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5 Effective Email Hacks to Organize Your Inbox (and Keep it That Way)

​​How much time do you spend dealing with email? Too much?

You really don’t have to. Don’t let email steal your time.

There are ways to get organized and decluttered. And there are great tools out there to help you along the way.

Some things you are doing may be completely unnecessary and you can just cut them out all together.

Read on if you’re tired of letting email steal your time…

20 Foundational Financial Principles You Can Live By

MoneyMiniBlog 2.0 is here!

Every Monday, I’ll post an article to help you with your finances.

Every Thursday, I’ll post an article to help you be more productive.

Check out the new “Learn More About” link at the top of the page. Hover over it to learn more about getting started, budgeting, paying off debt, investing, saving money and credit cards.

Also, be sure to check out my new about page, while you’re here.

Let me know what you think of the new design and layout.

I’ve been putting together a list of the principles that this blog is founded on. Without further ado…

These are the 20 financial principles I’ve compiled over the last year…

9 Ways to Be More Productive [Infographic]

If you’re like me, you are always finding ways to be more productive.

Increasing your productivity is one of the quickest ways to accomplish your goals.

If you want to get better or learn about something new, you will need to “buy some time”.

We all have the same amount of time in a day.

It’s about how we use that time…

Doing Your Debt Homework: 3 Strategies to Plan Ahead for Student Debt

As of 2012, the average amount of student debt accrued by graduating students reached nearly thirty-thousand dollars.

For these graduating students, debt is a fact of life that they’ll be dealing with for around a decade after leaving their old alma mater.

Student debt can be prohibitive for many students, and the snowballing interest of forbearance makes it a highly unappealing option.

However, there are ways to brace yourself, or avoid payment entirely, by planning ahead when it comes to how to manage student debt before it becomes a problem.

Here are three strategies to consider when a future of student loan payments is just around the corner…

8 Little-Known Financial Benefits of Being in the Military

When you hear about the financial aspects of the military, you won’t get far without hearing the word “benefits”.

As we all know, the benefits range from pride in serving your country all the way down to your food allowance (BAS).

Why do we hear so much about the benefits?

Because the base pay isn’t that impressive, but once you add in the benefits, military pay doesn’t look too shabby.

The benefits go outside the realm of health insurance and allowances.

Let’s look at some benefits that the military has to offer that aren’t mentioned quite as often…

Why You Should Never Co-Sign (And 6 Things to Do Instead)

Type “Why Co-Signing” into Google and you will quickly see the suggested searches start with things like:

“Why co-signing is bad”

and

“Why co-signing is a bad idea”

Have you ever co-signed for someone before?

​Or have you ever had someone co-sign for you?

Let’s see why it’s so bad and what you can do instead of co-signing for a friend or family member…

6 Take-Action Steps to Get Out of Credit Card Debt

Do you know the total credit card debt of the United States population?

793.1 billion dollars.

Now you know. And now you have a sick feeling in your stomach. ​ At least, I do.​

Does that mean credit cards are evil? Nope.

It just means people are stupid uneducated.

That’s the problem. Here’s how to fix it…

24 Things That Are More Likely to Happen Than Winning the Lottery

Do you play the lottery?

Everyone knows the odds of winning the lottery are unlikely, but exactly how unlikely?

First off, I am talking about the major lotteries here.

Namely, The Powerball and Mega Millions. Heard of them?

The odds are similar for winning both. Around 1 in 176,000,000.

Not too bad, right? Oh wait, yes it is.

In fact here are a total of 24 things that are more likely to happen than winning the lottery…

11 Ways to Make Money When You Spend Money

​Remember when you were able to go months without spending any money at all?

Me neither.

It seems like it was somewhere in my childhood, but…it’s been a while.

We spend money. All the time. That’s life.

Why not make money while we spend? It’s very possible and here are 11 ways to prove it…

10 Ways to Make Money Without a Job [Infographic]

Making money without a job.

Yeah, that’s a thing.

It’s actually pretty common.

There are many ways to make money without and job and then there are the ways you always hear about (blogging perhaps…) that don’t seem realistic.

Like anything, it depends on how much time and effort you put into it.

Here are more than 10 different ways to make money without a job…

5 Reasons You’re Broke and How to Fix It

There is a difference between being broke and being poor.

Broke is a temporary states of finances.

Poor is a mindset.

Before you go on, promise me you will never refer to yourself as poor again. Even if you feel like you are.

You may be broke, but you’re not poor.

Here is why you may be broke and how to stop it…

6 Ways to Cut Costs on Cooling Your Home This Summer

Summer is coming soon to a home near you. In fact, it’s coming to your home…unless you live somewhere weird.

There are ways to cut cooling costs. Practical ways.

You don’t have to spend thousands to save hundreds.

Unless you want to do that. But you don’t want to do that.

That would be dumb. I don’t even know why we are still talking about it.

Since you don’t want to do that, do this…

6 Haggling Hacks for Buying a Used Car (With Personal Example)

​My wife and I headed into Oklahoma City this past weekend to look for a vehicle.

After spending the majority of the day at a certain car dealership, we ended up driving a new car home…well, new to us.

We are happy with the vehicle, and we were even happier with the price.

Long story short, they were asking almost $9,000 for a vehicle that we ended up purchasing for $2,800.

How did we do that? We used these 6 haggling hacks (I hope you can appreciate the alteration) to get the deal…

5 Simple Steps for Spring Cleaning Your Credit

Spring is in the air.

It’s beautiful out, so obviously the first thing you want to do is step outside think about your credit! Right?

Maybe not, but it’s a great time to do a quick spring cleaning.

You’re already spring cleaning “everything else”, why not clean up the thing that you buy “everything else” with. I’m joking, of course. I know you don’t buy everything with credit cards.

​Or at least, if you do, you pay them off every month…don’t you? Sure you do!​

Here are some simple and​, most importantly,​ ​​free​​ steps to cleaning up your credit…