For the small business owner, choosing the right insurance is vital. Not having enough coverage can bankrupt you. Here are five essential types of insurance that should keep you covered.
A colleague asked me a question that prompted this blog post. It’s going to focus on my daily rituals and all of my most important daily habits.
Email takes up a lot of time – especially if your job heavily involves the internet. These hacks will help you create a solid strategy.
The following are ten tips to help non-profits plan, organize and conduct successful webinars without breaking the bank.
Americans struggling with substantial mortgage debt that exceeds the value of their home have several options, including a short sale, foreclosure, or mortgage restructuring. Traditionally, any of these options that results in forgiving or discharging some of the debt on their primary home results in a form 1099-C, Cancellation of Debt, from the lender.
The IRS considers most forms of cancelled debts, including mortgage debt, as income for the recipient. This can mean a tax bill of thousands of dollars, even if you lost the home in foreclosure.
The Mortgage Forgiveness Debt Relief Act of 2007 was passed at the height of the foreclosure crisis, gives homeowners tax relief from this forgiven debt. Here’s what you need to know about the Mortgage Forgiveness Debt Act.
Attending post-secondary education such as college or university can be very expensive and often time’s students are left with large sums of debt after they’ve graduated.
To avoid going into debt after your done your post-secondary education, I’ve created a short list of 9 handy tips to help you save money while in university or college.
There are time management tips all over the internet, but they’re often vague.
Here are some specific time management techniques that everyone can apply.
We can all agree that one of the most stressful parts about Christmas is budgeting – for home decorations, presents, and last-minute family trips. You want to give your significant other or favorite sibling the best Christmas present ever, but you’re falling short on funds.
Spare yourself the heartbreak of not fulfilling their wish lists with these tips on how to cut down on decoration costs. Tis’ the season for giving, not grieving.
When we are young, we do all sorts of silly things.
We don’t think too far in advance, are susceptible to pressure from friends and like to push boundaries.
In most cases, this is all pretty harmless stuff, and it’s something that most people grow out of.
Yet, the financial mistakes we make in this period can set us back for many years to come.
“I remember making my first million dollars.”
Sure, it’s a sentence we’d all love to be saying sooner rather than later.
However, given the fact there are relatively few millionaires in the world, the dream of making our first million dollars, let alone a second or third, seems pretty far away, doesn’t it?
It doesn’t have to be.
Public transport doesn’t meet the transportation needs of many Americans and an increasing number of people are deciding to own cars.
The easiest way to pay for a car is by cash or check but not many people can afford to pull out $20,000 to buy a car and drive it off the lot. Hence, most car buyers need to take up one form of auto loan or another.
The Little Book That Beats the Market is a classic book on investing in the stock market. Here are his main ideas, and the “magical formula” he uses.
Online trading could be a smart way to supplement your income and you can actually fire your boss and become a full time day trader.
One of the advantages of making money through online trading is the relative freedom that it offers you in relation to other moneymaking ventures.
However, tales abound about many people who have delved into online trading with great expectations but who ended up losing all of their trading capital.
Retiring early is not for the faint of heart, but it should be the goal of everyone out there.
By working hard and living frugally, you can save and invest enough money to retire in your 30s or 40s.
There are several advantages to this.
For one reason or another, after spending several years to decades in your current home, you may feel that the time is right to move on; maybe to a new neighborhood, a bigger house or even a smaller one.
The most important thing at this point is to get the best return on investment on your house.
Home improvement has, more often than not, proved to be the difference between a modest return and the handsome return that you expect.
You may need to invest on a few fixes around your home to spruce it up.
Here are five quick fixes that will do well to add value to your house and ensure a huge return.