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The Wrong Time to Invest

The Wrong Time to Invest

Do you ever feel pressured by time and end up making a hasty decision that you later regret?

Chess Grandmaster Garry Kasparov taught, “Always keep ten extra minutes on the clock, or you will end up making rushed decisions.”

High level chess games are always timed.

Having time pressure keeps the pace of the game moving and forces players to make a decision.

Purchasing a House With a Friend: 5 Things You Should Consider

Purchasing a House With a Friend: 5 Things You Should Consider

If you want to own a home but just can’t seem to get the capital together for a down payment, don’t have the income to carry payments or don’t have the credit history to get the loan, you might consider purchasing it with a friend.

Two incomes are certainly better than one, and you’ll probably have a better chance if you have another strong candidate applying with you.

People buy houses with friends all the time, and while there is nothing inherently bad about it, you should consider a few things before taking the plunge.

How IT Cloning Can Make You a Billionaire [Infographic]

How IT Cloning Can Make You a Billionaire [Infographic]

Cloning simply means to create duplicate of anything.

The term IT Cloning was derived from the biology term “cloning” where clone of any animal can be created using any particle of the animal.

But IT cloning refers to the duplicity of any website or application in terms of its design and functionality.

Clone websites don’t use the code of the original one. Developers design it from scratch using their own code.

IT cloning has become very common and it can be seen in our daily life, with companies like Airbnb & Wimdu, Flipkart & Snapdeal, Alibaba & Amazon, Snapchat & Bolt, Whatsapp & Telegram etc…

Now the question is “How are clone websites more benefited than original websites?”

I think a real life success story can explain it in a better way…

Plan Your Finances Like a Game of Chess and Win the Retirement Game

Plan Your Finances Like a Game of Chess and Win the Retirement Game

Some people are planners and some aren’t.

Which are you?

Chess players are counted among the world’s greatest planners as they not only have to think many moves ahead, but have to come up with alternative plans if their opponent doesn’t move as anticipated.

This advance planning is similar to the strategic thinking needed in order to stay ahead when the financial markets don’t behave the way you hope they would.

Even if you’re not a chess player, chess can teach valuable financial lessons and help you become the grandmaster of your money…

4 Common Mistakes That Investors Make

4 Common Mistakes That Investors Make

Investing is not a science: it is not possible to put your portfolio on autopilot and just watch your money grow, Grow, GROW.

There is no one fixed, guaranteed path that leads to investment success.

However, there are certain paths that will lead to guaranteed failure.

Before you know what to do, you must first know what NOT to do.

I’m going to go over 4 common mistakes the investors make…

5 Ways to Lower Student Loan Payments

5 Ways to Lower Student Loan Payments

Are your student loan payments too much to handle?

Don’t worry, because you’re not alone.

As of December 2012, only 54% (20 million) student loan borrowers, out of 37 million were actively repaying their student loans.

If you’re overwhelmed by your student loans and need to lower your monthly payments, here are 5 student loan repayment programs that can help:

How to Get a Mortgage When You’re Self-Employed

How to Get a Mortgage When You’re Self-Employed

There’s no debating the fact that being self-employed offers quite a few benefits you just don’t get with a conventional job.

You don’t have that pesky boss looking over your shoulder all the time, you get to make your own decisions about the direction of the business, and if you work from home you don’t even have a commute.

Of course, there are always negatives to balance things out, and with self-employment getting a mortgage is often one of them.

However, just because you’re self-employed doesn’t mean you’ll never be able to get a mortgage.

It just means the rules are a little different…

Doing Your Debt Homework: 3 Strategies to Plan Ahead for Student Debt

Doing Your Debt Homework: 3 Strategies to Plan Ahead for Student Debt

As of 2012, the average amount of student debt accrued by graduating students reached nearly thirty-thousand dollars.

For these graduating students, debt is a fact of life that they’ll be dealing with for around a decade after leaving their old alma mater.

Student debt can be prohibitive for many students, and the snowballing interest of forbearance makes it a highly unappealing option.

However, there are ways to brace yourself, or avoid payment entirely, by planning ahead when it comes to how to manage student debt before it becomes a problem.

Here are three strategies to consider when a future of student loan payments is just around the corner…