Lists

5 Easy Strategies to Gradually Adopt Healthy Eating Habits

A couple weeks ago I wrote about the most important element of your productivity.

I talked about how energy is the foundation of your productivity. Without energy, you’re not going to do much at all.

Exercise is a big part of that. But a bigger piece of the energy puzzle is your diet.

How are your eating habits? Do they promote energy or diminish it?

If you want to adopt a healthier lifestyle and start eating better, I’ve got good news! It doesn’t have to be difficult and torturous. It’s actually quite simple. If you take it slowly.

Here are 5 ways to gradually adopt healthy eating habits over time…


5 Pitfalls of Procrastinating to File Your Taxes (And How to Avoid Them)

When the calendar turns to a new year, it’s time to start thinking about doing your taxes.

Many people procrastinate on this process, waiting until close to the April 15th deadline to get going. There are many reasons why it’s a bad idea to wait to file.

The smart people get going as soon as possible, and they reap the rewards of early filing.

If you’re wondering whether you should get ahead of the crowd on your taxes, here are some pitfalls of procrastinating and a few reasons why it pays to get the ball rolling right away…


The Ultimate Productivity List: 75 Books to Boost Your Productivity

I just released the top 75 books on personal finance and it was insanely popular.

Now it’s time for the “best of the best” productivity list. Yes, that’s a total of 150 books I’m recommending. I hope your to-read list is growing! I’m here to help with that.

I’ve been reading on productivity for years. Just like with personal finance, I’ve read some amazing books and some…not so amazing books.

I’ve decided to leave the not-so-amazing books out off the list. You’re welcome.

These books are not just the best books I have ever read on productivity; they are books that have changed my outlook (for the better) and helped me to achieve things I never would have believed I could do. Prepare to seriously become more productive…


The Ultimate Money List: 75 Must-Read Books on Personal Finance

There I was. 21 years old. $24,000 in debt.

I thought it was normal. I thought everyone had car payments. I thought debt was the only way of life. The American way.

I also couldn’t sleep at night, because I was so stressed. I had no plan for an emergency, other than to go into more credit card debt.

That’s when I got angry. A good motivating, driving anger. An anger that ultimately lead me and my family out of debt.

I realized that debt was controlling our life. And I wanted to be in control. So, I started reading…


8 Important Financial Tips for Freelancers

If you’re a freelance worker of any stripe — writer, consultant, artist, contractor — you’re likely in the habit of keeping a close eye on your finances.

Sure, there are basic bits of advice that are good tips for anyone: Make and adhere to a budget (or not)! Diversify your assets! Steer clear of Whole Foods!

Personally, I ran into major trouble the first year I filed my taxes as an independent contractor. I felt intimidated by the level of organization required. Not to mention the jargon. “Schedule C?” “Pension distributions?” Uhhh…I’m a 25-year-old child over here, okay?

Doing my taxes was a breeze as a “regular” employee. Fill in the blanks, a couple quick calculations, stick a stamp on it: done. I learned I wasn’t alone (90% of taxpayers need help when the season rolls around). More importantly, I realized everyone has to start somewhere.

I’m definitely still learning, but there are a couple of things I’ve picked up along the way…


5 Easy and Frugal Ways To Support The Homeless This Winter

Hey everyone, I’m Josh…You may know me from CNA Finance, Modest Money, and several other personal finance blogs around the blogosphere. However, over the past few months, I’ve really changed my focus. Simply put, the community has really taken care of me. I live well, eat well, and enjoy the simple pleasures in life. Unfortunately, that’s not the case for way too many people in our community. So, this year, I’ve decided to focus on helping those in need.

Over the past month, my fiancé and I have started what we view as a movement, called Under The Bridge. Our main goal is to change the way we see the homeless community. The bottom line is that while these people may have some past issues, they are human and deserve love and respect.

And here’s what you can do…


The 5 Wealthiest Hedge Fund Managers (And What You Can Learn From How They Got There)

When you’re trying to get good at something, always learn from the best.

Whether you’re just getting started with investing your money or are already a well-seasoned and sophisticated investor, you could always do with a few lessons taught by some of the best of the best in the financial world.

When most people start investing, their journey often begins with reading up about Warren Buffett. Buffett’s compounded annual return of about 20% over the course of his 50-year career, as Berkshire Hathaway’s chairman, is the stuff of legends.

But he isn’t the only one on the rich list who has made his fortune solely off the back of investments made over the years.

There’s a growing number of hedge fund managers whose talents have not only made them enormously wealthy, but also landed them on the prestigious Forbes Rich List. Many of these managers are billionaires and their investment styles vary greatly from the long-term value investing mantra of Buffett.

Here’s a list of the top 5 richest hedge fund managers and the lessons you could learn from them…


The Top 9 New Year’s Resolutions and Cheap Ways to Keep Them

Nearly half of Americans make New Year’s resolutions, but only 8 percent of us keep our promises, according to a survey by the University of Scranton.

Top reasons (excuses) include lack of money, lack of opportunity and – almost everyone’s sticking point – lack of time.

If you’re determined to realize your goals this year, check out some frugal ways to achieve the top ten resolutions…


5 Easy At-Home Car Repairs You Can Do Yourself

One of my biggest woes in life is the money it costs me to keep my car ship-shape.

It seems every time I take it to a workshop, they find things wrong that I never even heard of. Things that end up costing me money I hadn’t planned spend—not now, anyway.

So I figured there had to be a better way to do basic repairs, and save not only the cost of the materials and labor but also the “extra” things mechanics always seem to uncover.

Here are 5 easy at-home car repairs…


13 of the Strangest Coupons Ever

Nearly 3 billion coupons are redeemed each year.

And it’s not just for electronics, clothing and household products.

Look hard enough and you can also find discounts on things you never imagined have discounts (or need them).

Here are 12 of the more unusual picks:


5 Game-Changing Things You Don’t Know About Millionaires

We all have our opinions about millionaires and the rich.

I’d like to challenge some of those opinions and show you some things you might not know about millionaires.

It’s not about luck, fancy lifestyles or greed.

It’s about developing a mindset that sets you apart from the rest.

Here are 10 game-changers that you didn’t know about millionaires…


5 Mistakes Expatriates Make When Using Credit Cards

American citizens who live abroad are known to face some rather unpleasant financial surprises when they get back to the US.

While spending responsibly when outside the US, their lack of U.S. credit activity often deprives them of new credit cards or loans being issued to them.

Opening a bank account can also be really tough.

American expats tend to be completely unaware of how they should manage their existing credit cards while they live abroad, and there are few identifiable mistakes they usually make.

Here on some of the mistakes expatriates make when using credit cards…


6 Productivity Hacks Backed By Science [Infographic]

“I believe in science.” -Esqueleto, Nacho Libre

I’m all about science-backed productivity.

From how habits are formed to the time of day we are most productive, I think science plays a huge role in helping us become more productive.

That’s exactly why I think it’s important to see some actual studies and how they pertain to your productivity…


6 Steps to Create Your Self-Development Blueprint

​​What is a self-development blueprint?

It’s simply a game plan or a blueprint for improving your life and yourself.

We’re constantly growing and learning. It helps to make a plan. Learning is much more effective when it’s strategic.

Are you reading books, listening to audio and watching videos? Most of us are.

Are they getting you closer to your goals? Let’s start working on your game plan…


Purchasing a House With a Friend: 5 Things You Should Consider

If you want to own a home but just can’t seem to get the capital together for a down payment, don’t have the income to carry payments or don’t have the credit history to get the loan, you might consider purchasing it with a friend.

Two incomes are certainly better than one, and you’ll probably have a better chance if you have another strong candidate applying with you.

People buy houses with friends all the time, and while there is nothing inherently bad about it, you should consider a few things before taking the plunge.