Just how bad is the financial plight of the average university student in the UK?
As is the case with most questions, the answer to this one depends upon whom you ask.
Some say uni students are fighting a losing battle because tuition is rising and maintenance loans are inadequate, particularly in London and other notoriously expensive areas. Others say that many students are squandering their money partying and buying items they don’t need.
According to Professor Robert Mooradian of Northeastern University,
millions of Americans are dealing with the emotionally and physically taxing consequences of debt every year. We all want to make our financial goals, like getting out of debt, a reality, but few ever make it without changing their everyday habits.
Before we get into the list of habits that will change your financial goals and eventually your life, we need to get two basic concepts down:
Cycling, or biking, has many benefits, some of which you may not initially realize. For starters, it offers great exercise, which means it can improve your health and quality of life, provided you bike consistently.
However, it’s not only your health that can benefit: most things in your life can benefit from cycling. When you think of it that way, it’s no surprise that the United States has seen a growth of 62 percent in bicycle-riding commuters since 2000.
You’re probably wondering how cycling could have such an impact on the world at large. We’re going to take a look at some ways in which your life would benefit if you took up cycling to commute to and from local places.
Imagine getting home on Friday night, after a stressful week. You’ve been looking forward to this moment all day. All you want to do is just throw some sweatpants on and just veg out on the couch. You turn the TV on, grab some drinks from the fridge and get your favorite pair of sweats. You go to take off your pants, you empty your pockets, and you heart sinks….
Your wallet. It’s gone.
If this has ever happened to you, you know the sense of fear that accompanies this horrible event. Your entire life is contained in your wallet. There’s credit cards, debit cards, ID, money, insurance card and membership cards. You now could be the victim of identity theft, with repercussions for years.
Here’s a step-by-step guide of what to do should the worst happen…
Binary options have become a popular way of trading financial assets online because of their simplicity and high returns. Nonetheless, various researches still show that only less than 30% of retail traders achieve profitability trading this market. For this reason, most investors often question whether it is possible to really make money trading binary options. The short answer is YES, but the long answer is that it requires hard work, commitment and dedication to consistently churn out profits from the binary options market.
The addition of another family member brings new personal and financial realities into focus and as you embark on this life-long journey, having your finances well managed and your financial investment well planned will be assurance for the present and a foundation of confidence for the future…
“You’re a writer? How do you make money?” “Don’t you need a real job?” “How do you pay your bills?”
Writers have heard it all before. Everybody wants to read the newspaper, online articles, blogs, and books. But when you tell someone you want to write those things, they look at you like you’re crazy. It’s easy to understand why.
Writing seems like a romantic notion, but so many people seem to fail. Perhaps it’s because those people don’t know how to get started. There are so many places online just waiting for you to sign up as a writer. You can write blog posts, articles, or stories. You can become a freelance copywriter or ghostwriter. You can edit or proofread. And that’s just to tip of the iceberg.
If you’re new to writing and can’t quite find an audience, or if you dream of quitting your job to become a writer, then fear not! You can absolutely make it happen. This list will give you a place to start.
In 2015, the millennial generation is 18 years old at its youngest and 34 at its oldest. More than one-in-three American workers today are millennials and are now the largest portion of our workforce according to the Census Bureau.
For many of us, leaving home, starting college, or being a twenty-something is a time to enjoy being young and learning our independence. Even the older millennials can relate to making some mistakes during that transition.
As young adults trying to navigate through this new area of life, there are some financial blunders that are common for our generation that we should work to avoid.