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Credit Cards

Learn more about the benefits and the downside to credit cards. Some people can use them and some people cannot. Also be sure to check out our complete guide to utilizing credit cards.

How to Improve Your Credit Score (No Matter What It Is Now)

How to Improve Your Credit Score (No Matter What It Is Now)

A credit score is like your in-laws.

Some are really great. Some are not so great. And some people like to pretend they don’t exist.

Well, they do exist (your credit score that is…and probably your in-laws too) and whether you have a great credit score or a poor one, there is always room for improvement.

You can always do better.

Here are some tips for improving your credit score, no matter how good or bad it is…

5 Simple Steps for Spring Cleaning Your Credit

5 Simple Steps for Spring Cleaning Your Credit

Spring is in the air.

It’s beautiful out, so obviously the first thing you want to do is step outside think about your credit! Right?

Maybe not, but it’s a great time to do a quick spring cleaning.

You’re already spring cleaning “everything else”, why not clean up the thing that you buy “everything else” with. I’m joking, of course. I know you don’t buy everything with credit cards.

​Or at least, if you do, you pay them off every month…don’t you? Sure you do!​

Here are some simple and​, most importantly,​ ​​free​​ steps to cleaning up your credit…

18 One-Sentence Tips on Saving Money and Handling Your Finances

18 One-Sentence Tips on Saving Money and Handling Your Finances

This is a list of 18 one-sentence tips that will drastically improve your finances. These are quick tips, but they will surely make a huge improvement if you take them to heart.

Remember, just because you have heard some of these before, doesn’t mean you actually absorbed it. Read the list slowly and see if you can implement some of these, especially things that you may have “already heard”.

Hearing alone doesn’t help. It’s about acting and implementation.

Without further ado and in no particular order, here are a total of 18 One-Sentence Tips for your finances…

Daddy, Where Do Credit Cards Come From?  The History of Credit Cards [Infographic]

Daddy, Where Do Credit Cards Come From? The History of Credit Cards [Infographic]

Love them or hate, credit cards are everywhere, but where did they come from?

When were credit cards invented and why?

Did companies ever imagine credit cards becoming what they are today?

We all know that most people who carry a credit card carry quite a bit of debt along with it, so let’s look into the original intention of the credit card.

This is a great infographic…

Is Your Credit Card Information Really Safe?

Is Your Credit Card Information Really Safe?

Credit cards are becoming the go to way to pay. With everyone using credit cards, there has been a growing concern for your safety with using them. How do you know when your credit card information is safe and when it’s not? Is it safe to use credit cards online?

Read on to get some answers…

First off, let me clear something up. Using your credit card online can actually be safer than using it at brick and mortar businesses.

For example, one of the common ways people have their credit card information stolen is at restaurants since servers will often take your card out of site to charge it.

So how can you prevent that?

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