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Save Money

Great ways to save money on all kinds of things. Cut costs, cut expenses and save money on your purchases. Also be sure to check out our complete guide on saving money.

A Bill-by-Bill Guide to Saving Money on Monthly Expenses

A Bill-by-Bill Guide to Saving Money on Monthly Expenses

Heat, water, electric and other utilities are all necessities, but that doesn’t mean you need to pay high prices for them.

There are a few things you can do to reduce the amount of money you’re spending on your bills.

Whether you’re living paycheck-to-paycheck (hopefully not!) or living comfortably, you still want to save money.

To help you lower your monthly costs, we’ve compiled a bill-by-bill guide, complete with tips on what you can do to put more money in your pocket.

10 Effective and Practical Tips to Save Money While in College

10 Effective and Practical Tips to Save Money While in College

Attending post-secondary education such as college or university can be very expensive and often time’s students are left with large sums of debt after they’ve graduated.

To avoid going into debt after your done your post-secondary education, I’ve created a short list of 9 handy tips to help you save money while in university or college.

4 Ways to Cut Down Costs on Holiday Home Decoration

4 Ways to Cut Down Costs on Holiday Home Decoration

We can all agree that one of the most stressful parts about Christmas is budgeting – for home decorations, presents, and last-minute family trips. You want to give your significant other or favorite sibling the best Christmas present ever, but you’re falling short on funds.

Spare yourself the heartbreak of not fulfilling their wish lists with these tips on how to cut down on decoration costs. Tis’ the season for giving, not grieving.

4 Things to Negotiate When Taking an Auto Loan

4 Things to Negotiate When Taking an Auto Loan

Public transport doesn’t meet the transportation needs of many Americans and an increasing number of people are deciding to own cars.

The easiest way to pay for a car is by cash or check but not many people can afford to pull out $20,000 to buy a car and drive it off the lot. Hence, most car buyers need to take up one form of auto loan or another.

Don’t Ignore the Simple Savings

Don’t Ignore the Simple Savings

Regardless of the advice given, or the plan followed, not everyone is going to get rich fast. In fact, not everyone is going to get rich. This is a self-evident truth considering the obvious and undeniable fact that most people alive on the planet are not wealthy. So it has been throughout history . So it will be for all our tomorrows.

Also a part of the unending cycle of life is the fact that the rich get richer. The poor get poorer. And the middle-class are more frustrated than ever. They are desperately afraid of dropping a level. No matter how hard they try, they can’t get to the next level. They are painfully aware of how precarious their position is, without the ability to do anything about it.

While money doesn’t grow on trees, there are always simple savings that don’t involve major lifestyle changes. Here are a few that may have slipped your mind.

How to Have a More Financially Responsible Mid-life Crisis

How to Have a More Financially Responsible Mid-life Crisis

It is a remarkably brief period of time between graduation and mid-life crisis. Your first duty is to get a job, then another job, then the one you will have for the next phase of your life. Along the way, you collect a family, one health scare, and some manageable debt.

The first grandkids and the first grey hairs show up suspiciously close together, along with the first sign that the aforementioned debt is not quite as manageable as you thought.

That is when you start coming to grips with a few hard realities: You’re forty something. Your knees hurt for no good reason. Print is starting to get smaller. You have advanced about as far in your career as you are likely to get. Your marriage doesn’t seem to be getting better or worse.

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