Great ways to save money on all kinds of things. Cut costs, cut expenses and save money on your purchases. Also be sure to check out our complete guide on saving money.
Public transport doesn’t meet the transportation needs of many Americans and an increasing number of people are deciding to own cars.
The easiest way to pay for a car is by cash or check but not many people can afford to pull out $20,000 to buy a car and drive it off the lot. Hence, most car buyers need to take up one form of auto loan or another.
These are 25 blogs you should at least be subscribed to. I’m going to give you a brief summary on each blog, as well as their focus. And no, I’m not getting paid to include any of these.
Regardless of the advice given, or the plan followed, not everyone is going to get rich fast. In fact, not everyone is going to get rich. This is a self-evident truth considering the obvious and undeniable fact that most people alive on the planet are not wealthy. So it has been throughout history . So it will be for all our tomorrows.
Also a part of the unending cycle of life is the fact that the rich get richer. The poor get poorer. And the middle-class are more frustrated than ever. They are desperately afraid of dropping a level. No matter how hard they try, they can’t get to the next level. They are painfully aware of how precarious their position is, without the ability to do anything about it.
While money doesn’t grow on trees, there are always simple savings that don’t involve major lifestyle changes. Here are a few that may have slipped your mind.
Whether it’s the local pharmacy, ordered in bulk, or through the mail, the fact is you have a lot of options for where to get your razors these days. The answer to your shaving prayers however, may just have been hidden in plain sight all along.
It is a remarkably brief period of time between graduation and mid-life crisis. Your first duty is to get a job, then another job, then the one you will have for the next phase of your life. Along the way, you collect a family, one health scare, and some manageable debt.
The first grandkids and the first grey hairs show up suspiciously close together, along with the first sign that the aforementioned debt is not quite as manageable as you thought.
That is when you start coming to grips with a few hard realities: You’re forty something. Your knees hurt for no good reason. Print is starting to get smaller. You have advanced about as far in your career as you are likely to get. Your marriage doesn’t seem to be getting better or worse.
Saving your first $1000 emergency fund can be difficult.
You may be in debt, and barely making ends meet, and then you start a plan like Dave Ramsey’s “Baby Steps,” and the first step is to save $1000.
You’re thinking “I can’t even pay my water bill, how am I supposed to save $1000?”
Well, I’m not going to say these ways are easy, but they are effective, and if you’re willing to put in the work, you can get $1000 saved very quickly, Anyone can.
Your twenties are an important time for a lot of reasons. It’s usually when you’re finishing college and stepping into adulthood. It’s also when you start to build the foundation for your relationship with money.
When you hear stories of people who’ve ruined their credit or are drowning in debt, you’ll usually find that it started in their twenties. On the flip side, the people that end up doing well later on in life had a good foundation to start off on, and it carried on with them for decades.
So how do you avoid ruining your finances early on in life? Follow these 20 tips to get your finances in order in your twenties!
Many of us want to attack the idea of being frugal by saving large sums of money – but trying to save too big an amount too quickly can backfire. That’s because you may need to cut back in every aspect of your life, and this could affect your well-being.
Imagine living without an air conditioner in the extreme summer heat when you’re trying to reduce the electricity bill or not being able to eat at your favorite restaurant when you’re trying to save money on food. There’s disaster written all over it.
Don’t get me wrong, saving a big sum of money is good, but you’re more likely to avoid getting stuck in a rut if you make a series of small savings that add up over time. With the tips mentioned below, you’ll see a decent figure on your bank statement at the end of the year, without feeling like you have had to sacrifice your lifestyle to achieve this feat.