Select Page

Popular Articles

8 Books That Seriously Changed My Life and My Finances

You know the books that are hard to put down.

I mean…you know you should probably be working on a project or doing some household chores, but…the book is just so good.

And you will just read one more page…okay, maybe one more.

Before you know it, you’ve finished the book…in one sitting.

It’s happened to me. Actually, it happens all the time.

With other books, you will find that once you put it down, it’s hard to pick it back up again.

What makes the difference? What makes a great book…great?

Are You Taking Financial Advice From the Wrong People?

Handling money. Getting out of debt. Credit cards. Buying a house.

We learn all about it in school, right? Not so much.

Personal finance is a topic often forgotten in our school systems.

Why is that? Government conspiracy, perhaps? Not enough time in the day?

Honestly, it doesn’t matter and you can’t change what you weren’t taught, but you are fully capable of changing what you teach yourself and who you listen to.

That’s what this is about…who you listen to…

33 Quick Ideas to Spend Your Tax Refund Productively

It’s tax refund time again!

You have been waiting for it, now you have it, and you want to use it to get closer to your goals instead of blowing it. How responsible of you!

If you don’t plan how you will spend it, then it will just slowly disappear in your account, right? Well, if you have a budget, that shouldn’t happen, but you definitely need a plan for that money.

Before you get to the 33 ideas, here is another perspective…

10 Tips to Save Money Like Warren Buffett

This following article is a guest post by Michael Vincent. You can read more about him at the end of this article.

Most people, if asked about their financial goals, would instantly say they want to be rich, or to have the financial freedom of being able to buy or pay for anything their heart desires. Saving money is rarely ever on the top of anyone’s list.

Investor Warren Buffett himself strongly believes in the value of saving, despite having billions of dollars to his name. You might want to pick up a pointer or two from one of the world’s richest men…

Are You Letting This Sentence Ruin Your Finances?

There is a popular phrase that is poisoning our minds when it comes to how we think about money.

Are you dooming your finances to fail by using these words?

I’ll cut to the chase, the phrase is:

“I can’t afford it”

It’s usually used as an excuse and it looks like this…

8 Ways to Give Directly to People in Need Without “Enabling” Them

What do you do when somebody comes up to you on the street and asks you for money? How do you respond?

Do you give it to them?

Do you say “sorry, I don’t have any money” (even if you really do)?

Do you hesitate to give, because you feel like giving money to someone on the street, whether they are panhandling, begging or homeless, could be enabling their “habits” and not actually helping them?

Let’s talk about the last one: enabling their bad habits…

How to Live Without a Budget or The Automatic Budget

When you think about being responsible with your money, a budget may be one of your first thoughts. In my Beginner Series, I tell you, point-blank, that you need a budget.

Can you really live without a budget? The title of this article makes it seem like I was misguiding you when I said that you need a budget, doesn’t it?

Well…​

3 Habits You Should Develop – Your Finances Depend on Them

The wealthy and the not-so-wealthy obviously have different habits. People come into their wealth different ways, but their habits are similar.

You may already have some of these habits. You could already be using some of them.

It’s also important to note that these are habits you should develop, which indicates that you may already have them, you just need to continue to develop them even more.

So, here are 3 of the habits that you need to take control of your finances…

How to Keep Up With Technology Without Going Broke

Technology can be an important part of our lives. After all, this is the information age. It’s important to not go broke when trying to keep up with technology, but it’s also easy to spend a fortune if you’re not careful.

Here are 3 tips to keep you up to date with technology, while keeping your finances in check…

First off, just hold on a second!

4 Ways to Get Cheap Books and Free Books

These are some little-known and some often forgotten ways to get cheap books and even free books. Reading is one of the most productive ways to pass the time and as they say:

Leaders are readers

Read on for 4 ways to get cheap books and free books!

But wait! Your Book May Already Be Free!

Before you buy a book, make sure it is not already free online. Many books that are in the public domain are available online for free…

The Fun of Frugal Living

So often, in talking to couples who have been married for over 10 years, I hear them mention that some of the funnest dates and the best times spent together were in the early years. Usually in the early years of your marriage, you are trying to make ends meet and learning to live together. So generally you are used to frugal living.

It’s not a secret that most young couples are usually living (or trying to live) a frugal life, but sometimes these years are taken for granted. Going on cheap dates and hitting up the dollar theater is actually a lot of fun. Sometimes getting out of debt can be just as fun!

If you are trying to pay off debt, then you should be trying to cut costs and pay as much towards your debt as possible. Temporary frugal living not only helps you get out of debt, but it can be a blast!

5 Quick Date Ideas for Under $10

These are great quick date ideas for maximizing fun and frugality. Some are even free! Usually the more cost-effective a date is, the more quality time you spend together. Expensive dates tend to have distractions and attractions that take time away from you and your mate and focus more on the things you are paying for.

Is it really worth it? Sometimes, but often it’s not.

The dates below are great ways to save money and spend time together. Some of them involve using things you already have, like fuel in your car, food in the cabinets or other things at home, but the point is that you should be able to do these dates without coming more than $10 out-of-pocket…