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5 Common Financial Emergencies That Can Appear Without Warning

Financial experts advise that an individual have enough money to pay for several months worth of expenses if a financial emergency strikes.

In addition, it may be worthwhile to have a credit card or other funding source handy if such a situation occurs.

This is because an unexpected expense can occur at any time whether you are ready for it or not.

See what the most common emergencies are and protect yourself from them…

Top 11 Grants Female Business Owners Must Know About

As per an insightful study undertaken in USA several years back, it had been found that around 9.1 million women in USA has their own businesses. However there has been a 68% increase in this number since 1997. Yet, most women business owners are being rejected loans by banks for their small businesses. However, in lieu of all this, many other options have come up, such as online loans, peer-to-peer loans, government grants and crowd funding, to help these women entrepreneurs expand their business horizon. Government grants are not very popular since they consume a lot of time and work in the funding process, yet they are becoming the more used option amongst women.

Too Big to Fail? 5 Companies That Prove There’s No Such Thing

When companies grow into large corporations, people start depending on them. Eventually, many other companies depend on them. If they keep growing, an entire country’s economy could depend on them.

What happens when one of these companies fail? What happens when they file for bankruptcy? Is that even possible or are they actually too big to fail?

It’s easy to see, after the Great Recession of 2007-2009, that no company is too big to fail. Here are some prime examples…

Never Stop Learning: 40 Places to Get Free Education Online

Sure, there are plenty of places to learn online.

You can always go to Google, YouTube and great blogs (like this one, right? Right?? Please tell me you love me!).

Those are all great places to find information, but you already know about those and it’s easy to get distracted at such broad websites – especially YouTube…have you ever fallen into the just-one-more-related-video-in-the-sidebar trap?

I spent a lot of time compiling these resources. Of course, I could have spent a lot more time, but you only live once – I’m using that phrase in the sense of time, not in the sense of making a really bad decision because YOLO. There are literally hundreds of thousands of hours worth of material here. We only have so many hours in our lives and going through all of these courses may take all of them, so I feel like I’ve listed enough.

Let’s dive in, starting with free college courses…

7 Money Saving Tips for Small Businesses

If you happen to find yourself in a tricky situation wherein you have all the passion and determination to flourish your small business to great extents but do not have enough funds to support your dreams, then find yourself amongst many others facing a similar situation.

The two vital ingredients for any business to grow are: Money and Innovative Ideas! Thinking of innovative ideas is entirely up to you, and we leave it on you; however, in this article, we will show you how to make and save money wisely for your business to grow.

7 Keys to Winning Scholarships

If you’re getting ready to take the pathway to college, you’ll need to think about winning scholarships, unless you want to be buried in debt when you graduate, or unless you’re independently wealthy.

There are many posts on blogs and scholarship sites that tell you how Student X got scholarships, but if the journey was arduous for that student, perhaps there is a better way to win scholarships than by plugging along, day after day. It’s better to learn from the experience of people who can help you win scholarships, even if you don’t have time to apply to a hundred of them – or more.

10 Important Actions You Can Take Right Now to Increase Your Productivity

When you’re reading productivity articles, you don’t want vague ideas, you want actionable steps that you can take to literally increase your productivity today. You want practical, applicable tips.

I’ve tried my best to make this blog full of actionable tips you can apply to every day of your life.

This article may be the most actionable of them all.

Here are 10 of the most important actions you can take right now, today, to increase your productivity by leaps and bounds…

(You can click each point for more on that topic)

10 Credit Myths Busted [Infographic]

Credit is a funny thing. Especially when you start talking to other people.

Some people have all the answers on how to improve your credit, but are they accurate?

Just because something seemed to work for someone else doesn’t mean it will work for you, but there are some standards that you (and anyone else) can meet to ensure your credit score will continue to rise.

Before you get into raising your credit score and cleaning your credit, you’ll want to look at these credit myths.

There’s no reason to waste time on things that won’t help you…

24 Stupidest Things the U.S. Government Spends Money On

Americans waste a lot of money, but are we just following in our government’s footsteps?

Either way, we definitely shouldn’t be looking to them for advice. They waste money. A lot of money.

Since we don’t directly control how our government spends money, why not make fun of it? We laugh to keep from crying, right?

20 Productivity Apps to Keep You Organized [Infographic]

When it comes to business-based apps for your phone or computer, productivity apps rule the roost.

In fact, there are so many out there that it can be unproductive to spend hours trying to find the best one(s).

But don’t you worry! Here are 20 of the top productivity apps in one quick graphic…

Attention Financial App Users: Advice for Keeping Your Phone Safe

If you’re like me, you complete just about every task with the help of your smartphone. From checking your email accounts to downloading apps to help you maintain your budget, your whole life is on your phone.

While modern technology is certainly a convenience, we really do have to be careful about the potential threats that are out there. Identity theft is serious business and, according to the Federal Trade Commission, identity theft was at the top of the list for consumer complaints this year.

For that reason, it is important for us to take extra precautions to protect our personal information. Below are a few things I’ve done to safeguard my smartphone.

How to Become a Better Writer and Get Paid (With Hundreds of Resources)

How do you become a better writer? You write. There’s no shortcut. You write as much as possible – everyday is best. You write when you don’t feel like it and when do feel like it. Make friends with other writers so you can share your work and get feedback. Writing comes with practice like most things that are worth doing.

The ultimate goal, especially with a blog, is to write how you speak. That’s much easier said than done. You’ve got to write all the time to find your voice in the words. You can even try a speaking program like Dragon NaturallySpeaking Home that will actually type the words as you speak them. Some people prefer to write like this, but the end goal is to be able to write exactly how you speak whether you have a speak-to-write program or not.

Here’s how to become a better writer and actually get paid…

10 Morning Rituals of Successful Entrepreneurs [Infographic]

There’s something special about the morning hours and that’s why you’ll often find successful people taking advantage of those hours.

These routines are very different from each other, which goes to show that there’s no “right” answer on how you should conduct your morning ritual. There’s no one-size-fits-all answer, but you can get some ideas for your own ritual.

You’re not going to stick with a ritual you don’t like, so add the stuff you like and leave out the stuff you don’t like.

Also, these entrepreneurs are successful, but that doesn’t mean they have everything figured out. Simon Cowell hits the snooze button, which continues to be shown as having a negative affect on your energy. Again, just because some successful person does it, that doesn’t make it right, but we can learn from them both positively and negatively…

14 Ways to Maximize Your Car’s Value Before Selling [Infographic]

Selling your car isn’t fun, but it can earn you some cash towards your next car.

Ideally, you would be able to buy another used car with cash, but even if you have to finance, as long as you have a good credit score, financing isn’t the end of the world.

The money you earn by selling your current car could be a great down payment on your next car and this infographic is going to show you how to get the most value out the car you’re selling now…