Vacation is a great opportunity to visit new places and spend quality time with your friends and family. There are many reasons that justify going on a vacation. Vacation refreshes your mind and soul. Vacation improves mental health, relieves stress, increases productivity, strengthens family ties and allows you to do things that you enjoy the most.
Planning vacation does not only count booking luxury hotel or selecting a destination, but also analyzing bank balance to help you decide whether or not you should travel. But what if your bank account isn’t ready. You need to take effective measures to cut down your daily expenses and save money for the vacation. Read the following creative ways.
If you run a business, you wear many hats. You might be in charge of everything from invoicing to marketing and financial planning. One of your tasks is writing. You need to create material for your website, blogs or articles to showcase your knowledge within your industry, and letters to potential clients. If improving your writing skills is the last thing on your mind, these online tools can offer some helpful support.
It’s that time of year when love is in the air. As Valentine’s Day quickly approaches, our thoughts turn to matters of the heart and questions about how to celebrate the day without breaking the bank. Lucky for you, we have some excellent ideas to make this Valentine’s Day a frugal and festive event. Cue the violins…
They say that moving homes can be one of the most stressful experiences you will ever go through in your life – but moving can not only cause stress for the body and mind, it can also place huge strains on your bank balance (and this is after you’ve purchased your new home).
In this article, I will cover nine steps to ensure that the financial burdens of moving are lessened and your bank account can breathe a sigh of relief.
Americans spend billions and billions of dollars on wasted energy.
For the average American, it’s either ignorance or pure laziness that accounts for much of the waste.
Of course, it does no good to complain, we can only do our part. Here’s how…
No matter whether you are looking for health insurance or income protection, effective insurance planning is a must.
There are, unfortunately, so many individuals that are forking out their hard earned cash on a policy that is simply not right for them and their financial situation.
With that being said, read on to discover five of the top general insurance buying mistakes you need to avoid.
Home improvements are a great way to add value to your home.
At least, that’s a common belief. But are they really? And which improvements give you the best bang for your buck?
The answers to these questions are probably not the same for everyone, and may depend on your definition of value. If you’re selling your home, value may be measured in monetary terms, but if you just want to increase your comfort level, this definition may include luxury additions that add little monetary value.
Here are a few quick and easy home improvements that may or may not increase your home’s value in your eyes. We’ll let you decide:
Have you ever considered investing internationally?
There may be more benefits than you knew.
London-based property agent, Experience Invest has provided 5 top tips for investing in property overseas.
Going green is certainly the buzz in business today, but as a busy owner or employee, it’s easy to push it to the side because you have enough on your plate. As if you needed one more thing to manage, right?
The good news is, going green in your office doesn’t have to be an “all or nothing” endeavor. This is something you can implement over time.
These days, it’s always useful to have some extra money on hand. Whether for short-term pleasures like an extravagant meal out, or buying a new dress, or more long-terms investments like saving for education, or planning for retirement (especially if you’re planning to retire abroad), extra cash is ALWAYS welcome! Most people rely on company bonuses, or working overtime to make more money. In addition to these, there are a whole bunch of things you can do (in terms of skills you can acquire and opportunities you can take advantage of) that will help you effectively supplement your regular income. Considering holiday season is right around the corner, and spending tends to be high, it is worth taking a look at what you can do to make some extra cash. Here are a few ideas:
Fighting procrastination is not only important for your studies.
You are going to be distracted throughout your life.
Marketing companies spend their working week finding new ways to distract you.
Here are a few productivity apps that will help you right now in the moment, and they will help you get into the habit of fighting procrastination.
It is never early to start saving for retirement. In fact, if you started saving in your early 20s, putting aside less than a car payment each month could turn you into a millionaire by the time you retire. It really is easy. Let’s look at five steps that you can take in your 30s (or even your 20s or 40s) to make your retirement dreams a reality:
According to Professor Robert Mooradian of Northeastern University,
millions of Americans are dealing with the emotionally and physically taxing consequences of debt every year. We all want to make our financial goals, like getting out of debt, a reality, but few ever make it without changing their everyday habits.
Before we get into the list of habits that will change your financial goals and eventually your life, we need to get two basic concepts down:
I love apps. I don’t use 100, I just use a few that work really well.
I always try to consolidate. If I can find one app to do the work of two, I’m sold.
This infographic shows 20 of the best apps out there…
Cycling, or biking, has many benefits, some of which you may not initially realize. For starters, it offers great exercise, which means it can improve your health and quality of life, provided you bike consistently.
However, it’s not only your health that can benefit: most things in your life can benefit from cycling. When you think of it that way, it’s no surprise that the United States has seen a growth of 62 percent in bicycle-riding commuters since 2000.
You’re probably wondering how cycling could have such an impact on the world at large. We’re going to take a look at some ways in which your life would benefit if you took up cycling to commute to and from local places.