So you’ve come to the place in life where you feel it’s time to strike out on your own and to that I say, go for it, I’m all for independence!
However, before you take that momentous leap, take some time to ask yourself these 5 crucial questions just to make sure you’ve covered all your bases:
Whether it’s living up to our potential, crushing our to-do list, or just trying to be our best selves, we all want to be more productive. But the idea of productivity can become a pit of guilt and self-recrimination.
There will always be more to do: more work, more steps toward our personal ambitions. You can stress yourself out for the sake of “being more productive,” while losing sight of what that really means.
So for the moment, forget being way more productive in the far future. How can you be a little more productive right now?
Your twenties are an important time for a lot of reasons. It’s usually when you’re finishing college and stepping into adulthood. It’s also when you start to build the foundation for your relationship with money.
When you hear stories of people who’ve ruined their credit or are drowning in debt, you’ll usually find that it started in their twenties. On the flip side, the people that end up doing well later on in life had a good foundation to start off on, and it carried on with them for decades.
So how do you avoid ruining your finances early on in life? Follow these 20 tips to get your finances in order in your twenties!
I’m a long-time fan of TED talks. In fact this post is kind of a “part 2.”
I wrote 6 TED Talks That Will Change the Way You Think About Money in early 2015.
Ever since I published that, I’ve wanted to post about productivity TED talks. Here it is.
The whole idea of a TED talk is to change your thinking. I’ve watched countless hours of these talks, and the speaker is always attempting to either change your mind, or your mindset. That’s exactly what these speakers do. And that’s a good thing.
These six videos are extremely useful and helpful in changing the way we view productivity.
Naturally, you have ambitious goals for your business as the year unfolds. Depending on the industry you’re in—retail, restaurant, salon, auto repair, etc.—your business equipment may play an essential role in your productivity and profitability. In this case, is the equipment that runs your business up to the task?
When should you consider taking out business loans for inventory and when should you make do with what you’re using right now? In addition, once you’ve got the funding, should you buy brand new equipment or consider using thrift-savvy techniques like repairing equipment, buying used equipment or buying refurbished equipment?
The best way to answer these and other questions you might have about equipment is to get a big picture perspective of your situation. Once you can analyze your current equipment needs, you’ll know what to do to fulfill them.
With that in mind, let’s review 6 questions you can ask to stimulate new ideas and a better understanding of your current equipment inventory.
Many of us want to attack the idea of being frugal by saving large sums of money – but trying to save too big an amount too quickly can backfire. That’s because you may need to cut back in every aspect of your life, and this could affect your well-being.
Imagine living without an air conditioner in the extreme summer heat when you’re trying to reduce the electricity bill or not being able to eat at your favorite restaurant when you’re trying to save money on food. There’s disaster written all over it.
Don’t get me wrong, saving a big sum of money is good, but you’re more likely to avoid getting stuck in a rut if you make a series of small savings that add up over time. With the tips mentioned below, you’ll see a decent figure on your bank statement at the end of the year, without feeling like you have had to sacrifice your lifestyle to achieve this feat.
Our life isn’t as logical as we like to think.
You may plan your goals perfectly, but when the time comes for action, it doesn’t work out.
That happens to all of us, because our emotions affect our decisions. We don’t think about that when we set goals.
A 2014 study shows how our emotions affect our logical decisions. So how do you deal with that? You have to make these decisions and set your goals when you’re in a logical state, and then push through when you’re thinking emotionally. Easier said than done.
Don’t worry, I’ve summed up five of the most common emotional thoughts that will destroy your goal progress. Once you acknowledge that these thoughts exist, you can fight them off.
There are probably thousands of ways to make money blogging. And I don’t use most of them.
As a followup to my recent guide on how to make money blogging, I feel that it’s appropriate to tell you how I don’t make money blogging.
I know everyone says this, but I blog because I genuinely want to help people. I love to learn, write and teach, so this is a fitting place for me to be. However, because of that, I don’t make anywhere close to as much money as I could with this blog. And I’m fine with that.
In fact, I’m going to show you several ways I’ve cut my income for the sake of my readers.
Let me explain the ways I choose not to make money blogging, and why. I’ll also tell you 3 things I promise to never do as long as I own this blog.
We’ve all been there.
A dinner party at work. A meet and greet at church. An “open house” at school.
Events that should be easy, but we end up making them awkward and uncomfortable.
The good news is that you’re not alone. We’re all awkward! Some more than others, of course.
Let me explain 6 things I’ve done to build confidence and reduce some of the awkward social stress.
Are you a freelance writer?
Or are you dreaming of becoming one?
Being your own boss and building a small business might be easier than you think. You just need to be creative!
But don’t be too excited about it, there are a few helpful writing tips you still need to learn about putting up the best creativity in your freelance job or career.
I don’t like to have a hundred different apps on my phone.
The more I have, the less benefit I get from the ones I do have.
For me, the 80/20 rule definitely applies to the apps I use on a daily basis.
I’m using [actually less than] 20% of my apps for 80% of my productivity. And here they are.
Benjamin Franklin was widely known for his practices and habits…specifically: his virtues.
He was a lifehacker before it was cool.
He believed in living a fulfilling and productive life, which is what brought him to these 13 virtues.
I’ll go over each one and show you how to apply them to your life to increase your productivity.
The facts are in: most entrepreneurs never make as much income operating their own business than they did as an employee working for someone else. This may shock you because we see entrepreneurs on television, featured in magazines, and we constantly hear stories of massive success. It turns out, however, that these stories of massive entrepreneurial success are the exception and not the rule. There are five important reasons why most entrepreneurs never turn a profit and why entrepreneurs fail.
I got a new job and my income went up 38% several years ago. The increased payday felt huge, because nothing about my life setup really changed. I didn’t move into a fancy apartment or buy a new car.
But something subtle did change psychologically for me. I felt like I had more money so I spent a little bit more at restaurants and a little bit more on clothes. I figured I had a little extra money, might as well enjoy it.
When the credit card bill came, I found that my expenses increased right along with my income. Getting a raise was great, but it was so easy to spend the extra money. I hadn’t paid down student loan debt, saved any money, nor invested – all the things I’d imagined doing with the extra income.
Four bedrooms with a large backyard and a white picket fence.
For most people, this is an American dream that they cannot wait to attain.
But turning that dream of homeownership into a reality can take a lot of grit and determination in this day and age. Considering that a traditional mortgage requires a 20 percent down-payment and that the average price for a single-family home sold in 2014 was $345,800 according to the US Census Bureau, you would have find a way to save a whopping $69,160 (not to mention additional closing costs) before you would be able to sign on the dotted line.
So how is it that 437,000 people were able to do that?
We at Modernize have a few tips to help you reach your goal without having to give up everything.