6 Ways to Cut Costs on Cooling Your Home This Summer

6 Ways to Cut Costs on Cooling Your Home This Summer

Summer is coming soon to a home near you. In fact, it’s coming to your home…unless you live somewhere weird.

There are ways to cut cooling costs. Practical ways.

You don’t have to spend thousands to save hundreds.

Unless you want to do that. But you don’t want to do that.

That would be dumb. I don’t even know why we are still talking about it.

Since you don’t want to do that, do this…

6 Haggling Hacks for Buying a Used Car (With Personal Example)

6 Haggling Hacks for Buying a Used Car (With Personal Example)

​My wife and I headed into Oklahoma City this past weekend to look for a vehicle.

After spending the majority of the day at a certain car dealership, we ended up driving a new car home…well, new to us.

We are happy with the vehicle, and we were even happier with the price.

Long story short, they were asking almost $9,000 for a vehicle that we ended up purchasing for $2,800.

How did we do that? We used these 6 haggling hacks (I hope you can appreciate the alteration) to get the deal…

5 Simple Steps for Spring Cleaning Your Credit

5 Simple Steps for Spring Cleaning Your Credit

Spring is in the air.

It’s beautiful out, so obviously the first thing you want to do is step outside think about your credit! Right?

Maybe not, but it’s a great time to do a quick spring cleaning.

You’re already spring cleaning “everything else”, why not clean up the thing that you buy “everything else” with. I’m joking, of course. I know you don’t buy everything with credit cards.

​Or at least, if you do, you pay them off every month…don’t you? Sure you do!​

Here are some simple and​, most importantly,​ ​​free​​ steps to cleaning up your credit…

3 Ways to Start Investing for Retirement With $100 or Less

3 Ways to Start Investing for Retirement With $100 or Less

36% of Americans save absolutely nothing for retirement.

80% of people ages 30-54 believe they will not have enough money saved for retirement when the time comes.

You know you need some sort of retirement plan, but can you afford it?

Are you a statistic? Or on your way to becoming one?

Spoiler alert: Yes, you can afford to invest in your retirement

It doesn’t take much to get started and it takes even less to keep going.

Here’s how you can invest for retirement, even if you think you can’t afford it…

To Refinance or Not to Refinance

To Refinance or Not to Refinance

Refinancing your home is like the government.

Sometimes it makes sense.

Sometimes it doesn’t.

And sometimes it will force you to spend a lot of money with little or no return.

Doesn’t that remind you of the government?

So, when does it make sense to refinance?

There are ways to figure that out and there are some things you need to know about refinancing…

What 1% Will Save You on Your Mortgage [Infographic]

What 1% Will Save You on Your Mortgage [Infographic]

Should you refinance your home? Is it worth it?

That depends! But should you look into it? Yes!

It’s amazing what 1% can save you over 10, 20 or 30 years.

This is a sweet infographic that breaks down exactly what 1% could mean for a refinance…

Where is Your Money Really Going When You Donate to Charities?

Where is Your Money Really Going When You Donate to Charities?

We see commercials and ads for charities every day.

Starving children, abused animals…you’ve seen them.

Have you ever questioned how much of your money was actually spent on helping?

And how much was spent on the charity’s employees? Or on that commercial?

You may have thought something along the lines of…

“Why didn’t they spend this money on feeding those children instead of paying for this expensive commercial?”

Let’s see what’s going on here…

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