Stuff. It's everywhere.
You have stuff you don't use or need, and even stuff you forget you have.
Most of us have so much stuff that going through our garage is like shopping at a thrift store. All of the "oh yeah, I forgot about that!" and the "when did we buy this?"...you may even find that you've bought stuff that you didn't even realize you already had.
The point is, you need to get rid of some stuff. Sell, donate, trash, or whatever...you need to declutter. That's why you're here.
Here's a great method I've been using to get rid of 323 items over the last couple months...
We all know that discipline is about small habits, practiced consistently, over time.
So what's the problem? Why is discipline hard?
Because, while those small habits are super easy to do, it's just as easy to not to do them.
These small habits will help you reach huge goals, but..."there's always tomorrow"..."I'll start on Monday"...you know how it goes.
Sure it's easy to not do it, but you're about to have a plan. A plan of discipline that you're going to stick with. So we're done talking about not doing - it's time to talk about doing.
The rich keep getting richer, and the poor keep getting poorer. Right?
You've heard that a thousand times. It's not fair, is it? Some people just can't get a break.
Well, that may be true, but it's not that simple.
So why are some people rich and others poor? Why do some poor become rich, while some families stay poor for generations?
It's no secret that most people don't know how to handle money.
Personal finance is one of the primary categories of blogs on the internet today.
That's because it's needed. It's highly needed. And most people don't even know where to start.
People don't understand things like the stock market, mutual funds, index funds or compound interest in general. The average person doesn't keep a budget, and they overspend on a daily basis.
I know you don't do that, but you may still be wondering why personal finance isn't taught in schools, and why most people don't have a clue when it comes to money.
Here's some insight...
To-do lists are great...except for that bottomless-pit part that you never get to.
How many things are on your to-do list that have been there for days, months or years?
There's a reason for that, and here's how to fix it...
I love learning.
Just last week I published "Never Stop Learning: 40 Places to Get Free Education Online".
I'm a college student. I read daily. I'm taking a course at Codecademy. I'm constantly involved in military education.
Obviously, I'm a big fan of continued education.
The problem is when we let the process trump the outcome.
When companies grow into large corporations, people start depending on them. Eventually, many other companies depend on them. If they keep growing, an entire country's economy could depend on them.
What happens when one of these companies fail? What happens when they file for bankruptcy? Is that even possible or are they actually too big to fail?
It's easy to see, after the Great Recession of 2007-2009, that no company is too big to fail. Here are some prime examples...
Sure, there are plenty of places to learn online.
You can always go to Google, YouTube and great blogs (like this one, right? Right?? Please tell me you love me!).
Those are all great places to find information, but you already know about those and it's easy to get distracted at such broad websites - especially YouTube...have you ever fallen into the just-one-more-related-video-in-the-sidebar trap?
I spent a lot of time compiling these resources. Of course, I could have spent a lot more time, but you only live once - I'm using that phrase in the sense of time, not in the sense of making a really bad decision because YOLO. There are literally hundreds of thousands of hours worth of material here. We only have so many hours in our lives and going through all of these courses may take all of them, so I feel like I've listed enough.
Let's dive in, starting with free college courses...
What do Benjamin Franklin, Winston Churchill and Theodore Roosevelt have in common? A lot actually...but for the sake of this guide: journaling. They all kept a journal.
Notice how they didn't just talk about keeping a journal. They didn't just say they wanted to keep a journal. They actually did it. And it was a daily discipline. How often do we talk about implementing habits like this and never get around to it?
You may realize the importance of a journal. You may like the idea of keeping a journal. But do you do it?
The time is now. If you keep putting it off, you'll be 90 years old, wishing you had written something to pass down.
And that's just one of the reasons to keep a journal...
You know the importance of sleep.
You know that you need to increase your energy to feel better throughout the day.
You know you want to be a morning person, but sometimes you just can't drag yourself out of bed.
There's a reason for that and it doesn't always come down to diet and exercise, regardless of what most the popular articles want you to believe. The problem often dwells between your ears. It's not a physical issue, it's a mental one.
Here's why you're not getting up and how to actually wake up early...
I started this blog to help people.
I love finances and becoming more productive, which is why I aggressively learn everything I can about each one.
Over the years, in an effort to monetize this blog, I starting including advertisements withing the articles and in the sidebar. You may have noticed those ads disappearing lately. That's because they are.
I'm killing the ads at MoneyMiniBlog. Here's exactly why and how I'm replacing the income...
You want to work smarter, not harder. You want to be more efficient - more productive.
But what are some practical and applicable principles and techniques that can help you do that?
Here are four of the foundational principles you need to follow to achieve more in less time...
Budgets aren't easy. They're not always easy to create and they sure aren't easy to stick with.
It takes discipline and persistence. And consistency. And...well, it seems hard, doesn't it?
That's because it is...or at least, it can be. Sometimes it feels like there are holes in your budget. Unexplained black holes that suck your money in or areas that you just don't think about.
Here are 5 areas your budget may be missing...
I usually don't title articles the way I've titled this one.
I don't like the idea of click-bait articles with titles like "This puppy saved his life and you won't believe what the man did to repay him" or "She thought it was a normal tater tot, but she was in for the surprise of her life".
I don't like to be deceitful, so you won't see those titles here.
But this is different. I didn't include the main idea in the article title for a reason.
This is literally one of the most important things you can grasp about your productivity. And because of that, I want you to really take it in. Don't just blow this off and act like you already knew it.
So what exactly is this one thing?
I love challenges. Especially when there is seemingly no reason to start them.
That's exactly what my wife and I just did. A challenge.
The challenge? To not spend money for 30 days.
No reason, really. Just for fun. And yes, believe it or not, it actually was fun.
Here are the results...