We can all agree that one of the most stressful parts about Christmas is budgeting – for home decorations, presents, and last-minute family trips. You want to give your significant other or favorite sibling the best Christmas present ever, but you’re falling short on funds.
Spare yourself the heartbreak of not fulfilling their wish lists with these tips on how to cut down on decoration costs. Tis’ the season for giving, not grieving.
When we are young, we do all sorts of silly things.
We don’t think too far in advance, are susceptible to pressure from friends and like to push boundaries.
In most cases, this is all pretty harmless stuff, and it’s something that most people grow out of.
Yet, the financial mistakes we make in this period can set us back for many years to come.
“I remember making my first million dollars.”
Sure, it’s a sentence we’d all love to be saying sooner rather than later.
However, given the fact there are relatively few millionaires in the world, the dream of making our first million dollars, let alone a second or third, seems pretty far away, doesn’t it?
It doesn’t have to be.
Public transport doesn’t meet the transportation needs of many Americans and an increasing number of people are deciding to own cars.
The easiest way to pay for a car is by cash or check but not many people can afford to pull out $20,000 to buy a car and drive it off the lot. Hence, most car buyers need to take up one form of auto loan or another.
The Little Book That Beats the Market is a classic book on investing in the stock market. Here are his main ideas, and the “magical formula” he uses.
Online trading could be a smart way to supplement your income and you can actually fire your boss and become a full time day trader.
One of the advantages of making money through online trading is the relative freedom that it offers you in relation to other moneymaking ventures.
However, tales abound about many people who have delved into online trading with great expectations but who ended up losing all of their trading capital.
Retiring early is not for the faint of heart, but it should be the goal of everyone out there.
By working hard and living frugally, you can save and invest enough money to retire in your 30s or 40s.
There are several advantages to this.
For one reason or another, after spending several years to decades in your current home, you may feel that the time is right to move on; maybe to a new neighborhood, a bigger house or even a smaller one.
The most important thing at this point is to get the best return on investment on your house.
Home improvement has, more often than not, proved to be the difference between a modest return and the handsome return that you expect.
You may need to invest on a few fixes around your home to spruce it up.
Here are five quick fixes that will do well to add value to your house and ensure a huge return.
These are 25 extremely valuable productivity blogs that I highly recommend. It took me weeks to compile and write this list.
These are 25 blogs you should at least be subscribed to. I’m going to give you a brief summary on each blog, as well as their focus. And no, I’m not getting paid to include any of these.
Financial investing follows several straightforward principles to ensure your investments increase in value.
To put it simply: you make sure you understand what you invest in, you don’t put all your eggs in one basket and you never risk more than you can afford to lose.
However, the world of investing is a little bit more complicated than that and it is easy to make mistakes when you first start out.
In this post, you will be introduced to five common investment mistakes and how to avoid them.
Saving your first $1000 emergency fund can be difficult.
You may be in debt, and barely making ends meet, and then you start a plan like Dave Ramsey’s “Baby Steps,” and the first step is to save $1000.
You’re thinking “I can’t even pay my water bill, how am I supposed to save $1000?”
Well, I’m not going to say these ways are easy, but they are effective, and if you’re willing to put in the work, you can get $1000 saved very quickly, Anyone can.
Technology can open up many opportunities in today’s world, but it still requires us to make a commitment to what we want from life.
In my case, I used technology to work remotely and travel. While the internet is a great means to do that, it was ultimately up to me to ensure the work got done, even though I felt like I was on holiday.
So you’ve come to the place in life where you feel it’s time to strike out on your own and to that I say, go for it, I’m all for independence!
However, before you take that momentous leap, take some time to ask yourself these 5 crucial questions just to make sure you’ve covered all your bases:
Whether it’s living up to our potential, crushing our to-do list, or just trying to be our best selves, we all want to be more productive. But the idea of productivity can become a pit of guilt and self-recrimination.
There will always be more to do: more work, more steps toward our personal ambitions. You can stress yourself out for the sake of “being more productive,” while losing sight of what that really means.
So for the moment, forget being way more productive in the far future. How can you be a little more productive right now?