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Month: August 2016

Don’t Ignore the Simple Savings

Regardless of the advice given, or the plan followed, not everyone is going to get rich fast. In fact, not everyone is going to get rich. This is a self-evident truth considering the obvious and undeniable fact that most people alive on the planet are not wealthy. So it has been throughout history . So it will be for all our tomorrows.

Also a part of the unending cycle of life is the fact that the rich get richer. The poor get poorer. And the middle-class are more frustrated than ever. They are desperately afraid of dropping a level. No matter how hard they try, they can’t get to the next level. They are painfully aware of how precarious their position is, without the ability to do anything about it.

While money doesn’t grow on trees, there are always simple savings that don’t involve major lifestyle changes. Here are a few that may have slipped your mind.

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Productivity’s Menace or Partner: Is There a Right Way to Multitask?

Multitasking was once viewed as a coveted skill. Like computers, humans were expected to be able to perform five tasks at once without slowing down. Phone calls, emails, filing, etc, etc. The more we do at once, the faster we can be at completing those tasks.

That dream of a perfect multi-tasker was short lived. Studies came out suggesting multitasking was the bane of productivity, and evidence proved that cognitive ability – also known as IQ – lowered significantly when employees overburdened themselves with too much work at once. Our electronic-heavy offices were also contributing to the lack of productivity among workers. As a 2009 study with Stanford University found out, workers that “are regularly bombarded with several streams of electronic information do not pay attention” and are less likely to recall that information soon after.

So began the demonization of multitasking; but it should not be discredited so thoroughly.

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How to Have a More Financially Responsible Mid-life Crisis

It is a remarkably brief period of time between graduation and mid-life crisis. Your first duty is to get a job, then another job, then the one you will have for the next phase of your life. Along the way, you collect a family, one health scare, and some manageable debt.

The first grandkids and the first grey hairs show up suspiciously close together, along with the first sign that the aforementioned debt is not quite as manageable as you thought.

That is when you start coming to grips with a few hard realities: You’re forty something. Your knees hurt for no good reason. Print is starting to get smaller. You have advanced about as far in your career as you are likely to get. Your marriage doesn’t seem to be getting better or worse.

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5 Common Investment Mistakes And How To Avoid Them

Financial investing follows several straightforward principles to ensure your investments increase in value.

To put it simply: you make sure you understand what you invest in, you don’t put all your eggs in one basket and you never risk more than you can afford to lose.

However, the world of investing is a little bit more complicated than that and it is easy to make mistakes when you first start out.

In this post, you will be introduced to five common investment mistakes and how to avoid them.

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