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Most Recommended

Digit

This is my favorite tool right now. Digit is a completely free service that automatically transfers certain amounts from your checking to your savings based on what you can afford. Read my Digit Review below and see my latest update.

Our Digit Review

 

Financial Peace University

This is Dave Ramsey’s 9 week course for home study.  He covers investing, understanding insurance, budgeting, mortgages, finding bargains, negotiating, giving and much more.  It’s Dave’s complete financial course.

 

 

SiteGround Web Hosting

Everyone should have their own spot on the web.  That requires web hosting. After several weeks of research, I’ve concluded that SiteGround offers the absolute best web hosting available and I prove why in my review.

Our SiteGround Review

 

Betterment

Passive investing doesn’t get any easier.  You simply start an account with however much money you want to invest (no minimums), then you tell them what level of risk/reward you want, and they invest it in index funds.  Simple, automatic, effective investing.

 

 

Personal Capital

Personal Capital is the best app to track your finances and investments – and it’s FREE! You can see your net worth, all your accounts and every transaction in one place to reduce fraudulent activity and stay organized.

Our Personal Capital Review

 

USAA

The best customer service I’ve ever received. They offer standard banking options, investing options (including their own mutual funds), and great insurance. You do need a military affiliation to become a member of USAA.

 

 

TradeKing

With no trade fees and very low entry minimums, TradeKing is a great place to start investing.  They are always upfront about anything you have to pay, because they know their services cost less than competitors.

 

 

TD Ameritrade

The easiest place to start any level of investing, from individual stocks to 529 plans for your children’s education.  TD has an impressive interface of investing tools to help you make the most informed decision possible.

 

 

Budgeting Tools

GoodBudget

[Our GoodBudget Review] – A great and free budgeting tool that works online and as an app.  My wife and I use Goodbudget as a tracking tool mostly.  We both downloaded the app and logged into the same account so that when either of us enter an amount, it shows up for the other to see.  They have a paid version that gives you more options, but I think the free version is enough for most people.  Best for the hands-on budgeter.

YNAB

It stands for “You Need A Budget” and they’re right about that.  You might like this software; it’s extremely popular for giving you exact precision in your finances.  There is a cost for the program, but you can try it free for about a month.  The software is for web, iOS and Android.

BudgetPulse

Another get free budget planning tool.  Great for manually entering all purchases.  You can also create goals and get family and friends involved.

Mint

[Our Mint Review] – An automated budgeting tool that allows you to link your accounts together.  Each purchase goes into a category automatically, but you can go back and manually change the category.  As you do this, it will start to learn what you want in which category.  Best for the hands-off budgeter.

BudgetSimple

BudgetSimple is just like it sounds…simple. It’s extremely easy to use; however, to link your accounts, you have to upgrade to Plus.

Buxfer

Like several other budgeting tools, Buxfer allows you to sync your accounts together in one place. They also let you upload your financial statements, generate reports and receive notifications if you’re overspending. It’s a great tool and you can always try the free version first and then make the decision to upgrade later or simply stay with the free plan.

Credit Tools

AnnualCreditReport.com

This website is the ONLY authorized source to get your free annual credit report under law. Since you can pull one report annually from each of the three major credit reporting agencies, I suggest pulling one report every four months to keep a close eye on your credit.

Credit Karma

[Our Credit Karma Review] – This is another free credit monitoring website like Credit Sesame.  The report comes from TransUnion, as opposed to simply being a FICO score like Credit Sesame.

USAA Credit Cards

Different cards for different purchases?  Whether you’re looking for the best credit card rewards, or just to build your credit, USAA offers some awesome cards.  Find the best card for you.

Credit Sesame

[Our Credit Sesame Review] – This is a great free tool to keep an eye on your credit.  You’ll get credit monitoring and alerts, plus a monthly credit report card that will let you see your credit score once a month.  They also provide free ID theft protection, but it’s obviously not as good as the paid ID theft protection.  They have a premium version with more features as well.

Quizzle

This is another free credit monitoring tool that pulls your score from TransUnion, but it also pulls your entire credit report from TransUnion (which you can do on your own, but it’s free either way).

Credit Card Payoff Calculator

This is a simple multi-card calculator that tells you how long until you’re fully debt-free.

Investing Tools

Personal Capital

[Our Personal Capital Review] – This is the best app to track your finances and investments – and it’s FREE! You can see your net worth, all your accounts and every transaction in one place to reduce fraudulent activity and stay organized.

Betterment

Passive investing doesn’t get any easier.  You simply start an account with however much money you want to invest (no minimums), then you tell them what level of risk/reward you want, and they invest it in index funds.  Simple, automatic, effective investing.

USAA

You can open any type of investment account from a brokerage account to a mutual fund.  They also have several great funds of their own, including index funds. You do need a military affiliation to become a member of USAA.

Yahoo Finance

This is the first place I go to find out any information on a public company. They have basically everything you need to know. Balance sheets, income statements, cash flow, etc..

TradeKing

With no trade fees and very low entry minimums, TradeKing is a great place to start investing.  They are always upfront about anything you have to pay, because they know their services cost less than competitors.

TD Ameritrade

The easiest place to start any level of investing, from individual stocks to 529 plans for your children’s education.  TD has an impressive interface of investing tools to help you make the most informed decision possible.

Motif

This is one of the coolest investing tools I’ve seen.  They offer many different Motifs to invest in, which are similar to mutual funds, but more specific and cheaper.  Get up to $150 if you make 5 trades.

Financhill

This is a free stock screener tool that allows you to search by certain criteria and figure out if stocks are a buy, sell or hold.  If you subscribe for free, you get even more info, like seasonality, charts, fundamentals, and economy specifics.

Saving Money

I trust the following websites to save some serious money online, while maintaining quality.
P.S. Some of these links are affiliate links, which means you’re supporting MoneyMiniBlog by using them!  Thank you!

Support MoneyMiniBlog

MoneyMiniBlog is ad-free for your viewing pleasure.  So the best way to save money and support this blog is to shop on Amazon through this link.  You save money and we earn a small commission on the sale.  It’s win-win.

My Top 2 Go-To Stores

  • Amazon – You probably already shop here. Shopping through this link will help support MoneyMiniBlog without costing you a dime!
  • AliExpress – Think of a thing and they probably have it, and at insanely low prices.  Some products are as much as 90% less than other websites.

Save on Your Car

  • Tire Rack – We started using TireRack originally, because it was cheaper to buy better tires with the wheels included here than it was to buy lower quality tires at any store in my city.
  • Autotrader – A great place to buy and sell vehicles.
  • eBay – I’m sure you shop here already, but if you haven’t looked at their prices on car parts, check them out.  Never buy a part for your car until you’ve checked eBay first.
  • Gas Buddy – The best app to find the cheapest gas in your town and on trips.

Save on Your Reading

  • Amazon – Shipping is still free for books if you spend more than $25, as opposed to the normal $49 minimum.
  • Barnes & Noble – Great for comparison-shopping with Amazon.
  • The Economist – Pay just $1 per issues for the first 12 weeks for The Economist magazine – the only magazine I read.

Earn When You Shop

  • Swagbucks – A great cashback site, and they also pay you for completing a variety of tasks, from watching videos to games to surveys.
  • MyPoints – Another awesome cashback website that seems to have a higher than average pay-out..
  • TopCashBack – A cashback website that gives you 100% of their commission when you shop through them. They can do this, because they make their money with ads.

Save on Music Equipment

  • Musician’s Friend – Usually the first place I check for a product. Amazing service and low prices.
  • Sweetwater – A second source to check for comparison shopping.
  • Music123 – An additional source I use for comparison shopping.
  • eBay – It’s not uncommon to find brand new products for way cheaper than the above websites.  There are hundreds of small music stores on eBay that can often offer a lower price.

Save on Electronics

  • NewEgg – My first stop for computer parts and electronics.  I’ve built several computers and every part came from NewEgg.  I’ve also purchased full computers from here, since they always have great deals on them.
  • Tiger Direct – Great for comparison shopping, and they seem to have the best prices on monitors usually.
  • Sonic Electronix – The best price for auto electronics.  I saved almost $2000 on the sound system I installed in my car, vs. the price of the local dealer.

Save on Printing

  • 123inkjets – The easiest way to figure out which type of ink your printer requires, and some of the lowest prices on the internet.  I go with the remanufactured cartridges to save even more and the cartridges are as good as new.
  • Shutterfly – A great place to go when you want someone else do the printing.  They also send out awesome deals.

Coupons

  • Groupon – Anytime you’re traveling, going out to eat or purchasing something, it never hurts to see if there is a Groupon available.  You may be surprised at what they offer deals for.

Legal

  • Legal Nature – Highly affordable legal documents for almost any legal need.

Recommended Books

Our Top 30 Personal Finance Books

  1. The Total Money Makeover by Dave Ramsey
  2. Rapid Debt Reduction Strategies by John Avanzini
  3. The Richest Man in Babylon by George Clason
  4. The Intelligent Investor by Benjamin Graham
  5. The Essays of Warren Buffett by Warren Buffett
  6. Why Stocks Go Up and Down by William Pike and Patrick Gregory
  7. One Up on Wall Street by Peter Lynch
  8. The Little Book of Value Investing by Christopher H. Browne
  9. The Shortest Investment Book Ever by James O’Donnell
  10. Common Stocks and Uncommon Profits by Philip Fisher
  11. The Motley Fool Investment Workbook by David and Tom Gardner
  12. The Automatic Millionaire by David Bach
  13. The Four Pillars of Investing by William J. Bernstein
  14. Stocks For The Long Run by Jeremy Siegel
  15. The Beginner’s Guide to Real Estate Investing by Gary W. Eldred
  16. The ABCs of Real Estate Investing by Ken McElroy
  17. The Millionaire Real Estate Investor by Gary Keller
  18. The Advanced Guide to Real Estate Investing by Ken McElroy
  19. Real Estate Advantages by Sharon Lechter and Garrett Sutton
  20. Buy It, Rent It, Profit! by Bryan M. Chavis
  21. Think and Grow Rich by Napoleon Hill
  22. Rich Dad, Poor Dad by Robert Kiyosaki
  23. Secrets of the Millionaire Mind by T. Harv Eker
  24. The Millionaire Next Door by Thomas Stanley and William Danko
  25. 100 Ways to Create Wealth by Steve Chandler and Sam Beckford
  26. Cashflow Quadrant by Robert Kiyosaki
  27. I Will Teach You To Be Rich by Ramit Sethi
  28. The Science of Getting Rich by Wallace D. Wattles
  29. Financial Peace Revisited by Dave Ramsey
  30. The Wealthy Barber by David Chilton

Our Top 30 Productivity Books

  1. The Slight Edge by Jeff Olson
  2. The Power of Habit by Charles Duhigg
  3. Mini Habits by Stephen Guise
  4. The 7 Habits of Highly Effective People by Stephen Covey
  5. The 5 A.M. Miracle by Jeff Sanders (read my review)
  6. The Miracle Morning by Hal Elrod
  7. The One Thing by Gary Keller and Jay Papasan
  8. How Successful People Grow by John Maxwell
  9. The Now Habit by Neil Fiore
  10. Take the Stairs by Rory Vaden
  11. Procrastinate on Purpose by Rory Vaden
  12. Failing Forward by John Maxwell
  13. Getting Things Done by David Allen
  14. No Excuses! by Brian Tracy
  15. Eat That Frog by Brian Tracy
  16. Time Power by Brian Tracy
  17. The 4-Hour Workweek by Timothy Ferriss
  18. The Power of Full Engagement by Jim Loehr and Tony Schwartz
  19. The One Thing by Gary Keller
  20. Mindset by Carol Dweck
  21. The Magic of Thinking Big by by David Schwartz
  22. How to Stop Worrying and Start Living by Dale Carnegie
  23. Linchpin by Seth Godin
  24. How Successful People Think by John Maxwell
  25. How to Win Friends and Influence People by Dale Carnegie
  26. How to Have Confidence and Power in Dealing With People by Les Giblin
  27. Positive Personality Profiles by Robert A Rohm
  28. How I Raised Myself From Failure to Success in Selling by Frank Bettger
  29. The 5 Love Languages by Gary Chapman
  30. Simplify by Joshua Becker

Productivity Tools

 

47 Strategies

This is Jeff Sanders’ self-assessment tool that will increase your overall productivity by a ton. Click the link to learn more about what I mean.

Success Mastery Academy

Brian Tracy is an amazing productivity author and coach. I’ve read and recommend so many of his books. This is his complete academy. It’s the only Brian Tracy tool you would need to completely change your life by implementing his principles.

Remember The Milk

This is a great task manager, with the ability to prioritize and color code your tasks. You can also make multiple lists, but for all the features, you have to get the premium version.

The Five Minute Journal

This is the absolute easiest and most effective way to start journaling. Each day is laid out in a few questions that literally take five minutes.

AeroPress Coffee Maker

This brews the best cup of coffee I’ve ever had, and it’s fully mechanical, not electric. Plus, it allows you to up the caffeine by slowly brewing the coffee, which means less coffee overall and more focus.

GoTasks

My primary task manager. It connects to your Google calendar task list, and updates when you add something from the computer, phone or pad. All for free.

Fiverr

The best place to outsource. You can hire a personal assistant, get professional web/logo design, delegate data entry and much more for great prices (charged in $5 increments).

Productive App

The only app that I use everyday, without fail. You can track every single habit of your day, week and month. It’s super easy to use.

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Free Worksheets

 

Free Financial Worksheets and Tools

Some of the links on this page are affiliate links, which means that I make a small commission if you buy something through clicking the link. However, I only recommend products or services that I personally use or have used and that I believe are truly worth your money. Many of the links on this page are not affiliate links. I want to provide you with great resources whether I make money from them or not. Read more.