Finance Tools & Resources

Budgeting Tools

GoodBudget

[Our GoodBudget Review] – A great and free budgeting tool that works online and as an app.  My wife and I use Goodbudget as a tracking tool mostly.  We both downloaded the app and logged into the same account so that when either of us enter an amount, it shows up for the other to see.  They have a paid version that gives you more options, but I think the free version is enough for most people.  Best for the hands-on budgeter.

YNAB

It stands for “You Need A Budget” and they’re right about that.  You might like this software; it’s extremely popular for giving you exact precision in your finances.  There is a cost for the program, but you can try it free for about a month.  The software is for web, iOS and Android.

BudgetPulse

Another get free budget planning tool.  Great for manually entering all purchases.  You can also create goals and get family and friends involved.

Mint

[Our Mint Review] – An automated budgeting tool that allows you to link your accounts together.  Each purchase goes into a category automatically, but you can go back and manually change the category.  As you do this, it will start to learn what you want in which category.  Best for the hands-off budgeter.

BudgetSimple

BudgetSimple is just like it sounds…simple. It’s extremely easy to use; however, to link your accounts, you have to upgrade to Plus.

Buxfer

Like several other budgeting tools, Buxfer allows you to sync your accounts together in one place. They also let you upload your financial statements, generate reports and receive notifications if you’re overspending. It’s a great tool and you can always try the free version first and then make the decision to upgrade later or simply stay with the free plan.

Credit Tools

AnnualCreditReport.com

This website is the ONLY authorized source to get your free annual credit report under law. Since you can pull one report annually from each of the three major credit reporting agencies, I suggest pulling one report every four months to keep a close eye on your credit.

Credit Karma

[Our Credit Karma Review] – This is another free credit monitoring website like Credit Sesame.  The report comes from TransUnion, as opposed to simply being a FICO score like Credit Sesame.

USAA Credit Cards

Different cards for different purchases?  Whether you’re looking for the best credit card rewards, or just to build your credit, USAA offers some awesome cards.  Find the best card for you.

Credit Sesame

[Our Credit Sesame Review] – This is a great free tool to keep an eye on your credit.  You’ll get credit monitoring and alerts, plus a monthly credit report card that will let you see your credit score once a month.  They also provide free ID theft protection, but it’s obviously not as good as the paid ID theft protection.  They have a premium version with more features as well.

Quizzle

This is another free credit monitoring tool that pulls your score from TransUnion, but it also pulls your entire credit report from TransUnion (which you can do on your own, but it’s free either way).

Credit Card Payoff Calculator

This is a simple multi-card calculator that tells you how long until you’re fully debt-free.

Investing Tools

Personal Capital

[Our Personal Capital Review] – This is the best app to track your finances and investments – and it’s FREE! You can see your net worth, all your accounts and every transaction in one place to reduce fraudulent activity and stay organized.

Betterment

Passive investing doesn’t get any easier.  You simply start an account with however much money you want to invest (no minimums), then you tell them what level of risk/reward you want, and they invest it in index funds.  Simple, automatic, effective investing.

USAA

You can open any type of investment account from a brokerage account to a mutual fund.  They also have several great funds of their own, including index funds. You do need a military affiliation to become a member of USAA.

Yahoo Finance

This is the first place I go to find out any information on a public company. They have basically everything you need to know. Balance sheets, income statements, cash flow, etc..

TradeKing

With no trade fees and very low entry minimums, TradeKing is a great place to start investing.  They are always upfront about anything you have to pay, because they know their services cost less than competitors.

TD Ameritrade

The easiest place to start any level of investing, from individual stocks to 529 plans for your children’s education.  TD has an impressive interface of investing tools to help you make the most informed decision possible.

Motif

This is one of the coolest investing tools I’ve seen.  They offer many different Motifs to invest in, which are similar to mutual funds, but more specific and cheaper.  Get up to $150 if you make 5 trades.

Financhill

This is a free stock screener tool that allows you to search by certain criteria and figure out if stocks are a buy, sell or hold.  If you subscribe for free, you get even more info, like seasonality, charts, fundamentals, and economy specifics.

Top 30 Finance Books

  1. The Total Money Makeover by Dave Ramsey
  2. Rapid Debt Reduction Strategies by John Avanzini
  3. The Richest Man in Babylon by George Clason
  4. The Intelligent Investor by Benjamin Graham
  5. The Essays of Warren Buffett by Warren Buffett
  6. Why Stocks Go Up and Down by William Pike and Patrick Gregory
  7. One Up on Wall Street by Peter Lynch
  8. The Little Book of Value Investing by Christopher H. Browne
  9. The Shortest Investment Book Ever by James O’Donnell
  10. Common Stocks and Uncommon Profits by Philip Fisher
  11. The Motley Fool Investment Workbook by David and Tom Gardner
  12. The Automatic Millionaire by David Bach
  13. The Four Pillars of Investing by William J. Bernstein
  14. Stocks For The Long Run by Jeremy Siegel
  15. The Beginner’s Guide to Real Estate Investing by Gary W. Eldred
  16. The ABCs of Real Estate Investing by Ken McElroy
  17. The Millionaire Real Estate Investor by Gary Keller
  18. The Advanced Guide to Real Estate Investing by Ken McElroy
  19. Real Estate Advantages by Sharon Lechter and Garrett Sutton
  20. Buy It, Rent It, Profit! by Bryan M. Chavis
  21. Think and Grow Rich by Napoleon Hill
  22. Rich Dad, Poor Dad by Robert Kiyosaki
  23. Secrets of the Millionaire Mind by T. Harv Eker
  24. The Millionaire Next Door by Thomas Stanley and William Danko
  25. 100 Ways to Create Wealth by Steve Chandler and Sam Beckford
  26. Cashflow Quadrant by Robert Kiyosaki
  27. I Will Teach You To Be Rich by Ramit Sethi
  28. The Science of Getting Rich by Wallace D. Wattles
  29. Financial Peace Revisited by Dave Ramsey
  30. The Wealthy Barber by David Chilton
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Free Worksheets

Free Financial Worksheets and Tools

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