It is never early to start saving for retirement. In fact, if you started saving in your early 20s, putting aside less than a car payment each month could turn you into a millionaire by the time you retire. It really is easy. Let’s look at five steps that you can take in your 30s (or even your 20s or 40s) to make your retirement dreams a reality:
All of our “list” posts. Great for quick skimming. See 10 of this and 20 of that on everything finance to productivity related.
According to Professor Robert Mooradian of Northeastern University,
millions of Americans are dealing with the emotionally and physically taxing consequences of debt every year. We all want to make our financial goals, like getting out of debt, a reality, but few ever make it without changing their everyday habits.
Before we get into the list of habits that will change your financial goals and eventually your life, we need to get two basic concepts down:
I love apps. I don’t use 100, I just use a few that work really well.
I always try to consolidate. If I can find one app to do the work of two, I’m sold.
This infographic shows 20 of the best apps out there…
Cycling, or biking, has many benefits, some of which you may not initially realize. For starters, it offers great exercise, which means it can improve your health and quality of life, provided you bike consistently.
However, it’s not only your health that can benefit: most things in your life can benefit from cycling. When you think of it that way, it’s no surprise that the United States has seen a growth of 62 percent in bicycle-riding commuters since 2000.
You’re probably wondering how cycling could have such an impact on the world at large. We’re going to take a look at some ways in which your life would benefit if you took up cycling to commute to and from local places.
The addition of another family member brings new personal and financial realities into focus and as you embark on this life-long journey, having your finances well managed and your financial investment well planned will be assurance for the present and a foundation of confidence for the future…
“You’re a writer? How do you make money?” “Don’t you need a real job?” “How do you pay your bills?”
Writers have heard it all before. Everybody wants to read the newspaper, online articles, blogs, and books. But when you tell someone you want to write those things, they look at you like you’re crazy. It’s easy to understand why.
Writing seems like a romantic notion, but so many people seem to fail. Perhaps it’s because those people don’t know how to get started. There are so many places online just waiting for you to sign up as a writer. You can write blog posts, articles, or stories. You can become a freelance copywriter or ghostwriter. You can edit or proofread. And that’s just to tip of the iceberg.
If you’re new to writing and can’t quite find an audience, or if you dream of quitting your job to become a writer, then fear not! You can absolutely make it happen. This list will give you a place to start.
Email can steal more time than almost anything else.
When you’re going through email, you’re on someone else’s agenda. You’re responding to their needs.
Sure, you wouldn’t be doing it if you didn’t get something out of it, but most of the emails you send are answers to other people’s questions, and responses to their needs. Even if you’re sending a decline, that still takes time.
I’ve written about email hacks before. I shared some important tips, so let’s do a quick summary and then get into three more tips that I’ve developed to stay in control of my inbox…
In 2015, the millennial generation is 18 years old at its youngest and 34 at its oldest. More than one-in-three American workers today are millennials and are now the largest portion of our workforce according to the Census Bureau.
For many of us, leaving home, starting college, or being a twenty-something is a time to enjoy being young and learning our independence. Even the older millennials can relate to making some mistakes during that transition.
As young adults trying to navigate through this new area of life, there are some financial blunders that are common for our generation that we should work to avoid.