Budgeting

Help with budgeting, budgeting worksheets and even how to live without a budget. Also be sure to check out our complete guide to budgeting and our guide to budgeting tools.

5 Questions to Ask Yourself Before Moving Out on Your Own

5 Questions to Ask Yourself Before Moving Out on Your Own

So you’ve come to the place in life where you feel it’s time to strike out on your own and to that I say, go for it, I’m all for independence!

However, before you take that momentous leap, take some time to ask yourself these 5 crucial questions just to make sure you’ve covered all your bases:

Why I Budget (And Why You Don’t Have To)

Why I Budget (And Why You Don’t Have To)

The word “budget” sparks many different emotions.

Some people swear by their budget. Some people swear at their budget. And others swear they had a budget, though they can’t seem to remember exactly what’s in it or where it’s at.

You used to be hard-pressed to find a finance book that didn’t recommend budgeting, but things have changed.

Several finance teachers, like Ramit Sethi and David Chilton, have started to move away from the “everyone needs a budget” mindset, and for good reason. They focus more on big savings and less on fewer lattes.

Today, I’m going to show you both sides.

Here’s why I swear by my budget, and why you don’t need one to be financially successful.

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