash back that helps you reach your goals. Earn cash back and use it towards your retirement, student loan debt or a college fund.
The Best Productivity Apps
The most effective habit trackers, task managers and calendar apps.
Habit tracking app in the form of a role playing game.
Create multiple to-do lists with repeatable tasks and deadlines.
Awesome, simple habit track with a Life Log in the pro version.
Simple, but effective. A great way to track all of your time.
Syncs with Google Calendar to give you a simpler interface.
A great way to track habits and keep up with habit streaks.
The Best Blender for Everything
I wanted one of these for years, after I noticed that multiple large-chain smoothie shops were using these all day for years without issues. Now that I own one, I would never own another blender again.
For Everything and ForeverThe 64 oz container works well for any mixture, and these blades will last a long time.
It Cooks for YouThe friction allows this blender to heat things. It even comes with a full recipe book.
Super Easy to CleanAdd some hot water and a drop of dish soap. Blend for 30-60 seconds. Rinse.
Different SpeedsPut it on high for max speed or variable to have complete control over the speed.
The Best Way to Make Coffee
This is my favorite way to make coffee. Make it as strong or weak by adjusting how quickly you push the coffee through. Completely non-electrical; only requires hot water.
You Choose the StrengthYou choose how long to leave the coffee grains in the water by the speed you push.
No Grains in Your CoffeeThe micro-filter doesn’t allow even the smallest grains to pass through.
No Need to Plug InNo electricity required, which makes it easy to take with you anywhere you go, from business meetings to the campsite.
Unbelievably AffordableAt just under $30, this is a steal. I’ve had mine for over two years with no signs of wear.
The Best Programs
These programs are awesome if you want to get the most bang for your buck. You can learn more in one program than people learn from 50 books.
The Best Journals
Guided journals are a great way to start a journaling habit, and to accomplish any goal through daily reflection. These journals will help you answer big questions and set goals in place.
1. Budgeting Tools
- BudgetPulse – A basic free manual budgeting tool.
- BudgetSimple – Another free budgeting option.
- Buxfer – Sync all of your accounts together – try for free.
- EveryDollar – Dave Ramsey’s awesome free monthly budgeting system.
- Goodbudget – A basic envelope system app to track purchases.
- YNAB – Extremely popular budgeting software. Not free, but worth paying for.
2. Investing Tools
- Betterment – An easy way to do automatic investing.
- Financhill – Great information on individual stocks.
- Motif – Automated invested by different sectors.
- Personal Capital – Your finance headquarters. Link accounts, see your net worth and more.
- TD Ameritrade – A great place to open an IRA or a 529 for your kid’s education.
- USAA – The best bank if you have any military affiliation whatsoever.
- Yahoo Finance – Financial reports for companies all in one place.
3. Credit Tools
- AnnualCreditReport.com – The only place to get a free annual credit report, from each bureau.
- Credit Karma – A free monthly TransUnion credit score.
- Credit Sesame – A free monthly Experian credit score.
- USAA Credit Cards – They have some of the best, safest credit cards available.
4. Free Financial Worksheets and Tools
- Financial Goals Worksheet – MMB worksheet to help you set and track you financial goals.
- Bill Payment Schedule – MMB worksheet to track your bills and mark when they are paid.
- Balance Sheet – MMB simple, easy to use balance sheet.
- Budget Worksheet – A great basic budget worksheet from Dave Ramsey.
- Irregular Income Budget – A great budget worksheet from Dave Ramsey for an irregular income.
- Monthly Cash Flow Plan – Cash flow plan from Dave Ramsey.
- Financial Snapshot & Budget – Excel doc budget form from J Money @ Budgets Are Sexy.
- Free Downloads and Money Saving Tools – Free resources from Canadian Budget Binder.
My Top 2 Go-To Stores
- Amazon – You probably already shop here. Shopping through this link will help support MoneyMiniBlog without costing you a dime!
- AliExpress – Think of a thing and they probably have it, and at insanely low prices. Some products are as much as 90% less than other websites.
Save on Your Car
- Tire Rack – We started using TireRack originally, because it was cheaper to buy better tires with the wheels included here than it was to buy lower quality tires at any store in my city.
- Autotrader – A great place to buy and sell vehicles.
- eBay – I’m sure you shop here already, but if you haven’t looked at their prices on car parts, check them out. Never buy a part for your car until you’ve checked eBay first.
- Gas Buddy – The best app to find the cheapest gas in your town and on trips.
Save on Your Reading
- Amazon – Shipping is still free for books if you spend more than $25, as opposed to the normal $49 minimum.
- Barnes & Noble – Great for comparison-shopping with Amazon.
- The Economist – Pay just $1 per issues for the first 12 weeks for The Economist magazine – the only magazine I read.
Earn When You Shop
- Swagbucks – A great cashback site, and they also pay you for completing a variety of tasks, from watching videos to games to surveys.
- MyPoints – Another awesome cashback website that seems to have a higher than average pay-out..
- TopCashBack – A cashback website that gives you 100% of their commission when you shop through them. They can do this, because they make their money with ads.
- Legal Nature – Highly affordable legal documents for almost any legal need.
Save on Music Equipment
- Musician’s Friend – Usually the first place I check for a product. Amazing service and low prices.
- Sweetwater – A second source to check for comparison shopping.
- Music123 – An additional source I use for comparison shopping.
- eBay – It’s not uncommon to find brand new products for way cheaper than the above websites. There are hundreds of small music stores on eBay that can often offer a lower price.
Save on Electronics
- NewEgg – My first stop for computer parts and electronics. I’ve built several computers and every part came from NewEgg. I’ve also purchased full computers from here, since they always have great deals on them.
- Tiger Direct – Great for comparison shopping, and they seem to have the best prices on monitors usually.
- Sonic Electronix – The best price for auto electronics. I saved almost $2000 on the sound system I installed in my car, vs. the price of the local dealer.
Save on Printing
- Create A Shirt – Extremely affordable screen printing for shirts, and you can buy just one! The shirts a re great quality – I have ordered some! They also give away a free shirt of your own design each Friday to the lucky winners.
- 123inkjets – The easiest way to figure out which type of ink your printer requires, and some of the lowest prices on the internet. I go with the remanufactured cartridges to save even more and the cartridges are as good as new.
- Shutterfly – A great place to go when you want someone else do the printing. They also send out awesome deals.
- Groupon – Anytime you’re traveling, going out to eat or purchasing something, it never hurts to see if there is a Groupon available. You may be surprised at what they offer deals for.
Personal Finance Books
- The Total Money Makeover by Dave Ramsey
- Rapid Debt Reduction Strategies by John Avanzini
- The Richest Man in Babylon by George Clason
- The Intelligent Investor by Benjamin Graham
- The Essays of Warren Buffett by Warren Buffett
- Why Stocks Go Up and Down by William Pike and Patrick Gregory
- One Up on Wall Street by Peter Lynch
- The Little Book of Value Investing by Christopher H. Browne
- The Shortest Investment Book Ever by James O’Donnell
- Common Stocks and Uncommon Profits by Philip Fisher
- The Motley Fool Investment Workbook by David and Tom Gardner
- The Automatic Millionaire by David Bach
- The Four Pillars of Investing by William J. Bernstein
- Stocks For The Long Run by Jeremy Siegel
- The Beginner’s Guide to Real Estate Investing by Gary W. Eldred
- The ABCs of Real Estate Investing by Ken McElroy
- The Millionaire Real Estate Investor by Gary Keller
- The Advanced Guide to Real Estate Investing by Ken McElroy
- Real Estate Advantages by Sharon Lechter and Garrett Sutton
- Buy It, Rent It, Profit! by Bryan M. Chavis
- Think and Grow Rich by Napoleon Hill
- Rich Dad, Poor Dad by Robert Kiyosaki
- Secrets of the Millionaire Mind by T. Harv Eker
- The Millionaire Next Door by Thomas Stanley and William Danko
- 100 Ways to Create Wealth by Steve Chandler and Sam Beckford
- Cashflow Quadrant by Robert Kiyosaki
- I Will Teach You To Be Rich by Ramit Sethi
- The Science of Getting Rich by Wallace D. Wattles
- Financial Peace Revisited by Dave Ramsey
- The Wealthy Barber by David Chilton
- The Slight Edge by Jeff Olson
- The Power of Habit by Charles Duhigg
- Mini Habits by Stephen Guise
- The 7 Habits of Highly Effective People by Stephen Covey
- The 5 A.M. Miracle by Jeff Sanders (read my review)
- The Miracle Morning by Hal Elrod
- The One Thing by Gary Keller and Jay Papasan
- How Successful People Grow by John Maxwell
- The Now Habit by Neil Fiore
- Take the Stairs by Rory Vaden
- Procrastinate on Purpose by Rory Vaden
- Failing Forward by John Maxwell
- Getting Things Done by David Allen
- No Excuses! by Brian Tracy
- Eat That Frog by Brian Tracy
- Time Power by Brian Tracy
- The 4-Hour Workweek by Timothy Ferriss
- The Power of Full Engagement by Jim Loehr and Tony Schwartz
- The One Thing by Gary Keller
- Mindset by Carol Dweck
- The Magic of Thinking Big by by David Schwartz
- How to Stop Worrying and Start Living by Dale Carnegie
- Linchpin by Seth Godin
- How Successful People Think by John Maxwell
- How to Win Friends and Influence People by Dale Carnegie
- How to Have Confidence and Power in Dealing With People by Les Giblin
- Positive Personality Profiles by Robert A Rohm
- How I Raised Myself From Failure to Success in Selling by Frank Bettger
- The 5 Love Languages by Gary Chapman
- Simplify by Joshua Becker
How You Support This Site
Some of the links on this page are affiliate links, which means that I make a small commission if you buy something through clicking the link. However, I only recommend products or services that I personally use or have used and that I believe are truly worth your money. Many of the links on this page are not affiliate links. I want to provide you with great resources whether I make money from them or not.