You may think the key to having more money is earning more money.
But before you get a 2nd job, you should look at your expenses.
What can you cut? What can you eliminate?
In America, we are famous for labeling our “wants” as “needs”.
So, which areas should you be cutting back on?
To start, here are some ideas to save on communication, food, utilities and insurance…
October has been a huge month for MoneyMiniBlog.
hoping you’ve noticed the fresh new look.
The re-designing process was a lot of work, but it was worth it.
I’ve been doing more than just working on this new design.
I’ve been writing a new book, creating even more great content on money and productivity and, most importantly for this article, I’ve been reading articles from all over the web.
Allow me to wrap up October’s best articles on money and productivity and put them together for you in a nice little package…
Do you drink coffee everyday?
If you’re over 18, you probably do. Statistically.
Over 50% over Americans (over the age of 18) consume coffee on a daily basis.
You may be the kind of person who gets cranky when you don’t have your coffee, or you may be able to go without it.
Either way, if you drink it everyday, you are sabotaging yourself from the benefits you could be getting from that age-old energy booster known as caffeine.
Here’s how you should be doing it…
Should you save for your children’s education?
A better question is “should you invest for your children’s education?”
There is a simple cut and dry answer here…it depends…it’s really up to you.
Did I say cut and dry? Forgive me.
You are not obligated to pay for their college. It’s not your responsibility as a parent.
However, it is nice to be able to help them out. Here are the best ways to do it…
We all have our habits. Positive and negative.
Habits are like compound interest. They can be our best friend or our worst enemy.
So, how do you create positive habits?
How do you get them to actually stick?
Here is the most effective way to create and stick with new habits…
I have a friend who owns a farm in Missouri.
Actually, he owns a whole bunch of farms. Thousands of acres.
We will call him Gary. Because that’s his name.
Gary has taught me so much about money.
Some intentional, but some of most valuable lessons were things that he wasn’t actually trying to teach me.
Here is what I have learned from Gary and how we can all apply it…
The average person spends 9 years of their life watching TV.
That’s just from watching TV a few hours everyday.
But that’s not you, right? I mean, you don’t spend hours and hours in front of the TV.
That’s unproductive and a waste of your time…and you know it.
But what about Facebook? We spend 700 billion minutes on Facebook every month, across the world.
And then considering that we spend 174 billion minutes on YouTube each month, it’s hard to imagine that there is any time left. I think we all remember the first time we logged onto YouTube. Those suggested videos in the sidebar will get you…and keep you…for days.
As you will see in a moment, I used to waste hours everyday without even realizing it.
Here is how I figured out where my time was going and how I took control of it…
Who doesn’t love shopping on Amazon?
It’s hard to beat the prices, but what if I told you that you can do better?
I’m not talking about shopping somewhere else.
I’m talking about better deals where you already shop. On Amazon.
Here are 9 tools to become a master shopper on Amazon…