It’s time for another mistake.
Actually, I’m not planning on making another mistake, this is a mistake I already made.
Last time, I wrote about my failed ventures in network marketing. today we are talking about a money mistake I made in my first year of marriage.
My wife and I decided to join a wholesale warehouse. Direct Buy to be exact. Maybe you’ve heard of it.
It cost us a lot of money (I’ll tell you how much in a moment), but I’m still glad we did it, here’s why…
What is a self-development blueprint?
It’s simply a game plan or a blueprint for improving your life and yourself.
We’re constantly growing and learning. It helps to make a plan. Learning is much more effective when it’s strategic.
Are you reading books, listening to audio and watching videos? Most of us are.
Are they getting you closer to your goals? Let’s start working on your game plan…
What is Credit Sesame?
Sure, they are a credit monitoring service, like Credit Karma and many others, but that’s not all.
They offer more than the other credit monitoring services I’ve seen, while still keeping it free.
What do they offer, you ask? A free credit score, free credit monitoring and free identity theft protection.
Free identity theft protection? That’s right! And they actually offer even more than that.
Let me give you a quick breakdown, then I’ll let you go try it out. After all, it is free…
If you’re looking for budgeting tools, look no further.
I’ve compiled an all-inclusive list of every high-quality budgeting tool I could find and put them all together here.
I’ve even included the price (if there is one), the format(s) available and a brief description of each. I’ll start with my favorites and then move on to the rest.
Let’s jump right in and see what our options are…
Small progress over time leads to huge results.
Gradual increase + persistence = new habits. It’s that simple.
Small habits might not seem life-changing at first, but when you look back, you will see something amazing.
You will see huge progress compounding over time.
That’s exactly how you measure your goals. Looking backwards.
The past gives us all the information we need and it tells us what we need to change.
Let’s look at how to effectively measure goals and see our progress…
There are many ways to get all your accounts in one place.
There are also ways to automate your budget.
Mint.com comes to mind.
Your bank may even offer online banking that budgets for you and allows you to add outside accounts to your dashboard.
That’s all great. I love automation. But I’ve found the cream of the crop.
All your accounts in one place? Check. An effective automatic budgeting system? Check. And that’s not all they do.
Personal Capital is great for budgeting, but it’s really great for investing!
Let me show you what sets Personal Capital apart from the rest…
I have made some huge money mistakes.
I want to tell you about them, in hopes that you won’t make the same ones.
Mistakes are a great teacher. It’s always best to learn from someone else’s mistake if possible, but there is value in our own mistakes.
That is, if we do actually learn from them.
In this series, I’m going to go through my biggest mistakes. They are big enough to be separated into different parts, which is…kind of sad.
This is my experience with network marketing. (which obviously wasn’t too great, since it’s on my biggest mistakes list)
I’ll explain what happened, why it happened and what you can learn from it…
Have you ever read an article on productivity and thought it would be great for someone without a family, but with a family, you couldn’t really implement most of it?
I’ve been married for almost 9 years. My wife and I have 4 kids. I’ve been there before.
I’m always looking for ways to increase my productivity, but I admit, it’s not very motivating to read an article about having a 3 hour long morning routine.
Don’t get me wrong, that sounds awesome! And I would love to that, but unfortunately, I work, spend time with my family, exercise and, oh yeah…sleep (when I’m free to do so).
I don’t have 3 hours for a morning routine and as much as I would like to, it’s just not going to happen right now.
That doesn’t mean we can’t be productive. I’m very productive and so is my family.
I have found some things that work. It’s possible to be productive, even with a big family.
Let me share what has worked for me…