How to Live Without a Budget or The Automatic Budget

How to Live Without a Budget or The Automatic Budget

When you think about being responsible with your money, a budget may be one of your first thoughts. In my Beginner Series, I tell you, point-blank, that you need a budget.

Can you really live without a budget? The title of this article makes it seem like I was misguiding you when I said that you need a budget, doesn’t it?

Well…​

15 Effective Tips for You to Make Extra Money

15 Effective Tips for You to Make Extra Money

​These tips are actually a collection of 15 great articles on making money from around the web. ​I personally read all of these blogs regularly.

I have read all of the articles listed and I didn’t include any junk!

There are actually way more than 15 tips in all of these articles.

It’s more like 15 resources with 100s of tips!

I tried my best to NOT include articles with generic tips. I’m sure you will learn something new.

Here we go…

What is a Penny Stock?

What is a Penny Stock?

You have probably heard a lot about penny stocks. I’m sure you have seen ads all over the Internet that advertise things like “Get rich with penny stocks!” or “Turn pennies into thousands!”.

Well unfortunately those ads aren’t very realistic.

I know, I know, it’s surprising to find something on the Internet that may not be true. Is it possible to make a lot of money with penny stocks? Sure. You can make money with anything if you are good at it or lucky, but it’s definitely not for everyone and it’s not really investing.

So what exactly is a penny stock?

Women Get More Pay Raises Than Men, But Men Get More Money [Infographic]

Women Get More Pay Raises Than Men, But Men Get More Money [Infographic]

This infographic from tribehr.com is full of interesting facts about women and men in the work place.

What? This doesn’t seem to be a politically correct topic. That’s because it probably isn’t, but I am OK with that.

This infographic is about the stats and it’s interesting to see them. Here we are going to look at several determining factors, such as:

  • Growth of pay raise size
  • Comparison of pay raises
  • Recognition from peers

Here is the infographic, please don’t be offended, it’s just the stats!

3 Habits You Should Develop – Your Finances Depend on Them

3 Habits You Should Develop – Your Finances Depend on Them

The wealthy and the not-so-wealthy obviously have different habits. People come into their wealth different ways, but their habits are similar.

You may already have some of these habits. You could already be using some of them.

It’s also important to note that these are habits you should develop, which indicates that you may already have them, you just need to continue to develop them even more.

So, here are 3 of the habits that you need to take control of your finances…

Is Your Credit Card Information Really Safe?

Is Your Credit Card Information Really Safe?

Credit cards are becoming the go to way to pay. With everyone using credit cards, there has been a growing concern for your safety with using them. How do you know when your credit card information is safe and when it’s not? Is it safe to use credit cards online?

Read on to get some answers…

First off, let me clear something up. Using your credit card online can actually be safer than using it at brick and mortar businesses.

For example, one of the common ways people have their credit card information stolen is at restaurants since servers will often take your card out of site to charge it.

So how can you prevent that?

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