Having witnessed the worst years of the Great Recession during their formative years, millennials can sometimes harbor serious fears over investing in the stock market. If you’re in that demographic, here’s what you need to know.
For the small business owner, choosing the right insurance is vital. Not having enough coverage can bankrupt you. Here are five essential types of insurance that should keep you covered.
While the reaction in the markets to the Brexit vote has been mixed with the pound falling but business confidence apparently holding up well, what is less clear is what effect leaving the European Union will have on the average Briton.
The feedback was 100% positive on changing the layout of my weekend reading articles from many articles to a few great articles.
A colleague asked me a question that prompted this blog post. It’s going to focus on my daily rituals and all of my most important daily habits.
No matter the size of your office, office supplies are bound to be a persistent cost and a real headache if you run out suddenly.
Here’s a quick video about the origin of Halloween, and an awesome infographic that explains the economics behind Halloween.
As I continue to get feedback, I’m making a few more changes to my Friday roundups.
Email takes up a lot of time – especially if your job heavily involves the internet. These hacks will help you create a solid strategy.
The following are ten tips to help non-profits plan, organize and conduct successful webinars without breaking the bank.
Natural disasters are exactly that: disasters. And they can be devastating financially. These unexpected events are terrible, but we can take some of the hardship away by preparing up front.
Here is a truth that nobody wants to ever admit: if you’re diligent about tracking your details throughout the year, tax time isn’t all that big a deal.
I’ve got some great reads for you this week. I’ve also got a few promo codes for you.
There aren’t many of us who don’t have some bad habit we’d like to quit: smoking, sweets, shopping, nail-biting, porn, excessive checking of phones or social media, other distractions.
If you’re looking for a unique way to make money, consider starting your own massage therapy business.
If you dislike a desk job and consider most corporate jobs dull and uninspiring, this is for you.
This is how to make your massage therapy business a success.
Heat, water, electric and other utilities are all necessities, but that doesn’t mean you need to pay high prices for them.
There are a few things you can do to reduce the amount of money you’re spending on your bills.
Whether you’re living paycheck-to-paycheck (hopefully not!) or living comfortably, you still want to save money.
To help you lower your monthly costs, we’ve compiled a bill-by-bill guide, complete with tips on what you can do to put more money in your pocket.
Welcome to another Friday roundup of the best articles I’ve been reading.
Are you planning to use this weekend to do something really awesome? Of course you are!
Feel free to comment and tell me how you’re spending your weekend. We will be downsizing!
I’m going to share a simple philosophy with you today. But the impact it will have on your life is HUGE, if you apply it. Take two minutes to read about it and start applying it right now.
Americans struggling with substantial mortgage debt that exceeds the value of their home have several options, including a short sale, foreclosure, or mortgage restructuring. Traditionally, any of these options that results in forgiving or discharging some of the debt on their primary home results in a form 1099-C, Cancellation of Debt, from the lender.
The IRS considers most forms of cancelled debts, including mortgage debt, as income for the recipient. This can mean a tax bill of thousands of dollars, even if you lost the home in foreclosure.
The Mortgage Forgiveness Debt Relief Act of 2007 was passed at the height of the foreclosure crisis, gives homeowners tax relief from this forgiven debt. Here’s what you need to know about the Mortgage Forgiveness Debt Act.
Attending post-secondary education such as college or university can be very expensive and often time’s students are left with large sums of debt after they’ve graduated.
To avoid going into debt after your done your post-secondary education, I’ve created a short list of 9 handy tips to help you save money while in university or college.
If there’s one thing I don’t like, it’s driving around town with my Dad when he visits. According to him, I brake too hard, sit too long at stop signs and drive (his words) like a grandma. Well excuse me for trying to be a safe driver!
Can you relate to this? There’s a term for people like this who have made it their mission to call things out as they see them. In the car, it’s called being a “backseat driver.” A backseat driver is someone who dispenses ‘helpful’ advice as you drive. It’s just that the advice isn’t helpful or useful, it’s annoying and distracting.
You may remember this article that we published.
It’s about things you should do in your 20s to be a millionaire in your 30s.
Whether you want to be a millionaire or not, those things will help you reach your goals.
So why am I talking about some random article?
There are time management tips all over the internet, but they’re often vague.
Here are some specific time management techniques that everyone can apply.
We can all agree that one of the most stressful parts about Christmas is budgeting – for home decorations, presents, and last-minute family trips. You want to give your significant other or favorite sibling the best Christmas present ever, but you’re falling short on funds.
Spare yourself the heartbreak of not fulfilling their wish lists with these tips on how to cut down on decoration costs. Tis’ the season for giving, not grieving.
When we are young, we do all sorts of silly things.
We don’t think too far in advance, are susceptible to pressure from friends and like to push boundaries.
In most cases, this is all pretty harmless stuff, and it’s something that most people grow out of.
Yet, the financial mistakes we make in this period can set us back for many years to come.
“I remember making my first million dollars.”
Sure, it’s a sentence we’d all love to be saying sooner rather than later.
However, given the fact there are relatively few millionaires in the world, the dream of making our first million dollars, let alone a second or third, seems pretty far away, doesn’t it?
It doesn’t have to be.
We’ve been downsizing like crazy.
I’m pretty sure we are the sole supporters of our local thrift store.
And that’s partially because nobody else’s stuff will fit in there with all of our stuff.
This weekend, I will be selling a lot of stuff on various websites. I’m sure a post about it will be coming soon. Here’s the latest and greatest!
Changing a habit is like playing a game of chess.
In chess there’s an early game, a middle game, and an endgame. The same is true for habit change.
Many people try to change their habits by skipping straight to the endgame. They dive in and commit themselves to making the change happen right away. This is what people do when they make a New Year’s Resolution. It hardly ever works.
Public transport doesn’t meet the transportation needs of many Americans and an increasing number of people are deciding to own cars.
The easiest way to pay for a car is by cash or check but not many people can afford to pull out $20,000 to buy a car and drive it off the lot. Hence, most car buyers need to take up one form of auto loan or another.
The Little Book That Beats the Market is a classic book on investing in the stock market. Here are his main ideas, and the “magical formula” he uses.