Great ways to save money on all kinds of things. Cut costs, cut expenses and save money on your purchases. Also be sure to check out our complete guide on saving money.
If you’re a freelance worker of any stripe — writer, consultant, artist, contractor — you’re likely in the habit of keeping a close eye on your finances.
Sure, there are basic bits of advice that are good tips for anyone: Make and adhere to a budget (or not)! Diversify your assets! Steer clear of Whole Foods!
Personally, I ran into major trouble the first year I filed my taxes as an independent contractor. I felt intimidated by the level of organization required. Not to mention the jargon. “Schedule C?” “Pension distributions?” Uhhh…I’m a 25-year-old child over here, okay?
Doing my taxes was a breeze as a “regular” employee. Fill in the blanks, a couple quick calculations, stick a stamp on it: done. I learned I wasn’t alone (90% of taxpayers need help when the season rolls around). More importantly, I realized everyone has to start somewhere.
I’m definitely still learning, but there are a couple of things I’ve picked up along the way…
Heart disease is a killer. So is type 2 diabetes.
Anyone can get these diseases, but you can greatly reduce your chances by eating a healthy diet.
So then why don’t we all eat healthy meals every day?
Well first off, because fatty, processed, high-carb food tastes great, despite how it makes you feel.
But it’s also about price, right? Eating healthy is expensive. But it doesn’t have to be.
Our family of 6 spends less than $400 on groceries each month. It wasn’t always like this, it takes strategy and planning.
Here are some unique things we have done that you can do too, to eat healthy and save money…
One of my biggest woes in life is the money it costs me to keep my car ship-shape.
It seems every time I take it to a workshop, they find things wrong that I never even heard of. Things that end up costing me money I hadn’t planned spend—not now, anyway.
So I figured there had to be a better way to do basic repairs, and save not only the cost of the materials and labor but also the “extra” things mechanics always seem to uncover.
Here are 5 easy at-home car repairs…
Do you know what could be the most influential part of your finances?
The thing that causes you to spend money and save money. The thing that can easily put you in debt.
Possibly the most common marketing tactic in the world.
Do you know what it is? It’s fear. Often fear of the unknown and, more often, fear of things that never actually happen.
Are you letting fear control your finances? You may not even realize it.
It’s time to stop letting fear spend your money for you.
Let’s look at how fear can control your finances and how you can take control…
Nearly 3 billion coupons are redeemed each year.
And it’s not just for electronics, clothing and household products.
Look hard enough and you can also find discounts on things you never imagined have discounts (or need them).
Here are 12 of the more unusual picks:
You may think the key to having more money is earning more money.
But before you get a 2nd job, you should look at your expenses.
What can you cut? What can you eliminate?
In America, we are famous for labeling our “wants” as “needs”.
So, which areas should you be cutting back on?
To start, here are some ideas to save on communication, food, utilities and insurance…
Who doesn’t love shopping on Amazon?
It’s hard to beat the prices, but what if I told you that you can do better?
I’m not talking about shopping somewhere else.
I’m talking about better deals where you already shop. On Amazon.
Here are 9 tools to become a master shopper on Amazon…
MoneyMiniBlog 2.0 is here!
Every Monday, I’ll post an article to help you with your finances.
Every Thursday, I’ll post an article to help you be more productive.
Check out the new “Learn More About” link at the top of the page. Hover over it to learn more about getting started, budgeting, paying off debt, investing, saving money and credit cards.
Also, be sure to check out my new about page, while you’re here.
Let me know what you think of the new design and layout.
I’ve been putting together a list of the principles that this blog is founded on. Without further ado…
These are the 20 financial principles I’ve compiled over the last year…