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Great ways to save money on all kinds of things. Cut costs, cut expenses and save money on your purchases. Also be sure to check out our complete guide on saving money.

The Real Cost of Cable TV

The Real Cost of Cable TV

Do you have cable? If so, how much do you pay? It might be more than you think.

I have internet. You probably knew that. However, I don’t have cable. You may have known that too. However, my internet provider offers cable packages, as most do.

This month, I received a letter from my internet provider informing me that basic cable is now free. Yes, free. As long as you don’t want billions of channels, you can now watch cable TV for free. You can also get a home phone line for free, but does anyone really remember what that is?

Apparently, basic cable is considered a “need” in the U.S. now. That’s why they’re doing this. The government says people need the news, thus, people need basic cable. If that were the case, one would think they would only give you the news channels for free. I guess that would make too much sense. Either way, I’m sure everyone who is getting it for free is only watching the news anyways, right??? Yeah…I know.

When I got this letter, my first thought was “oh, we could hook it up and have basic cable” and then my wife and I started to calculate the real cost of cable. Beyond the monetary costs. You might be surprised…

15 Things You Should Buy From the Dollar Store

15 Things You Should Buy From the Dollar Store

Dollar stores are interesting because they make their money by charging a dollar for everything.

So that means things that are typically $2 or $3 are only a dollar at the dollar store. That also means some things that are typically 50 cents are also a dollar at the dollar store.

Then there are stores like Dollar General, which isn’t really a dollar store at all, if you’re going off the “everything’s a dollar” idea. I suppose Dollar General just means everything is generally…close to a dollar, which is more accurate, but still a little shady if you ask me.

I want to be clear that this list is talking about dollar stores where everything is actually…*drum roll please*…a dollar. Dollar stores can save you money, but if you use them for all your shopping, you may be wasting some money. Also, it’s worth noting that some dollar stores accept coupons and that can be quite lucrative, so check into that with your local stores.

Here are 15 things you should generally buy from the dollar store and some ways to save even more money…

8 Important Financial Tips for Freelancers

8 Important Financial Tips for Freelancers

If you’re a freelance worker of any stripe — writer, consultant, artist, contractor — you’re likely in the habit of keeping a close eye on your finances.

Sure, there are basic bits of advice that are good tips for anyone: Make and adhere to a budget (or not)! Diversify your assets! Steer clear of Whole Foods!

Personally, I ran into major trouble the first year I filed my taxes as an independent contractor. I felt intimidated by the level of organization required. Not to mention the jargon. “Schedule C?” “Pension distributions?” Uhhh…I’m a 25-year-old child over here, okay?

Doing my taxes was a breeze as a “regular” employee. Fill in the blanks, a couple quick calculations, stick a stamp on it: done. I learned I wasn’t alone (90% of taxpayers need help when the season rolls around). More importantly, I realized everyone has to start somewhere.

I’m definitely still learning, but there are a couple of things I’ve picked up along the way…

How to Eat Healthy and Still Spend Less Than $400/Month on Groceries

How to Eat Healthy and Still Spend Less Than $400/Month on Groceries

​​Heart disease is a killer. So is type 2 diabetes.

Anyone can get these diseases, but you can greatly reduce your chances by eating a healthy diet.

So then why don’t we all eat healthy meals every day?

Well first off, because fatty, ​processed, high-carb​ food tastes great, despite how it makes you feel.

But ​it’s also about price, right? Eating healthy is expensive. But it doesn’t have to be.​

​Our family of 6 spends less than $400 on groceries each month​. It wasn’t always like this, it takes strategy and planning.

Here are some unique things we have done that you can do too, to eat healthy and save money…

5 Easy At-Home Car Repairs You Can Do Yourself

5 Easy At-Home Car Repairs You Can Do Yourself

One of my biggest woes in life is the money it costs me to keep my car ship-shape.

It seems every time I take it to a workshop, they find things wrong that I never even heard of. Things that end up costing me money I hadn’t planned spend—not now, anyway.

So I figured there had to be a better way to do basic repairs, and save not only the cost of the materials and labor but also the “extra” things mechanics always seem to uncover.

Here are 5 easy at-home car repairs…

Are You Letting Fear Control Your Finances?

Are You Letting Fear Control Your Finances?

​​Do you know what could be the most influential part of your finances?

The thing that causes you to spend money and save money. The thing that can easily put you in debt.

Possibly the most common marketing tactic in the world.

Do you know what it is? It’s fear. Often fear of the unknown and, more often, fear of things that never actually happen.

Are you letting fear control your finances? You may not even realize it.

It’s time to stop letting fear spend your money for you.

Let’s look at how fear can control your finances and how you can take control…

13 of the Strangest Coupons Ever

13 of the Strangest Coupons Ever

Nearly 3 billion coupons are redeemed each year.

And it’s not just for electronics, clothing and household products.

Look hard enough and you can also find discounts on things you never imagined have discounts (or need them).

Here are 12 of the more unusual picks:

Before You Work More, Do This: 18 Simple Ways to Cut Expenses

Before You Work More, Do This: 18 Simple Ways to Cut Expenses

You may think the key to having more money is earning more money.

But ​before you get a 2nd job, you should look at your expenses.

​What can you cut? What can you eliminate?

In America, we are famous for labeling our “wants” as “needs”.

​So, which areas should you be cutting back on?

To start, here are some ideas to save on communication, food, utilities and insurance…​

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