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Tools and Resources

Welcome to the tools page. I have used or tested every tool that I recommend.

I share them due to the impact they’ve had on my life.

What I Love & Suggest:

The Best Finance Course
Financial Peace University is Dave Ramsey’s 9 week course for home study.  He covers investing, understanding insurance, budgeting, mortgages, finding bargains, negotiating, giving and much more.  It’s Dave’s complete financial course.
The Best Web Hosting
Whether you’re an aspiring blogger, business owner, or just want your own website, you need high quality web hosting that’s affordable. After months of research (literally), I found out that SiteGround offers the absolute best web hosting available. I even prove why in my review.
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Unmatched Speed

Siteground is the fastest web hosting company I have found, based on professional speed tests.
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Extremely Affordable

Siteground has multiple plans, but the basic plan is all you need to start, and it’s under $4/month.
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Free Transfers

Siteground transfers your website for free if it’s under 1GB, and if not, they help you get it to 1GB.
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Amazing Customer Service

Siteground has the best customer service I’ve ever seen. It’s so easy, and they’re so helpful.
The Best Money Tracker
Know Your Net Worth
See your up-to-date net worth at any time.
Track Every Transaction
See your transactions from all cards and accounts in one place.
Analyze Your Portfolio
Check for fees and make sure you’re making the best investments.
Multiple Devices
You can use Personal Capital on your phone, tablet or computer. It’s my favorite tool for tracking all of my spending.
Bank-Level Security
You can link your accounts, and it’s totally safe. They have the same security measures as online banking websites.
Completely Free!
Since they make their money from their investment advisory services, using Personal Capital is 100% free!
The Best Cash Back Site
Cash back that helps you reach your goals. Earn cash back and use it towards your retirement, student loan debt or a college fund.
The Best Productivity Apps
The most effective habit trackers, task managers and calendar apps.
Habit tracking app in the form of a role playing game.
Create multiple to-do lists with repeatable tasks and deadlines.
Awesome, simple habit track with a Life Log in the pro version.
Simple, but effective. A great way to track all of your time.
Syncs with Google Calendar to give you a simpler interface.
A great way to track habits and keep up with habit streaks.
All Productivity Tools
Increase Productivity
These are all of the productivity apps I’ve personally used and liked. If I don’t think it’s worth using, I don’t recommend it.
The Best Blender for Everything
Vitamix 5200
I wanted one of these for years, after I noticed that multiple large-chain smoothie shops were using these all day for years without issues. Now that I own one, I would never own another blender again.
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For Everything and Forever

The 64 oz container works well for any mixture, and these blades will last a long time.
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It Cooks for You

The friction allows this blender to heat things. It even comes with a full recipe book.
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Super Easy to Clean

Add some hot water and a drop of dish soap. Blend for 30-60 seconds. Rinse.
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Different Speeds

Put it on high for max speed or variable to have complete control over the speed.
The Best Way to Make Coffee
Aeropress
This is my favorite way to make coffee. Make it as strong or weak by adjusting how quickly you push the coffee through. Completely non-electrical; only requires hot water.

You Choose the Strength

You choose how long to leave the coffee grains in the water by the speed you push.

No Grains in Your Coffee

The micro-filter doesn’t allow even the smallest grains to pass through.

No Need to Plug In

No electricity required, which makes it easy to take with you anywhere you go, from business meetings to the campsite.

Unbelievably Affordable

At just under $30, this is a steal. I’ve had mine for over two years with no signs of wear.
The Best Programs
Productivity Programs
These programs are awesome if you want to get the most bang for your buck. You can learn more in one program than people learn from 50 books.

47 Strategies

Jeff Sanders is the host of the 5am Miracle podcast. He’s an experience productivity guru, and he knows the most effective systems to take your productivity to the next level and accomplish your grandest goals. In 47 Strategies, you will access your entire life and figure out which areas you can improve. This system is well worth it, just to have the tools and keep them.

Brian Tracy's Programs

Brian Tracy is a classic productivity author. He’s written an insane amount of books and many of them are insanely popular (think: Eat That Frog). In his courses, he will walk you through different objectives based on the course. There are several options ranging from creating habits to time management to sales. Find the program for whatever you want to improve.
The Best Journals
Productive Journals
Guided journals are a great way to start a journaling habit, and to accomplish any goal through daily reflection. These journals will help you answer big questions and set goals in place.

The Mastery Journal

The ultimate productivity journal.

The Sunrise Manifesto

Increase happiness in 10 minutes a day.

The Freedom Journal

Accomplish your #1 goal in 100 days.
The Best Finance Tools
Improve Finances
These are the best tools I know for investing, managing your credit, and budgeting your money automatically and easily.

1. Budgeting Tools

  • BudgetPulse – A basic free manual budgeting tool.
  • BudgetSimple – Another free budgeting option.
  • Buxfer – Sync all of your accounts together – try for free.
  • EveryDollar – Dave Ramsey’s awesome free monthly budgeting system.
  • Goodbudget – A basic envelope system app to track purchases.
  • YNAB – Extremely popular budgeting software. Not free, but worth paying for.

2. Investing Tools

  • Betterment – An easy way to do automatic investing.
  • Financhill – Great information on individual stocks.
  • Motif – Automated invested by different sectors.
  • Personal Capital – Your finance headquarters. Link accounts, see your net worth and more.
  • TD Ameritrade – A great place to open an IRA or a 529 for your kid’s education.
  • USAA – The best bank if you have any military affiliation whatsoever.
  • Yahoo Finance – Financial reports for companies all in one place.
  • Kabbage Working Capital – Affordable small business loans for investing in your company or idea.

3. Credit Tools

4. Free Financial Worksheets and Tools

The Best Money Savers
Save Money
These are the best websites and sources I use to save money in every area of my life.

My Top 2 Go-To Stores

  • Amazon – You probably already shop here. Shopping through this link will help support MoneyMiniBlog without costing you a dime!
  • AliExpress – Think of a thing and they probably have it, and at insanely low prices.  Some products are as much as 90% less than other websites.

Save on Your Car

  • Tire Rack – We started using TireRack originally, because it was cheaper to buy better tires with the wheels included here than it was to buy lower quality tires at any store in my city.
  • Autotrader – A great place to buy and sell vehicles.
  • eBay – I’m sure you shop here already, but if you haven’t looked at their prices on car parts, check them out.  Never buy a part for your car until you’ve checked eBay first.
  • Gas Buddy – The best app to find the cheapest gas in your town and on trips.

Save on Your Reading

  • Amazon – Shipping is still free for books if you spend more than $25, as opposed to the normal $49 minimum.
  • Barnes & Noble – Great for comparison-shopping with Amazon.
  • The Economist – Pay just $1 per issues for the first 12 weeks for The Economist magazine – the only magazine I read.

Earn When You Shop

  • Swagbucks – A great cashback site, and they also pay you for completing a variety of tasks, from watching videos to games to surveys.
  • MyPoints – Another awesome cashback website that seems to have a higher than average pay-out..
  • TopCashBack – A cashback website that gives you 100% of their commission when you shop through them. They can do this, because they make their money with ads.

Legal

  • Legal Nature – Highly affordable legal documents for almost any legal need.

Save on Music Equipment

  • Musician’s Friend – Usually the first place I check for a product. Amazing service and low prices.
  • Sweetwater – A second source to check for comparison shopping.
  • Music123 – An additional source I use for comparison shopping.
  • eBay – It’s not uncommon to find brand new products for way cheaper than the above websites.  There are hundreds of small music stores on eBay that can often offer a lower price.

Save on Electronics

  • NewEgg – My first stop for computer parts and electronics.  I’ve built several computers and every part came from NewEgg.  I’ve also purchased full computers from here, since they always have great deals on them.
  • Tiger Direct – Great for comparison shopping, and they seem to have the best prices on monitors usually.
  • Sonic Electronix – The best price for auto electronics.  I saved almost $2000 on the sound system I installed in my car, vs. the price of the local dealer.

Save on Printing

  • Create A Shirt – Extremely affordable screen printing for shirts, and you can buy just one! The shirts a re great quality – I have ordered some! They also give away a free shirt of your own design each Friday to the lucky winners.
  • 123inkjets – The easiest way to figure out which type of ink your printer requires, and some of the lowest prices on the internet.  I go with the remanufactured cartridges to save even more and the cartridges are as good as new.
  • Shutterfly – A great place to go when you want someone else do the printing.  They also send out awesome deals.

Coupons

  • Groupon – Anytime you’re traveling, going out to eat or purchasing something, it never hurts to see if there is a Groupon available.  You may be surprised at what they offer deals for.
The Best Money & Productivity Books
Recommended Books

Personal Finance Books

  1. The Total Money Makeover by Dave Ramsey
  2. Rapid Debt Reduction Strategies by John Avanzini
  3. The Richest Man in Babylon by George Clason
  4. The Intelligent Investor by Benjamin Graham
  5. The Essays of Warren Buffett by Warren Buffett
  6. Why Stocks Go Up and Down by William Pike and Patrick Gregory
  7. One Up on Wall Street by Peter Lynch
  8. The Little Book of Value Investing by Christopher H. Browne
  9. The Shortest Investment Book Ever by James O’Donnell
  10. Common Stocks and Uncommon Profits by Philip Fisher
  11. The Motley Fool Investment Workbook by David and Tom Gardner
  12. The Automatic Millionaire by David Bach
  13. The Four Pillars of Investing by William J. Bernstein
  14. Stocks For The Long Run by Jeremy Siegel
  15. The Beginner’s Guide to Real Estate Investing by Gary W. Eldred
  16. The ABCs of Real Estate Investing by Ken McElroy
  17. The Millionaire Real Estate Investor by Gary Keller
  18. The Advanced Guide to Real Estate Investing by Ken McElroy
  19. Real Estate Advantages by Sharon Lechter and Garrett Sutton
  20. Buy It, Rent It, Profit! by Bryan M. Chavis
  21. Think and Grow Rich by Napoleon Hill
  22. Rich Dad, Poor Dad by Robert Kiyosaki
  23. Secrets of the Millionaire Mind by T. Harv Eker
  24. The Millionaire Next Door by Thomas Stanley and William Danko
  25. 100 Ways to Create Wealth by Steve Chandler and Sam Beckford
  26. Cashflow Quadrant by Robert Kiyosaki
  27. I Will Teach You To Be Rich by Ramit Sethi
  28. The Science of Getting Rich by Wallace D. Wattles
  29. Financial Peace Revisited by Dave Ramsey
  30. The Wealthy Barber by David Chilton

Productivity Books

  1. The Slight Edge by Jeff Olson
  2. The Power of Habit by Charles Duhigg
  3. Mini Habits by Stephen Guise
  4. The 7 Habits of Highly Effective People by Stephen Covey
  5. The 5 A.M. Miracle by Jeff Sanders (read my review)
  6. The Miracle Morning by Hal Elrod
  7. The One Thing by Gary Keller and Jay Papasan
  8. How Successful People Grow by John Maxwell
  9. The Now Habit by Neil Fiore
  10. Take the Stairs by Rory Vaden
  11. Procrastinate on Purpose by Rory Vaden
  12. Failing Forward by John Maxwell
  13. Getting Things Done by David Allen
  14. No Excuses! by Brian Tracy
  15. Eat That Frog by Brian Tracy
  16. Time Power by Brian Tracy
  17. The 4-Hour Workweek by Timothy Ferriss
  18. The Power of Full Engagement by Jim Loehr and Tony Schwartz
  19. The One Thing by Gary Keller
  20. Mindset by Carol Dweck
  21. The Magic of Thinking Big by by David Schwartz
  22. How to Stop Worrying and Start Living by Dale Carnegie
  23. Linchpin by Seth Godin
  24. How Successful People Think by John Maxwell
  25. How to Win Friends and Influence People by Dale Carnegie
  26. How to Have Confidence and Power in Dealing With People by Les Giblin
  27. Positive Personality Profiles by Robert A Rohm
  28. How I Raised Myself From Failure to Success in Selling by Frank Bettger
  29. The 5 Love Languages by Gary Chapman
  30. Simplify by Joshua Becker
Check out our full lists of 75 books each on Finance and Productivity.
How You Support This Site
Affiliate Disclosure
Some of the links on this page are affiliate links, which means that I make a small commission if you buy something through clicking the link. However, I only recommend products or services that I personally use or have used and that I believe are truly worth your money. Many of the links on this page are not affiliate links. I want to provide you with great resources whether I make money from them or not.