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Everything You Need to Know Before You Start Paying Off Your Home Early (Part 2)

Today is the 2nd and final part in this series.

If you missed part 1, you can read it here.

One of the discussions that came up in part 1 was about investing instead of paying off your home early.

It’s a common perspective that you shouldn’t pay off your mortgage early, but you should invest the money instead.

It makes sense, because mortgage rates are low right now and you can probably earn more by investing than you can save by paying off your home early, but there is actually a way to take advantage of both!

It’s not always about having the highest return, sometimes it’s simply about being totally 100% debt-free…which is an amazing feeling.

Soon I’ll be publishing an article on how to get the best of both worlds, but for today, here is part 2 of what you should know before you start paying off your mortgage…

Everything You Need to Know Before You Start Paying Off Your Home Early (Part 1)

“I’m in debt. I am a true American.” -Balki Bartokomous

It’s true. Just about every person in American (and much of the world) is in debt.

We are so used to it that we even consider ourselves to be debt-free when we still have a mortgage.

You know how it goes…

“Yeah, I’m debt-free…well, except for my house.”

If you have a mortgage you are not debt-free.

But you can be…

There is a lot to know before you start paying off your home early…

Should You Buy or Rent Your Home? Part 2: Weighing the Pros and Cons

Welcome to part 2 as we are asking the question:

Should you buy or rent your home?

In part 1, we covered the usual home buying story.

We also covered what do to when the answer is obvious and some of what to do when the answer is not obvious.

Let’s dive deeper into what to do when the answer is not obvious.

We are going a little further into the actual pros and cons of each side and taking a closer look at the buying vs. renting debate.

Let’s see what makes the most sense for you…

Should You Buy or Rent Your Home? Part 1: Isn’t the Answer Obvious?

Should you rent or buy your home?

A common, yet complex question.

If only the answer was as simple as choosing one of the two.

We’re not that lucky.

In fact, if anyone tells you that one is always better than the other, just smile and nod.

And then stop taking advice from them…

Retirement 101: When and How to Start Contributing to Your Retirement

“The goal of retirement is to live off your assets-not on them”
-Frank Eberhart

Rule No.1 of living off your assets: You must have assets.

You may plan to retire. You may not.

Either way, it’s a good idea to have a plan for wealth building. You may need it.

So, when do you start planning for it? And how do you do it?

21 Simple Tips for Child-Proofing Your Finances and Saving You Money – Part 1

From door handles to baby gates to the cabinets under the sink, we do a thorough job of child-proofing our homes.

But do we make sure our finances are child-proof?

With children come new expenses. Expenses that can get out of control if we don’t have a plan.

This 3 part series is part of that plan.

Here are the first 7 tips for child-proofing your finances…

8 Books That Seriously Changed My Life and My Finances

You know the books that are hard to put down.

I mean…you know you should probably be working on a project or doing some household chores, but…the book is just so good.

And you will just read one more page…okay, maybe one more.

Before you know it, you’ve finished the book…in one sitting.

It’s happened to me. Actually, it happens all the time.

With other books, you will find that once you put it down, it’s hard to pick it back up again.

What makes the difference? What makes a great book…great?

Are You Taking Financial Advice From the Wrong People?

Handling money. Getting out of debt. Credit cards. Buying a house.

We learn all about it in school, right? Not so much.

Personal finance is a topic often forgotten in our school systems.

Why is that? Government conspiracy, perhaps? Not enough time in the day?

Honestly, it doesn’t matter and you can’t change what you weren’t taught, but you are fully capable of changing what you teach yourself and who you listen to.

That’s what this is about…who you listen to…

33 Quick Ideas to Spend Your Tax Refund Productively

It’s tax refund time again!

You have been waiting for it, now you have it, and you want to use it to get closer to your goals instead of blowing it. How responsible of you!

If you don’t plan how you will spend it, then it will just slowly disappear in your account, right? Well, if you have a budget, that shouldn’t happen, but you definitely need a plan for that money.

Before you get to the 33 ideas, here is another perspective…

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