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How Borrowing Money Affects Your Credit Score

How Borrowing Money Affects Your Credit Score

When you apply for a guarantor loan, it isn’t your credit rating that the lender is most interested in: it is that of the person who has agreed to provide the security that the loan will be repaid. That’s because the lender accepts that you may not have a great credit record to start with and so will be basing its decision on the financial history of the guarantor.

The lender will want the guarantor to have a good or possibly excellent track record of managing their finances – always making repayments on time, never going into default, not having county court judgments (CCJs) registered against them and not having taken out too much credit in a short period of time.

5 Common Misconceptions About Buying Auto Parts Online

5 Common Misconceptions About Buying Auto Parts Online

Even though many people in countries like Australia and USA are taking the online route to buy auto parts, there is no dearth of myths when it comes to online purchase. In this article, we examine some of the common misconceptions about buying auto parts online.

Binary Options Trading for Beginners

Binary Options Trading for Beginners

There is a new investment vehicle in town that is turning out to be very fast to learn and promised to give very high returns. But as usual, it has its own risks since you might end up losing your money when trading just like in any other financial market. I am talking about binary options trading; which is catching up with many millennials as a very easy way to earn an extra income without much ado. However, before you burn your fingers in this new lucrative source of passive income, you first need to learn how to trade binary options from the experts.

Is Now A Good Time To Invest In The Stock Market?

Is Now A Good Time To Invest In The Stock Market?

The stock market has had a tough start to the year 2016. In January the S&P500 closed down almost 6% at month end, while the MSCI World Stock Index closed around 9% lower in the first month of the year. This horrendous start to the year for stocks was caused by a fear of an economic slow down in China, sluggish global economic growth, a steep drop in oil prices and uncertainty of the timing of future interest rate hikes by the Federal Reserve.

How to Handle a Tax Levy

How to Handle a Tax Levy

If you’ve been slapped with a tax levy, you know exactly how disastrous this extreme measure can be on your credit, belongings, and life in general. If the IRS submits a tax levy against a non-compliant taxpayer, the government can seize any and all assets required to cover an outstanding debt, including bank accounts, inheritances, and even real estate. If you’re worried that you’re in danger of receiving a levy, or if it has already occurred, follow these steps immediately.

A Luxury Safari on a Budget? Here’s How to Do It

A Luxury Safari on a Budget? Here’s How to Do It

Going on a safari is not your typical traveling experience. It requires a lot of saving and planning in order for you to get the full experience from your trip. Often travelers tend to set their expectations high, and this is not to say you should set yourself up for an unsatisfactory trip, but people often underestimate the amount of research it takes before you go on a safari.

The planning stage is without a doubt the single most important aspect of a safari. It is a good idea to talk to safari experts who can share their experience and knowledge with you. You will be able to discuss budget and an all-round outline of your trip so you have an understanding of what to expect for your money. Before putting down money for a deposit you should make sure you are completely happy with the arrangements of your safari trip.

11 Habits That Will Give You A Complete and Successful Life

11 Habits That Will Give You A Complete and Successful Life

I love to study successful people and I don’t just mean the financially successful. I’m talking about the people who are successful in their internal and external world. These are the people who live with inner-peace and outer-joy and fulfilment.

I’ve learned that success leaves clues. As long as you’re following the path of those who have achieved what you’re after, you will start picking up what it took them to get to where they are.

In this post, you will learn 11 different habits that I’ve learned and observed from people make the most out of life and the best part; you can model these habits into your life and live a more complete and successful life.