Save Money

Great ways to save money on all kinds of things. Cut costs, cut expenses and save money on your purchases. Also be sure to check out our complete guide on saving money.

Don’t Ignore the Simple Savings

Don’t Ignore the Simple Savings

Regardless of the advice given, or the plan followed, not everyone is going to get rich fast. In fact, not everyone is going to get rich. This is a self-evident truth considering the obvious and undeniable fact that most people alive on the planet are not wealthy. So it has been throughout history . So it will be for all our tomorrows.

Also a part of the unending cycle of life is the fact that the rich get richer. The poor get poorer. And the middle-class are more frustrated than ever. They are desperately afraid of dropping a level. No matter how hard they try, they can’t get to the next level. They are painfully aware of how precarious their position is, without the ability to do anything about it.

While money doesn’t grow on trees, there are always simple savings that don’t involve major lifestyle changes. Here are a few that may have slipped your mind.

How to Have a More Financially Responsible Mid-life Crisis

How to Have a More Financially Responsible Mid-life Crisis

It is a remarkably brief period of time between graduation and mid-life crisis. Your first duty is to get a job, then another job, then the one you will have for the next phase of your life. Along the way, you collect a family, one health scare, and some manageable debt.

The first grandkids and the first grey hairs show up suspiciously close together, along with the first sign that the aforementioned debt is not quite as manageable as you thought.

That is when you start coming to grips with a few hard realities: You’re forty something. Your knees hurt for no good reason. Print is starting to get smaller. You have advanced about as far in your career as you are likely to get. Your marriage doesn’t seem to be getting better or worse.

4 Ways to Save $1000 Fast (And Keep it Saved)

4 Ways to Save $1000 Fast (And Keep it Saved)

Saving your first $1000 emergency fund can be difficult.

You may be in debt, and barely making ends meet, and then you start a plan like Dave Ramsey’s “Baby Steps,” and the first step is to save $1000.

You’re thinking “I can’t even pay my water bill, how am I supposed to save $1000?”

Well, I’m not going to say these ways are easy, but they are effective, and if you’re willing to put in the work, you can get $1000 saved very quickly, Anyone can.

20 Tips to Get Your Finances in Order in Your 20s

20 Tips to Get Your Finances in Order in Your 20s

Your twenties are an important time for a lot of reasons. It’s usually when you’re finishing college and stepping into adulthood. It’s also when you start to build the foundation for your relationship with money.

When you hear stories of people who’ve ruined their credit or are drowning in debt, you’ll usually find that it started in their twenties. On the flip side, the people that end up doing well later on in life had a good foundation to start off on, and it carried on with them for decades.

So how do you avoid ruining your finances early on in life? Follow these 20 tips to get your finances in order in your twenties!

3 Quick Ways to Save Smaller Amounts That Add Up Over Time

3 Quick Ways to Save Smaller Amounts That Add Up Over Time

Many of us want to attack the idea of being frugal by saving large sums of money – but trying to save too big an amount too quickly can backfire. That’s because you may need to cut back in every aspect of your life, and this could affect your well-being.

Imagine living without an air conditioner in the extreme summer heat when you’re trying to reduce the electricity bill or not being able to eat at your favorite restaurant when you’re trying to save money on food. There’s disaster written all over it.

Don’t get me wrong, saving a big sum of money is good, but you’re more likely to avoid getting stuck in a rut if you make a series of small savings that add up over time. With the tips mentioned below, you’ll see a decent figure on your bank statement at the end of the year, without feeling like you have had to sacrifice your lifestyle to achieve this feat.

How Much is a Stay-at-Home Spouse Worth?

How Much is a Stay-at-Home Spouse Worth?

Stay-at-home spouses get a bad rap.

One of the funniest things I hear is “do you work or are you a stay-at-home wife/husband?”

Seriously? “Do you work?”…because stay-at-home spouses don’t work.
They have it so easy. They get to watch any number of kids all day, and end up with the wonderful responsibility of making sure every square inch of the house is tidy all day, everyday. Because that’s reasonable, right?

My wife is a stay-at-home mom, and I can tell you right now: she works. Harder than I do most days, and I have a “real job.” So let’s see just how valuable stay-at-home spouses are.

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