The holiday season is almost upon us, and with the arrival of celebratory occasions comes the added stress of spending more money than usual. Make sure your holidays are affordable this year and use these money-saving tips.
All of our “list” posts. Great for quick skimming. See 10 of this and 20 of that on everything finance to productivity related.
The promise of a college degree is enticing. It’s a sure way to advance your career and gain more knowledge while expanding your network. But college degrees get more expensive each year making the thought of being a college graduate out of reach for many.
Potential college-goers are easy prey for scammers who offer attractive loans and scholarships that make the college dream seem affordable. With more sophisticated means of taking your money under the guise of offering student loans, you need to be smart about who you give information to and what you agree to in your loan search.
Student borrowers are also subjected to scammers who promise to eliminate student loan debt. Some companies engage in deceptive marketing practices and illegally charge customers hundreds of dollars to reduce or eliminate their debt.
A typical scam follows a pattern like this…
Leaving behind the 9 to 5 and starting a home-based business is a dream for many Americans today.
No need for the power tripping boss breathing down your neck, get the pay you deserve, and still manage to have time for your family makes perfect sense.
While working at home can bring forth a lot of the rewards as described above, you will have to work daily towards making your company a success.
Below are some things you should be doing to help run your home based business more effectively:
Productivity starts with one thing: your energy.
If you don’t have energy, you’re not going to get much done.
Sleep is important. Exercise is important. But a poor diet can ruin your energy levels, no matter your sleep schedule or your exercise routine.
That’s why it’s important to make sure we are putting the proper fuel into our bodies.
Here is exactly what you should eat if you want more energy…
Identity theft is a risk that you face on a daily basis provided that you own a credit card and do business online. Every time you purchase an item online, you expose yourself to this menace. Today, identity theft has been identified as one of the fastest growing crimes in the world and the numbers keep on growing almost on a daily basis. We are all experts when it comes to identity theft not by choice but circumstances. Truth is told, with identity theft, the odds are that: you, your friend or your family member has been a victim of the same.
Financial experts advise that an individual have enough money to pay for several months worth of expenses if a financial emergency strikes.
In addition, it may be worthwhile to have a credit card or other funding source handy if such a situation occurs.
This is because an unexpected expense can occur at any time whether you are ready for it or not.
See what the most common emergencies are and protect yourself from them…
As per an insightful study undertaken in USA several years back, it had been found that around 9.1 million women in USA has their own businesses. However there has been a 68% increase in this number since 1997. Yet, most women business owners are being rejected loans by banks for their small businesses. However, in lieu of all this, many other options have come up, such as online loans, peer-to-peer loans, government grants and crowd funding, to help these women entrepreneurs expand their business horizon. Government grants are not very popular since they consume a lot of time and work in the funding process, yet they are becoming the more used option amongst women.
When companies grow into large corporations, people start depending on them. Eventually, many other companies depend on them. If they keep growing, an entire country’s economy could depend on them.
What happens when one of these companies fail? What happens when they file for bankruptcy? Is that even possible or are they actually too big to fail?
It’s easy to see, after the Great Recession of 2007-2009, that no company is too big to fail. Here are some prime examples…