The Complete Guide to Budgeting
How to Start Budgeting
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The Specifics of Budgeting
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Ask anyone for their bucket list, and you’ll often find travel is listed there somewhere.
For many of us, a car is a necessary part of our daily lives, whether for our daily commute or just getting around.
There is no escaping it; obtaining a secondary education will cost money.
Even if you’ve worked tirelessly on your personal budget and stuck to it, you may be shooting yourself in foot with your automobile.
So you’ve come to the place in life where you feel it’s time to strike out on your own and to that I say, go for it, I’m all for independence!
However, before you take that momentous leap, take some time to ask yourself these 5 crucial questions just to make sure you’ve covered all your bases:
The word “budget” sparks many different emotions.
Some people swear by their budget. Some people swear at their budget. And others swear they had a budget, though they can’t seem to remember exactly what’s in it or where it’s at.
You used to be hard-pressed to find a finance book that didn’t recommend budgeting, but things have changed.
Several finance teachers, like Ramit Sethi and David Chilton, have started to move away from the “everyone needs a budget” mindset, and for good reason. They focus more on big savings and less on fewer lattes.
Today, I’m going to show you both sides.
Here’s why I swear by my budget, and why you don’t need one to be financially successful.