This is a list of 18 one-sentence tips that will drastically improve your finances. These are quick tips, but they will surely make a huge improvement if you take them to heart.
Remember, just because you have heard some of these before, doesn’t mean you actually absorbed it. Read the list slowly and see if you can implement some of these, especially things that you may have “already heard”.
Hearing alone doesn’t help. It’s about acting and implementation.
Without further ado and in no particular order, here are a total of 18 One-Sentence Tips for your finances…
It’s tax refund time again!
You have been waiting for it, now you have it, and you want to use it to get closer to your goals instead of blowing it. How responsible of you!
If you don’t plan how you will spend it, then it will just slowly disappear in your account, right? Well, if you have a budget, that shouldn’t happen, but you definitely need a plan for that money.
Before you get to the 33 ideas, here is another perspective…
This following article is a guest post by Michael Vincent. You can read more about him at the end of this article.
Most people, if asked about their financial goals, would instantly say they want to be rich, or to have the financial freedom of being able to buy or pay for anything their heart desires. Saving money is rarely ever on the top of anyone’s list.
Investor Warren Buffett himself strongly believes in the value of saving, despite having billions of dollars to his name. You might want to pick up a pointer or two from one of the world’s richest men…
What do you do when somebody comes up to you on the street and asks you for money? How do you respond?
Do you give it to them?
Do you say “sorry, I don’t have any money” (even if you really do)?
Do you hesitate to give, because you feel like giving money to someone on the street, whether they are panhandling, begging or homeless, could be enabling their “habits” and not actually helping them?
Let’s talk about the last one: enabling their bad habits…
These tips are actually a collection of 15 great articles on making money from around the web. I personally read all of these blogs regularly.
I have read all of the articles listed and I didn’t include any junk!
There are actually way more than 15 tips in all of these articles.
It’s more like 15 resources with 100s of tips!
I tried my best to NOT include articles with generic tips. I’m sure you will learn something new.
Here we go…
The wealthy and the not-so-wealthy obviously have different habits. People come into their wealth different ways, but their habits are similar.
You may already have some of these habits. You could already be using some of them.
It’s also important to note that these are habits you should develop, which indicates that you may already have them, you just need to continue to develop them even more.
So, here are 3 of the habits that you need to take control of your finances…
These are some little-known and some often forgotten ways to get cheap books and even free books. Reading is one of the most productive ways to pass the time and as they say:
Leaders are readers
Read on for 4 ways to get cheap books and free books!
But wait! Your Book May Already Be Free!
Before you buy a book, make sure it is not already free online. Many books that are in the public domain are available online for free…
These are great quick date ideas for maximizing fun and frugality. Some are even free! Usually the more cost-effective a date is, the more quality time you spend together. Expensive dates tend to have distractions and attractions that take time away from you and your mate and focus more on the things you are paying for.
Is it really worth it? Sometimes, but often it’s not.
The dates below are great ways to save money and spend time together. Some of them involve using things you already have, like fuel in your car, food in the cabinets or other things at home, but the point is that you should be able to do these dates without coming more than $10 out-of-pocket…
IRAs are great for retirement accounts, but that’s that all!
There are many little-known uses for an IRA to shelter money from taxes.
Normally when you pull money out before retirement, you are penalized with an additional 10% tax, but here are some ways to avoid that extra fee…