How To

All of our “how to” articles on everything from finances to productivity.

How to Change Every Part of Your Life With Tiny Habits

How to Change Every Part of Your Life With Tiny Habits

I’ve always promoted the idea of starting small when creating new habits.

We all know that we can’t start a new workout routine by running 10 miles a day. That’s obvious. But even if you aren’t starting that big, you may be starting too big.

It’s usually not starting way too big that messes us up, it starting just a little bigger than we should have. Just big enough to stop the habit after a few days, weeks or months.

This is where tiny habits come in.

Bj Fogg, PhD, has started a habit revolution with tiny habits. And people are accomplishing amazing things by implementing them.

I’m going to show you how they work and how you can start implementing tiny habits today. Right now, actually…

How to Win New Customers at Your Next Exhibition

How to Win New Customers at Your Next Exhibition

Marketing at an exhibition can bring new challenges. You will be promoting your business at an event which is attended almost solely by your target market, but you’ll be competing to win them over. It’s important to remember your competitors will be facing the same challenge and will be taking it seriously. Have you thought about how to make sure your potential customers choose you over your competitors?

How to Choose a Credit Counselor If You Need One

How to Choose a Credit Counselor If You Need One

Living under the burden of debts is not exactly the life any individual wishes for. Day in and day out you have to toil hard and meet your ends as well as get out of debt. This kind of life can invite severe repercussions financially, physically as well as psychologically. So it is imperative that you might consider a credit counseling firm. In this article, we shall be illustrating the basic definition and purpose of credit counseling as well as put light on the process itself.

How To Be A Savvier Saver

How To Be A Savvier Saver

Saving is something we all know we should do but is far easier said than done. It seems simple, save a little each month for a rainy day but far too often our month outlasts our money and there is not much to put aside. It is always tough to break your bad spending habits and be more ‘sensible’ with your hard earned money but here are some tips that will help you make the change.

Insurance for DUI: How to Help Your Agent See You’ve Grown

Insurance for DUI: How to Help Your Agent See You’ve Grown

If you’ve had the unfortunate experience of a DUI conviction, you might be wondering if there’s anything you can do to lessen the impact it has on your auto insurance rates. There are some steps that you can take if you’d like to make an honest attempt to appeal to your insurance agent, but first, it’s important to educate yourself on the reality and magnitude of the situation you are in.

How to Lower Car Insurance Rates for Young Drivers

How to Lower Car Insurance Rates for Young Drivers

The importance of insurance for young drivers cannot be stressed enough. However, automotive insurance companies are not very keen on insuring young drivers because they do not wish to take on the high level of risk associated with them. If we look at past insurance trends, we find that young drivers tend to make up the biggest chunk of claims. They tend to get into accidents more often than old or experienced drivers as a result of over-speeding and reckless driving. This explains the reluctance of insurance agencies towards covering young drivers.

However, since automotive insurance is extremely important, it is not wise for young drivers to stay uninsured. Young drivers are typically charged very high premium rates, but there are certain ways that this cost could be brought down.

How to Sell an Occupied Rental Property

How to Sell an Occupied Rental Property

The best way to sell a rental property is to let the lease expire and put a vacant home on the market. This option avoids many potential difficulties, but is not ideal from a financial standpoint, since an empty rental brings no income and still has expenses.

Whether your renters are difficult or dream tenants, if they are under a lease when you are ready to sell your property, it poses a few challenges. That said, it’s not anything that can’t be overcome with some effort and know-how.

How to Check Your Home Loan Eligibility

How to Check Your Home Loan Eligibility

Are you tired of paying rent and listening to the demands of a stubborn landlord? How about buying your own house?

Living in their own house is what most people look forward to from an early age. However, buying a place with only your savings may not be the safest bet. You could end up with too little money to finance your other requirements.

That’s where home loans can rescue you. You can borrow the required amount from a financial institution and pay it off in EMIs over a fixed tenure.

Before applying home loan it is important to look at the eligibility criteria in order to know if you qualify for a loan. Here is a list of the most significant factors that banks take into consideration when giving out home loans.