Finance Tools & Resources
It stands for “You Need A Budget” and they’re right about that. You might like this software; it’s extremely popular for giving you exact precision in your finances. There is a cost for the program, but you can try it free for about a month. The software is for web, iOS and Android.
BudgetSimple is just like it sounds…simple. It’s extremely easy to use; however, to link your accounts, you have to upgrade to Plus.
Like several other budgeting tools, Buxfer allows you to sync your accounts together in one place. They also let you upload your financial statements, generate reports and receive notifications if you’re overspending. It’s a great tool and you can always try the free version first and then make the decision to upgrade later or simply stay with the free plan.
This website is the ONLY authorized source to get your free annual credit report under law. Since you can pull one report annually from each of the three major credit reporting agencies, I suggest pulling one report every four months to keep a close eye on your credit.
Different cards for different purchases? Whether you’re looking for the best credit card rewards, or just to build your credit, USAA offers some awesome cards. Find the best card for you.
This is another free credit monitoring tool that pulls your score from TransUnion, but it also pulls your entire credit report from TransUnion (which you can do on your own, but it’s free either way).
Passive investing doesn’t get any easier. You simply start an account with however much money you want to invest (no minimums), then you tell them what level of risk/reward you want, and they invest it in index funds. Simple, automatic, effective investing.
You can open any type of investment account from a brokerage account to a mutual fund. They also have several great funds of their own, including index funds. You do need a military affiliation to become a member of USAA.
With no trade fees and very low entry minimums, TradeKing is a great place to start investing. They are always upfront about anything you have to pay, because they know their services cost less than competitors.
This is one of the coolest investing tools I’ve seen. They offer many different Motifs to invest in, which are similar to mutual funds, but more specific and cheaper. Get up to $150 if you make 5 trades.
This is a free stock screener tool that allows you to search by certain criteria and figure out if stocks are a buy, sell or hold. If you subscribe for free, you get even more info, like seasonality, charts, fundamentals, and economy specifics.
- The Total Money Makeover by Dave Ramsey
- Rapid Debt Reduction Strategies by John Avanzini
- The Richest Man in Babylon by George Clason
- The Intelligent Investor by Benjamin Graham
- The Essays of Warren Buffett by Warren Buffett
- Why Stocks Go Up and Down by William Pike and Patrick Gregory
- One Up on Wall Street by Peter Lynch
- The Little Book of Value Investing by Christopher H. Browne
- The Shortest Investment Book Ever by James O’Donnell
- Common Stocks and Uncommon Profits by Philip Fisher
- The Motley Fool Investment Workbook by David and Tom Gardner
- The Automatic Millionaire by David Bach
- The Four Pillars of Investing by William J. Bernstein
- Stocks For The Long Run by Jeremy Siegel
- The Beginner’s Guide to Real Estate Investing by Gary W. Eldred
- The ABCs of Real Estate Investing by Ken McElroy
- The Millionaire Real Estate Investor by Gary Keller
- The Advanced Guide to Real Estate Investing by Ken McElroy
- Real Estate Advantages by Sharon Lechter and Garrett Sutton
- Buy It, Rent It, Profit! by Bryan M. Chavis
- Think and Grow Rich by Napoleon Hill
- Rich Dad, Poor Dad by Robert Kiyosaki
- Secrets of the Millionaire Mind by T. Harv Eker
- The Millionaire Next Door by Thomas Stanley and William Danko
- 100 Ways to Create Wealth by Steve Chandler and Sam Beckford
- Cashflow Quadrant by Robert Kiyosaki
- I Will Teach You To Be Rich by Ramit Sethi
- The Science of Getting Rich by Wallace D. Wattles
- Financial Peace Revisited by Dave Ramsey
- The Wealthy Barber by David Chilton
Free Financial Worksheets and Tools
- Financial Goals Worksheet – MMB worksheet to help you set and track you financial goals.
- Bill Payment Schedule – MMB worksheet to track your bills and mark when they are paid.
- Balance Sheet – MMB simple, easy to use balance sheet.
- Budget Worksheet – A great basic budget worksheet from Dave Ramsey.
- Irregular Income Budget – A great budget worksheet from Dave Ramsey for an irregular income.
- Monthly Cash Flow Plan – Cash flow plan from Dave Ramsey.
- Financial Snapshot & Budget – Excel doc budget form from J Money @ Budgets Are Sexy.
- Free Downloads and Money Saving Tools – Free resources from Canadian Budget Binder.
Some of the links on this page are affiliate links, which means that I make a small commission if you buy something through clicking the link. However, I only recommend products or services that I personally use or have used and that I believe are truly worth your money. Many of the links on this page are not affiliate links. I want to provide you with great resources whether I make money from them or not. Read more.