A sitcom television show once marveled that it was amazing that the universe contained hundreds of thousands of different types of jobs, and yet there was someone out there willing to fill every different one.
This sounds pretty level-headed coming out of the mouth of a comedian. But in the real world, the odds are against you. It has been long reported that our feelings about our jobs are extremely negative, overall. In a 2013 survey conducted by Gallup, 70 percent of 250,000 people interviewed – including part time and full time workers – said they hated their jobs. Only 30 percent said they actually enjoyed their jobs and their bosses, according to the Daily News.
Winter is coming (if it hasn’t already arrived), and with it come lower temperatures outside and higher bills at home.
Fortunately, there are a few things you can do that will help you save big on your heating bills, many of them for free.
These tips will help you on your heating costs – without a huge investment of time or money.
These days, it’s always useful to have some extra money on hand. Whether for short-term pleasures like an extravagant meal out, or buying a new dress, or more long-terms investments like saving for education, or planning for retirement (especially if you’re planning to retire abroad), extra cash is ALWAYS welcome! Most people rely on company bonuses, or working overtime to make more money. In addition to these, there are a whole bunch of things you can do (in terms of skills you can acquire and opportunities you can take advantage of) that will help you effectively supplement your regular income. Considering holiday season is right around the corner, and spending tends to be high, it is worth taking a look at what you can do to make some extra cash. Here are a few ideas:
Fighting procrastination is not only important for your studies.
You are going to be distracted throughout your life.
Marketing companies spend their working week finding new ways to distract you.
Here are a few productivity apps that will help you right now in the moment, and they will help you get into the habit of fighting procrastination.
Every Monday banks or credit unions release a rate sheet that define the annual percentage rates for all of their products and services.
The interest rates have definitely seen better days and many people worry if they will ever actually be able to retire.
As hope for the future darkens, people then seek out other avenues in order to make their work just a little bit harder.
With the stock market many people are choosing to place their money more at risk in order to gain a higher rate of return. However, many people do not know where to get started.
In the lending industry, free credit scores and credit scoring systems have become universal.
As technology advances and becomes more commercial, such as the public debut of the 1989 FICO credit scoring model, scoring tools have started to overtake traditional underwriting process in the world of lending. Companies like Credit Sesame have been founded to help the public gain a deeper understanding of their financial standings by offering free credit scores, reports, and tracking.
While there are definite benefits to this new takeover, there remains to be widespread misunderstanding of what actually affects your credit scores. One of the top suspects: late payments.
It is never early to start saving for retirement. In fact, if you started saving in your early 20s, putting aside less than a car payment each month could turn you into a millionaire by the time you retire. It really is easy. Let’s look at five steps that you can take in your 30s (or even your 20s or 40s) to make your retirement dreams a reality:
When it comes to buying a home, advice is overwhelmingly centered on buying a primary residence.
No big surprise since you need a place to live. But, before you invest in a primary residence, you need to consider your lifestyle goals to maximize your budget and your quality of life.